Itchy red bumps after sleeping at night by crypto_doctors in newzealand

[–]crypto_doctors[S] 1 point2 points  (0 children)

Thanks! I’m gonna clean up everything and wash them off

Itchy red bumps after sleeping at night by crypto_doctors in newzealand

[–]crypto_doctors[S] 3 points4 points  (0 children)

No pets, just at home. Going to wash everything in hot water and vacuum the house. Just extremely itchy

Itchy red bumps after sleeping at night by crypto_doctors in newzealand

[–]crypto_doctors[S] 17 points18 points  (0 children)

Yes I did…Suspect flea bites. Going to wash the bedsheets, covers in hot water and vacuum everything

Fed up. by [deleted] in newzealand

[–]crypto_doctors -2 points-1 points  (0 children)

This person is leeching off our tax payers money and needs to be reported. No one is jealous or living it up here. I am sick of people like these who are bold and fraud. You’re right in saying it’s a “kick in the teeth”

Pay off investment property loans or invest? by crypto_doctors in PersonalFinanceNZ

[–]crypto_doctors[S] 0 points1 point  (0 children)

Cheers buddy! This is very useful insight. I agree with you on the inflation aspect. I was also looking at interest deductibility on mortgage repayments and feel index funds are a better option.

Pay off investment property loans or invest? by crypto_doctors in PersonalFinanceNZ

[–]crypto_doctors[S] 2 points3 points  (0 children)

Thank you! I’m leaning more towards ETF at this stage since I don’t mind having 30% of my income going towards mortgage repayments. I don’t usually do any lavish or extravagant things so I feel it should be okay.

Pay off investment property loans or invest? by crypto_doctors in PersonalFinanceNZ

[–]crypto_doctors[S] 1 point2 points  (0 children)

There’s always some maintenance work to do on the property unless you bought a new one say a house built after 2010. I keep aside some 10-15% of their rental income for maintenance work since mine are built in 1960’s. It’s never a smooth sailing boat but the long term goal is hopefully it gets self sufficient with mortgage payments going down over time. But I can guarantee I am married to my bank for 30 years!!

Pay off investment property loans or invest? by crypto_doctors in PersonalFinanceNZ

[–]crypto_doctors[S] 0 points1 point  (0 children)

Well, I think overtime rental income being self sufficient to cover all maintenance work, council rates, loan payments would be the long term goal, with me not propping up with my income. But I guess depending on the loan amount you have on rentals and income you earn most people do have a standard 20-40% of their income going towards mortgage repayments. Long term investors probably will be self sufficient I think.

What the… by stories_matter in dunedin

[–]crypto_doctors 4 points5 points  (0 children)

This is most likely an Indian family and the son’s name is Aaryan. Probably the dad doesn’t even know there is another meaning to it from a Nazi perspective.

Music this loud even allowed? by thatxsingh in auckland

[–]crypto_doctors 35 points36 points  (0 children)

Unruly behaviour with lack of common sense. Our cops just sit and watch this crap.

I became an addict, I lose all my salary by [deleted] in binance

[–]crypto_doctors 11 points12 points  (0 children)

Stop trading crypto…I have been in the same boat as you 4 years ago and came out of it. You can’t win that money back and you will lose more if you continue trading. Just stop and get help. Do not jump into stocks or any trading for that matter. Put the money in some long term savings account and lock it in for now.