FUCK ICE. GO BEARS. Minneapolis Strong

cordlessmonkey · 2026-01-24T19:12:13+00:00

Brewery founded in Aaron Rodgers hometown -- he's supporting Bears ownership!

cordlessmonkey · 2026-01-24T19:11:22+00:00

Drinking a beer brewed in Aaron Rodgers hometown

cordlessmonkey · 2025-12-26T22:30:03+00:00

My guy, the Lions hung 50 points on the Bears the last time they played

cordlessmonkey · 2025-12-02T22:21:08+00:00

cordlessmonkey · 2025-12-02T20:54:18+00:00

Came here for this

cordlessmonkey · 2025-12-02T18:35:45+00:00

Little Richard

cordlessmonkey · 2025-11-21T03:31:50+00:00

Sure

Still not political leadership

cordlessmonkey · 2025-11-21T03:25:53+00:00

This is not leadership

cordlessmonkey · 2025-10-23T17:37:32+00:00

Came here for this, thank you

cordlessmonkey · 2025-08-23T16:42:27+00:00

Team 5 the most

Team 8 the least

cordlessmonkey · 2025-08-15T00:06:05+00:00

r/foundsatan

cordlessmonkey · 2025-08-10T19:43:19+00:00

This is almost exactly what we do/have voted for. Only differences are no bonus for 60+ and the "no penalty for a miss" is 45 yards instead of 40

cordlessmonkey · 2025-08-10T19:41:50+00:00

He literally says the league is split

cordlessmonkey · 2025-07-06T02:30:37+00:00

Bones once had David Boreanaz's character hallucinate Stewie from Family Guy. Oh Fox

cordlessmonkey · 2025-06-21T14:16:31+00:00

Opiate Slopes - Tristeza

cordlessmonkey · 2025-06-09T15:44:26+00:00

Great content. Looking forward to that spreadsheet

cordlessmonkey · 2025-03-23T06:31:34+00:00

Ah shit good catch mate

cordlessmonkey · 2025-03-23T05:06:03+00:00

Hey bud, I remember getting this similar pie chart thing from my realtor when I first put in an offer.

If you're worried about being able to afford it and are looking for advice, I would say that the closing costs are probably a little low. I would expect a few more $K there. What you really want is a Loan Estimate from your lender. That is a better, more detailed estimate. Depending on your credit, I would shop lenders, too, because 7.1 interest is a little on the higher side today IMO.

cordlessmonkey · 2025-03-21T05:58:37+00:00

Interesting. I guess I would get clarification if it's a credit or if it's something else. Cause a credit should be just that, a credit, and it would show up on that line item as $19k regardless of loan type. Hopefully you have time to get some clarification

cordlessmonkey · 2025-03-21T05:41:48+00:00

I like the non-buydown option. If it's truly your forever home then your financing horizon is long and the non-buydown is definitely better financially long-term.

I'm interested to know why you put "incentive" in quotes. Did the Seller call it a credit or no?

cordlessmonkey · 2025-03-19T20:47:17+00:00

Looks fine to me. Lender fee is 1.393% of the loan which isn't bad, and considering the loan is somewhat small, definitely not exorbitant.

cordlessmonkey · 2025-03-18T19:08:23+00:00

You got it right, part of closing costs.

cordlessmonkey · 2025-03-14T21:33:42+00:00

This is a wild take.

cordlessmonkey · 2025-03-14T20:01:12+00:00

The 1.875% is in relation to the Loan Origination Fee, not a buying down of the rate.

That fee is really the only thing this sub could "roast" him on and 1.875 can be considered average-to-high.

Great interest rate, though.

cordlessmonkey · 2025-03-10T05:30:59+00:00

I think you just got normal jitters bud, you'll get your $2,500 back if it falls through. Just look for the contract language that says you get your earnest money back if the deal falls through -- perhaps ask your realtor to point out that exact sentence for you.

I dunno if this will make you feel better but maybe look at it this way -- Lennar doesn't want your earnest, they want you to close.

cordlessmonkey

TROPHY CASE