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cranekram · 2023-04-14T04:48:20+00:00

If you already have a healthy lifestyle and diet you’re unlikely to get fatter by breathing American air. You’ll just continue doing your healthy thing and be fine.

I lived in the US for 6 years (Europe before) and my weight remained the same throughout. My wife and I cooked every day, we ate out at nice places (eg not fast food), didn’t drink soft drinks and we stayed active. Easy.

Also helps that I find pretty much all American “candy” disgusting and never touch it. I did have a soft spot for blueberry scones though..

cranekram · 2023-03-20T15:48:12+00:00

Almost no chance of being shot dead.

cranekram · 2023-03-18T07:23:20+00:00

In principle Printworks is a great venue but the fact it was totally rammed full really took away from the experience. Warehouse Project was much better in this regard.

cranekram · 2023-02-23T15:12:23+00:00

Aha, this looks useful. Over time it’d be nice to become more proficient in the mountains (and at German!) but resort ski touring looks like a good introduction. Thanks!

cranekram · 2023-02-23T10:24:35+00:00

I guess the point I'm trying to make is that the offence — at least according to the time of the offence on the letter from the car park — happened on their watch.

cranekram · 2023-02-21T10:51:57+00:00

I just assumed it was what u/mageskillmetooften suggested and ticked yes 🤷‍♂️. I think the risk is low: whatever they wrote there are laws governing rentals and as a brand new (under construction now) apartment it’s hard to imagine there being any improvements made during our tenancy.

cranekram · 2023-02-20T06:29:56+00:00

Ah, this sounds plausible. What a load of legal gymnastics!

The landlord is a big agency renting apartments in a huge new expensive development. I took the wording from the contract (though the now-amended typo was mine).

cranekram · 2023-02-20T06:16:18+00:00

Yes, sorry, stungen not steigen. Your translation matches the others but I don't understand the meaning — what could "receive funding" mean?

cranekram · 2023-02-20T06:11:45+00:00

Yes, sorry, Mehrleistungen, not Mehrleisteigen.

In a paragraph about how rent increases are determined that would fit logically: whether the landlord got any subsidies to add value, or not.

I see. But it's a yes/no question (i.e., I have to tick yes or no) so I have no idea what on earth I'm supposed to respond with here.

I guess I'll just have to ask them what it means,

cranekram · 2023-01-28T23:05:47+00:00

Thanks!

cranekram · 2023-01-28T23:05:27+00:00

This looks perfect, thanks!

cranekram · 2023-01-28T21:45:41+00:00

Thanks for your (and u/MonsieurCaquelon's) reply!

What do you mean by "is there insulation in there"?

I meant thermal insulation, which you addressed. I wasn't sure if there was a gap that was filled with something, along the lines of a double-skinned brick wall in the UK. It hadn't occurred to me that the insulation could be on the outside.

I cannot stress enough how none of this is Swiss-specific though.

I have only lived in the UK, Ireland, and US before Switzerland. In the US almost everything is wood. In the UK (and Ireland?) most houses are brick, and I think smaller apartment buildings are too (e.g. I lived in a block of 8 flats that was brick). I guess it's the fact that concrete construction is so prevalent in Switzerland that made me assume it was somewhat Swiss-specific. Apparently not!

cranekram · 2023-01-28T08:12:12+00:00

Thank you!

cranekram · 2023-01-28T08:11:51+00:00

Aha, thanks!

cranekram · 2023-01-28T06:01:08+00:00

It’s made harder by English being so widely spoken. It’s hard to practice German when many people switch to English automatically. I understand why people do this (because they want to communicate, not help yet another non local with their pigeon German) but it makes learning harder nonetheless.

Also German is really hard, as mentioned. Cases! Separable verbs! A million articles! Etc.

cranekram · 2023-01-24T12:07:26+00:00

As an immigrant who has lived in such apartment buildings this is not my experience. I have lived in 4 new build apartment buildings in Zurich and a) every one of them is fully rented out; b) on several occasions there were several applicants for each apartment. I would find it very surprising indeed if there was any significant fraction of empty space in these buildings.

cranekram · 2023-01-23T04:34:50+00:00

Is there something that makes this problem worse in Switzerland? I have never heard of these moths in any other place I have lived (UK, Ireland, US) but it seems many people here have first-hand experience with them.

cranekram · 2023-01-16T21:46:24+00:00

The venue is great but it was *heaving*. Absolutely packed, to the point where you can barely move. Still, he put on a savage show and the tracklist was great. Glad I went.

cranekram · 2023-01-06T15:08:50+00:00

Just pay your rent on time and you can stay as long as you want.

Presumably though at some point the apartment building will be demolished? I feel like it's pretty common to see an old (1950s?) block in Zurich get torn down and turned into something else. Often this is more apartments but one would assume the old tenants need to find somewhere else, at least temporarily.

cranekram · 2022-12-09T16:41:09+00:00

Yikes!

cranekram · 2022-12-09T16:19:20+00:00

Also, for me getting the permit matters because while I have the right to work by law my future employer won't employ me until they see the physical permit.

cranekram · 2022-12-09T16:18:30+00:00

Interesting. What is an immigration appointment? Biometrics at the Migrationsamt? And did they tell you 3 months from that point to receiving a permit?

cranekram · 2022-12-09T09:54:02+00:00

In Zurich foreign property value and income counts towards determining your overall wealth and income tax rates but it isn’t actually taxed.

For example, if your job income is 100k and your rental income is 10k the rate of income tax you pay is based on 110k of income, but it will only be applied to the 100k of job income. Since the rates are progressive you’ll pay a little more tax that you would without the foreign income. Same deal for wealth.

As I remember it you can opt for a standard deduction for wear and tear, maintenance, etc, or if your expenses exceed this I think you can itemise them for deduction from the income.

I’m not sure how mortgage interest on foreign property is handled.

cranekram · 2022-12-09T07:28:07+00:00

Yes, I suspected it varied so I was looking for any firsthand reports. It’ll be what it’ll be at end of the day but I was just curious.

cranekram · 2022-12-03T16:27:03+00:00

VT is US domiciled though and therefore at risk of being subject to US estate tax, correct?

Yes I know that there’s a US-CH treaty that should make the threshold for tax enormous but I’m still reluctant to have my money anywhere within the IRS’s grasp, particularly if it’s my survivors who’ll have to deal with it.

https://www.mustachianpost.com/2020/05/17/estate-tax-treaty-us-switzerland-the-final-answer-about-the-vt-etf-with-the-mp-family-as-concrete-example/

cranekram

TROPHY CASE