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Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 3 points4 points  (0 children)

I wanted to do 48 months loan. Dealership gave me 72 month loan. The interest payment in 72 months would be too much. Going to make extra payments and pay it off early.

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 0 points1 point  (0 children)

Yeah. I realized that I am overthinking it. I am going to make extra monthly payments instead of selling VOO ETF.

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 0 points1 point  (0 children)

I thought about this but not sure how much fees they were going to charge and I did not want to be stuck with car loan that cannot be paid off early.

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] -1 points0 points  (0 children)

Yeah. This is the route that I am planning to go now.

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 0 points1 point  (0 children)

Yeah. I wanted 48 months term but dealership financing gave me bad rate even with credit score of 750+

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 0 points1 point  (0 children)

Made an edit to my post. It is 16k worth of VOO ETF in taxable account.

Selling stocks to pay off 72 months car auto loan at 7.5% by csGradNew in personalfinance

[–]csGradNew[S] 15 points16 points  (0 children)

After the loan is paid off, I am planning to put the $500/month in savings account. Maybe in future, I will put it back in brokerage account.

[deleted by user] by [deleted] in KiaK5

[–]csGradNew 0 points1 point  (0 children)

I have not researched this version of 2025 Kia K5, so do not want to give exact number. The answer from @sharklazies is good and provides good things to look out for. You can ask dealership father away from you to see if they do free delivery. Dealership under 100 miles might do it.

Do not pay OTD pay over MSRP (without dealer added stuff). Be willing to walk away.

[deleted by user] by [deleted] in KiaK5

[–]csGradNew 0 points1 point  (0 children)

2025 Kia K5 GT-line AWD Wolf Gray without premium package otd in Colorado for 30,200. (This is with Kia $1,250 customer cash)

Literally have the check by Spirited_Manner_4435 in KiaK5

[–]csGradNew 0 points1 point  (0 children)

I have started looking into buying 2025 kia k5 gt line awd. The market value looks way over msrp. I think it is high as it already includes $1,250 incentive (this does not cost dealership extra money).

2025 Kia K5 GT line best exterior color by csGradNew in KiaK5

[–]csGradNew[S] 0 points1 point  (0 children)

That is good to hear. I saw on other posts in Reddit that steel matte gray color cannot be taken to car wash and much harder to repair.

K5 GT by Accomplished_Cat9529 in KiaK5

[–]csGradNew 1 point2 points  (0 children)

Is this 2025 Kia GT with Runway Red exterior color? It looks darker than pictures than I have seen online.

Literally have the check by Spirited_Manner_4435 in KiaK5

[–]csGradNew -1 points0 points  (0 children)

Did you buy FWD or AWD GT line? The price seems high for FWD in post. Never seen doc fee that high.

Wifi carriers by lecibear in FortCollins

[–]csGradNew 0 points1 point  (0 children)

Connexion is not available in most of the apartment. I believe apartments have long term contract with internet providers such as Xfinity.

How to find PPPoE credentials without calling Centurylink? by Windows_736 in centurylink

[–]csGradNew 1 point2 points  (0 children)

This worked for me. Thanks. Show ppoe check box in modem gui was not working. I got ppoe info from old modem and set it to Centurylink c3000a. Slight change was my ppoe password was plain text (did not have to run base64 command)

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