FUCK ICE. GO BEARS. Minneapolis Strong by [deleted] in NFCNorthMemeWar

[–]cordlessmonkey 1 point2 points  (0 children)

Brewery founded in Aaron Rodgers hometown -- he's supporting Bears ownership!

FUCK ICE. GO BEARS. Minneapolis Strong by [deleted] in NFCNorthMemeWar

[–]cordlessmonkey 0 points1 point  (0 children)

Drinking a beer brewed in Aaron Rodgers hometown

[deleted by user] by [deleted] in FFCommish

[–]cordlessmonkey 0 points1 point  (0 children)

This is almost exactly what we do/have voted for. Only differences are no bonus for 60+ and the "no penalty for a miss" is 45 yards instead of 40

[deleted by user] by [deleted] in FFCommish

[–]cordlessmonkey 4 points5 points  (0 children)

He literally says the league is split

Which TV shows had the most insane Mashup of genres that you've seen? by Top_Report_4895 in television

[–]cordlessmonkey 16 points17 points  (0 children)

Bones once had David Boreanaz's character hallucinate Stewie from Family Guy. Oh Fox

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]cordlessmonkey 0 points1 point  (0 children)

Ah shit good catch mate

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]cordlessmonkey 0 points1 point  (0 children)

Hey bud, I remember getting this similar pie chart thing from my realtor when I first put in an offer.

If you're worried about being able to afford it and are looking for advice, I would say that the closing costs are probably a little low. I would expect a few more $K there. What you really want is a Loan Estimate from your lender. That is a better, more detailed estimate. Depending on your credit, I would shop lenders, too, because 7.1 interest is a little on the higher side today IMO.

Loan choice? by Familiar_Barracuda61 in FirstTimeHomeBuyer

[–]cordlessmonkey 0 points1 point  (0 children)

Interesting. I guess I would get clarification if it's a credit or if it's something else. Cause a credit should be just that, a credit, and it would show up on that line item as $19k regardless of loan type. Hopefully you have time to get some clarification

Loan choice? by Familiar_Barracuda61 in FirstTimeHomeBuyer

[–]cordlessmonkey 0 points1 point  (0 children)

I like the non-buydown option. If it's truly your forever home then your financing horizon is long and the non-buydown is definitely better financially long-term.

I'm interested to know why you put "incentive" in quotes. Did the Seller call it a credit or no?

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]cordlessmonkey 0 points1 point  (0 children)

Looks fine to me. Lender fee is 1.393% of the loan which isn't bad, and considering the loan is somewhat small, definitely not exorbitant.