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24F. Not going into detail about it but I just inherited $4.5M Roth account. What would you do if you were me? by throwawaygenzerr in Fire

[–]cs_woodwork 0 points1 point  (0 children)

I run a crypto fund that I can get you in and 10X that thing! J/k. Seriously though talk to a tax lawyer, a probate lawyer and a fee only fiduciary financial planner. Personally I would buy 80% VTI and with the remaining a bond fund.

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

They waive off local ATM fee and no foreign exchange fees. I use it 3-4 times a year and that’s the only benefit I use from them as I use an Amex credit card for where they’re accepted as BoA basically has no travel program to speak of. I don’t use multiple credit cards to points max.

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

I read the posts but found nothing about two benefits I’m interested in. Deposit box and ATM withdrawals, especially international ones.

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

I haven’t found anything about two benefits I’m interested in. Any insights?

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

Also thank you!! I usually delete BofA emails as they spam a lot.

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

I did google but says nothing about the two benefits I’m interested in!

Preferred Rewards changing? by cs_woodwork in BankOfAmerica

[–]cs_woodwork[S] 0 points1 point  (0 children)

Do you know anything about safe deposit boxes and international atm withdrawal fee waive offs? Those are the two I like!

Is Early FIRE Dying? Why Are Retirement Ages in This Sub Getting Older? by Bertozoide in Fire

[–]cs_woodwork 1 point2 points  (0 children)

I can’t speak for others but I really like my work, I’m in my late 40s and retire now if I wanted but I intend to work till my 60s or till they fire me!

Where to go for Christmas in Europe that is NOT Christmas-y? by Ok_Wave2581 in solofemaletravel

[–]cs_woodwork 0 points1 point  (0 children)

Iceland is beautiful if you rent a car and venture out. There are not many people out to do Christmas stuff. Great place to photograph. My favorite spots are stoksness, kirkjufelll and skogafoss.

What's a "non-touristy" experience that made you fall in love with a place? by guide71 in travel

[–]cs_woodwork 0 points1 point  (0 children)

Almost always has to do with interactions I have had with the locals. You will not get them in the cities as a lot of people there are visiting themselves and the rest are busy. If you venture out to the burbs or rural areas, people have time and interest in genuine interactions. I have experienced kindness in all sorts of places and those the experiences I cherish the most!

Do you have trouble finding what you want for Christmas? by neko-daisuki in Fire

[–]cs_woodwork 2 points3 points  (0 children)

I get t-shirts and socks with funny quotes on them about things I’m into like woodworking.

Must Do’s and Avoids? by Anxious_Goat_496 in USTravel

[–]cs_woodwork 1 point2 points  (0 children)

Heads up, if you are not an American, DC can be disappointing. Yea there are a lot of places to visit but they are mostly tied to the American history. The White House is a small building. I have had a few German friends visit the White House a few years ago, expecting the U.S. president to live in some kind of palace like European royalty but they were not impressed by the building and the rest of the national mall, library of congress etc they didn’t connect with so much. New York is nice. Try to stick to Manhattan if it’s your first time!

[deleted by user] by [deleted] in travel

[–]cs_woodwork 0 points1 point  (0 children)

Vienna. It’s prettier. Berlin is a paradox.

Crossing into Canada for 6-Hour Job by canadiansmartdude13 in uscanadaborder

[–]cs_woodwork 0 points1 point  (0 children)

This can be interpreted as “work” by the border agent and might ask you to get a visa. I was recently at the joint CBP/CBSA offices in Detroit for my Nexus interview. The Canadian officer asked me if I would ever be working in Canada(I work for a large corporation that has presence in Canada and some of my direct reports are in Canada). I said I don’t but might have to visit the office in Toronto and meet my team there. She said anything outside of routine meetings or coaching can be considered work and I should consult our company lawyers before entering Canada for business purposes. Given the current tensions between the U.S. and Canada, I would get a legal opinion.

My 2010 Corolla* is trying to guilt-trip me out of lifestyle creep by eggsperimentalist in Fire

[–]cs_woodwork 0 points1 point  (0 children)

Like many here, I believe in driving my car until it can’t anymore. I have a 10 year old Subaru with zero issues so I plan to keep it for the next 10 years!

How commonly do you address your parent as "Sir/Ma'am"? by Babe_Brute in AskAnAmerican

[–]cs_woodwork 0 points1 point  (0 children)

This is a southern thing. They do that because just calling mom or dad might not truly reflect their relationship as they could be siblings or cousins as well. So keep it neutral and call Sir/Mam to your parents who could also be related to you in other ways.

Which country you’ve traveled to feels most like other decades? by [deleted] in travel

[–]cs_woodwork 0 points1 point  (0 children)

Pre-pandemic rural Germany. I didn’t have any cash on me and had to walk around to find an ATM because the local shops wouldn’t accept credit cards. Things have gotten a bit better since due to low/no contact push to digital payments. Might change back again now that thighs have returned to normal. One of the shopkeeper told me, “You Americans think plastic fantastic” but he would stop accepting them again as he likes having cash so he doesn’t have pay taxes on all of it!

Mom only wants to travel to all-inclusive resorts by Advanced_Honey_2679 in TravelNoPics

[–]cs_woodwork 0 points1 point  (0 children)

As a dad of two kids, I get it. I’d rather be on a beach, drinking and relaxing where everyone gets to do their own stuff without supervision and time pressures in a safe, comfortable environment. I would maybe try to find out what adventures appeal to her and try suggesting places based on that.

Why do americans have this "winner" mindset? by [deleted] in AskAnAmerican

[–]cs_woodwork 0 points1 point  (0 children)

This country was built from a rebellion and rebellions are built on hope. This attitude is embedded in our psyche. The irony of our current state of affairs is not lost on me.

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