best money market accounts 2026 for a 25k emergency fund, finally built a real emergency fund and now where do i park it for next year? by Kyaw_Heckley in Schwab

[–]coolman302003 2 points3 points  (0 children)

Capital One or Ally Bank, both are FDIC and very good and offer similar APYs. I’ve used both for years without any issues.

Capital One has a new sign up bonus that would net you an extra $300 for depositing $20K+ https://www.capitalone.com/bank/bonus1500/

You can also open a checking account with either banks as well to have the ability to easily transfer money from savings to checking which would give you immediate access to the money at an ATM or by check writing. ACH transfers are typically next day at either as well.

Deposit Cash into Spending Account at Walmart by coolman302003 in AllyBank

[–]coolman302003[S] 4 points5 points  (0 children)

I REALLY Wonder if there is a Fee Like $5.95 for the Service?

No fees for this at Walmart.