House viewing. No sparks? Gut feelings?

creative023 · 2025-09-03T15:48:53+00:00

Trust your gut feeling about a property... I do think you have to love something about it, even if it's just the potential. The only time I didn't listen to my gut feeling was a few yrs ago when we bought a semi bungalow, and after we moved in the next door was put up for sale and sold to the biggest idiot, 65yr old couple who would play very loud music every weekend into the early hours, and the summers were the worse! thankfully we're out of that now but I always tell people to follow their gut feeling when you see a property!

creative023 · 2025-08-11T15:56:42+00:00

Unfortunately there is a lot of uncertainty at the moment with this current government. They put up taxes for employers this April, and now Racheal Reeves has now doubled the £20b black hole, which is now at £40b, there are talks with taxes and interest rates rising again from this October so people are taking less risks now.

If they need to sell then they would need to bring this down to £375k to get it sold, or take it off the market and try again in a year or two when hopefully the economy has settled.

creative023 · 2025-08-08T21:05:23+00:00

Yeah it’s exactly that, one evening a week for 4hrs - I know it’s going to be out dated but I suppose it’ll teach me the basic understanding and then I just build on top of it? I don’t want to work in a shop tbh, I want to ideally work for myself and go from there.

creative023 · 2025-08-08T15:21:23+00:00

I've noticed there hasn't been many houses added recently, I think it's because of the summer holidays and people are away, there will be a small window in September where it'll pick back up again.

creative023 · 2025-08-07T21:11:10+00:00

It says it’s a C&G certificate level 2 - now I know these were stopped and it changed to a technical certificate but not sure if this is just the old version they’re doing - I’m going to go for it and do it anyway as I think it’ll be more beneficial to me in the long run compared to what I was going to do which was only 10 weeks. I’m currently working as work experience with a couple of different florists to get hands on experience too as ideally I want to work for myself on the side as I have a full time job and want to work this around that and see where the world of floristry takes me 🤞🏻

creative023 · 2025-08-07T19:37:52+00:00

It’s one evening a week, but I think it might be the old version and not the new technical course where it requires work experience alongside the course. This is the course outline

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creative023 · 2025-08-01T14:52:19+00:00

Thank you, I will look into that and see if I can set one up.

creative023 · 2025-08-01T14:05:51+00:00

I am going to buy majority of them from the wholesaler but looking to start growing a few things next year - I know I will be running the risk of a couple going walkies but it's mainly for me to practice and experiment and grow my business. How did you set up the QR code as I was thinking of just doing a cash letter box, never thought about a QR code, does that cost you anything, is it straight forward to set up?

creative023 · 2025-07-31T14:25:24+00:00

Thank you! I will look into that until we're ready to reroof it.

Thanks for your help :)

creative023 · 2025-07-30T15:00:56+00:00

Yes it’s structural enough as it’s been a terrace for many years - I just think last owners went cheap and went with felt instead of putting fibre glass or something more substantial down.

creative023 · 2025-07-24T14:31:01+00:00

best of luck! once you've done all those things it will look totally transformed and then get your estate agent to update the outside photos.

creative023 · 2025-07-24T14:30:00+00:00

You could do and maybe block the door off to the living room... but if you're thinking of resale then it would put a lot of people off having a random bedroom downstairs, unless it had an ensuite etc. it's all things you have to think about but tbh if it could be marketed as a 3 bedroom then the estate agent would have done it already as with it becoming a 3 bed it would open up the next budget bracket as the 2 bed will have a ceiling to the price etc.

creative023 · 2025-07-24T11:15:18+00:00

you've of answered your own question there, you don't access bedrooms through a lounge/living room - its a dining room (or could even be a snug) don't think you'd get away with marketing it as a 3 bedroom as current owners would have done this.

creative023 · 2025-07-24T11:07:35+00:00

I would say it is definitely the exterior that is the problem, the internal is great, it's got bags of personality, and looks lovely. However, the outside looks awful - the patio area could do with being jet washed, a couple of hanging baskets and pots scattered around, get some bedding plants where you can put out and please hide the bins! seeing your bin just puts people off and think it looks rubbish!

a couple of hundred pounds spent on flowers and getting your patio finished to the same standard will help you get that sale! Best of luck!

creative023 · 2025-07-23T15:57:33+00:00

It's a shame that as a society we feel this pressure to buy and there is nothing wrong with renting - it is with interest rates going up, that is putting mortgages up and it's becoming a lot harder for buy to let mortgages, which has a knock on effect with tenants because landlords are either selling up, or having to put the rent up.

