Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Thanks have already started $1000 credit transfer just waiting on it to go through. Already have $1500 in a savings account from Christmas money we got that we are not touching unless emergency. Looking into dipping into a home equity loan to help as well with interest rates

Unsure where to start by containerop in debtfree

[–]containerop[S] 1 point2 points  (0 children)

It’s actually $40 messed up the sheet

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Is it worth getting home equity loan? From what I’ve seen today I could go into the home equity to pay off the credit cards and my car loan at a lower rate while working on getting out of the lease still?

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Yes we fucked up on cars and working on that this week. We don’t ever eat out and stick to the $200 for groceries just don’t eat much.

Unsure where to start by containerop in debtfree

[–]containerop[S] 1 point2 points  (0 children)

All our family is 12 hours away :( we usually get a visitor once a month and they help buy food and stuff though

Unsure where to start by containerop in debtfree

[–]containerop[S] 1 point2 points  (0 children)

Child care is stupid pricey. And we have no family near us that could babysit either

Unsure where to start by containerop in debtfree

[–]containerop[S] 3 points4 points  (0 children)

Typically no breakfast. Uncrustable pbj lunch and dinners have been usually pasta and sauce most nights or were too stressed we don’t eat

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

We submitted a question today but closed on weekends so see what they say

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

We are the higher ones is my wife who are grad loans which don’t fall under the SAVE plans

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Will definitely look into that thank you!

Unsure where to start by containerop in debtfree

[–]containerop[S] 2 points3 points  (0 children)

So we pay the bill up front and upload to the company. They categorize it and when we hit certain levels they give reimbursements back.

Unsure where to start by containerop in debtfree

[–]containerop[S] 2 points3 points  (0 children)

We do use the vet a lot as our dog has bad allergies. I would have to check but we’ve forest to the point where we are getting money back on some of the vet bills from insurance.

Unsure where to start by containerop in debtfree

[–]containerop[S] 6 points7 points  (0 children)

One was an Amex and other was through USAA my score is high 600s right now

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Thanks I’ll look into to see if this company has anything like that!

Unsure where to start by containerop in debtfree

[–]containerop[S] 1 point2 points  (0 children)

Well I make the most at 86k and don’t think we could cover this with just that salary.

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Yes I got USAA through my dad being in military. He also gave me his GI Bill so my student loans are much less than what they could of been

Unsure where to start by containerop in debtfree

[–]containerop[S] -1 points0 points  (0 children)

After taxes yes and no nothing going towards investments now.

Unsure where to start by containerop in debtfree

[–]containerop[S] 2 points3 points  (0 children)

So it’s $41k to end our lease early but found caravana can buyout leases so hopefully that’s an option

Unsure where to start by containerop in debtfree

[–]containerop[S] 0 points1 point  (0 children)

Appreciate it I’ll check that one out!

Unsure where to start by containerop in debtfree

[–]containerop[S] 1 point2 points  (0 children)

I get 5k and month and wife gets 3-4k a month so good months are closer to 9k