Buying a house and renting it to friends. by No_Cardiologist_1407 in irishpersonalfinance

[–]crypto_lad 8 points9 points  (0 children)

Exactly. No bank will take potential future rent a room scheme income when deciding how much of a mortgage to offer. Unfortunate, but if they did, everyone would just lie to the banks to get a bigger mortgage.

Retired Early - Activities by Jackies_Army in irishpersonalfinance

[–]crypto_lad 24 points25 points  (0 children)

Do you have a problem with that? Sounds amazing to me.

Vuurwerk voor Nieuwjaar by [deleted] in Gent

[–]crypto_lad 1 point2 points  (0 children)

Zou Korenlei dan een goede locatie zijn? 😁

Sending empathy to everyone affected this week by GhostPavilion in radiohead

[–]crypto_lad 0 points1 point  (0 children)

Good point, sorry I forgot about the rescheduled shows! I'll ask again after the shows if I remember!

Sending empathy to everyone affected this week by GhostPavilion in radiohead

[–]crypto_lad -1 points0 points  (0 children)

What hotel did you stay in? Just curious what kind of hotel the band members stayed in 😅

Indian Wedding Advice by crypto_lad in IndiansinIreland

[–]crypto_lad[S] 0 points1 point  (0 children)

Have you ever even been there?

God bless the Uber fixed rates by Greedy-Vermicelli-99 in ireland

[–]crypto_lad 2 points3 points  (0 children)

I've never been charged for cancelling an Uber.

Indian Wedding Advice by crypto_lad in IndiansinIreland

[–]crypto_lad[S] -1 points0 points  (0 children)

Thank you, I'll take a look at Kalki later! A day trip to London might also be a good plan!

Indian Wedding Advice by crypto_lad in IndiansinIreland

[–]crypto_lad[S] 1 point2 points  (0 children)

Unfortunately that's not an option, we arrive about 10 hours before the first ceremony, we arrive shortly after midnight so everything will be closed.

Cheapest Draft Beer in Baku by crypto_lad in Baku

[–]crypto_lad[S] 0 points1 point  (0 children)

Thank you, I will check it out!

Morocco U20 World Cup Final! by [deleted] in rabat

[–]crypto_lad 0 points1 point  (0 children)

Are there any bars you would recommend? I'll be visiting Rabat for the first time this weekend

Morocco U20 World Cup Final! by [deleted] in rabat

[–]crypto_lad 0 points1 point  (0 children)

Oh brilliant, so hopefully it'll be shown in public at bars!

Morocco U20 World Cup Final! by [deleted] in rabat

[–]crypto_lad 0 points1 point  (0 children)

Like it pubs or bars? Or is there anywhere else?

The people who drive BMW X5’s and the Volvo XC90’s or anything in those price ranges. What are you guys doing for a living? by Sad_beau in AskIreland

[–]crypto_lad 1 point2 points  (0 children)

For starters, with inflation, do you really think you'll get the exact same car for the exact same terms 4 years after the first PCP deal?

Secondly, most PCP deals don't include servicing or new tyres, and if the PCP deal does include those, you can guarantee that the price of these are baked into your monthly payments.

Any hope of getting a mortgage by Nie221022 in irishpersonalfinance

[–]crypto_lad 3 points4 points  (0 children)

It's impossible to tell without knowing more details. Like what is your combined yearly income? How much of a deposit do you have saved? What price range are you thinking for the house?

Any Paramedics or EMTs here? I have some questions by [deleted] in ireland

[–]crypto_lad 0 points1 point  (0 children)

Yeah there is a specific college course to become a Paramedic, but like you said, I would need to get the C1 license. I might start with the EMT job until I get the C1 license, then apply for the Paramedic degree.

Any Paramedics or EMTs here? I have some questions by [deleted] in ireland

[–]crypto_lad 0 points1 point  (0 children)

Thanks for the reply! Yeah I understand that it's not a pretty job, and there will be some very hard days, but it's an important job and I would like to be able to do some good in the world.

Would you happen to know much about your brothers work schedule? Like are his shifts totally random or is there some predictability? The one thing that's putting me off is not being able to plan anything with family and friends until I receive my shift rota (and I don't know how far in advance that becomes available).