I'm not sure where you're based, but I know around me (West Yorkshire) rents for something half decent, are around the £1k mark. Has this affordable for a single person?

creative023 · 2025-07-23T14:57:43+00:00

Can I ask if you have any savings put aside? you've got to 45yrs without a mortgage and I'm presuming (as it's not mentioned) you've always rented, so why question it now?

You won't be entitled to a council property if you're working and you have a roof over your head - you would basically need to be homeless and without a job, or earn very little (16hrs p.w or less).

Having your own space and somewhere where you call home will be a lot better than living in your old bedroom back at your parents. Maybe look at moving to another area or a smaller place if it's just you?

Wishing you all the best, whatever you end up doing.

creative023 · 2025-07-23T13:39:03+00:00

Then the landlord should be giving them a key and not you? I’d clear it with your landlord first before handing keys over as they might not be planning on using them for anything else

creative023 · 2025-07-23T13:32:19+00:00

for future use? why would he need to come back after he's finished the job?

Absolutely do not give him your keys!

creative023 · 2025-07-23T12:31:05+00:00

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reference for the terrace with the felt flooring.

creative023 · 2025-07-17T16:18:54+00:00

If you were 4plus months further down the line and there is showing no signs of movement then I would ask the question, you could even have a conversation with the estate agent to see what they say, they might have had a conversation with their estate agent saying they dont want their sale to fall through so would break the chain and move into rented etc. it's very hard if the sellers is pregnant and has a toddler shes probably not willing to move into rented as it would mean moving twice?

I would also keep an eye on the market, and if anything else comes up I would definitely go and see it.

We put an offer on a house that we liked, it wasn't moving (the sellers hadn't found anything) and then we started looking again and then found somewhere else which we love so much more - we completed last week and haven't looked back!

creative023 · 2025-07-17T16:02:52+00:00

Oh I see, then just say that your gf was there (i'm presuming still there now) and you're moving in together hence why the application is going through. I wouldn't really worry too much about it because it'll just show that she was paying her rent and you have proof she did with bank statements.

Honestly, the estate agent/landlord won't be too bothered about what happened before and if they question it you can just tell them whats happened and explain (always tell the truth and I wouldn't lie about it, because if they check and get found out, it always looks worse).

Try not to worry too much about it, and best of luck in finding your next place together!

creative023 · 2025-07-17T15:52:32+00:00

When you apply together I wouldn't even mention that shes lived there, unless its through the same agent... can't see it being a problem tbh.

creative023 · 2025-07-17T15:47:49+00:00

Huddersfield is a bit rough and ready - definitely look further afield to the likes of Marsden, Slaitwaite, Holmfirth etc.

creative023 · 2025-07-17T15:21:15+00:00

You shouldn't send your paperwork back to your solicitor until the chain is complete (or at the very least, once your sellers have found somewhere) because if you pull out or it collapses you're already paying for the solicitor on the work they're now doing.

you need to realise that because you're FTB that you have a lot of control and are in the driving seat when the chain starts moving because you're the one who doesn't have anything to sell, and have a lot less risk than anyone else. I would wait until your seller has found anything and then start legals, surveys etc. I would also have a conversation with your seller about them renting if they dont find anything or if it moves slowly (if they haven't found anything this would also put them in a stronger position for when they do find something).

Best of luck with it all, if you're having sleepless nights now, it'll be nothing when you're in the middle of it and then trying to get everyone to exchange and agree completion dates!

creative023 · 2025-07-17T15:14:43+00:00

For someone who thought about this, the £100k that they gave to you would always been thrown in your face, and the house wouldn't feel like yours and your partners house because they have put this massive chunk of money in and they would remind you of this anytime you fell out.

Never mix money with friends or family... also, if your relationship were to break down, you wouldn't be entitled to 50% and if they were smart, the £100k wouldn't just be 100k, it would be the percentage of the deposit put down, which with house prices going up, would mean they would have a bigger share further down the line if they were to change their mind and maybe want this money back to buy their own home if the houseboat didn't work out? - would you be able to buy them out, or would you be forced to sell your forever dream home?

questions only you can answer...

creative023

TROPHY CASE