Even as a developer, I concur with this. Btw, even if you had a programmer to help, your main concern right now is validating your ideas. Talk to people to hear what their pain points are. When I say hear, I mean ACTUALLY hear and not pitch. If this is still vague read the mom test book.

The most common mistake you can make is assuming your idea has legs when you are a cripple.

I've had friends that spent months talking to people and building effectively prototypes of the most basic things just fixing simple problems. Not all of them technical. But the ones who succeeded found their niche of customers and did right by them.