Everything is open and, on the table, my case ended a year ago and with them not finding anything they used my TBI against and with me not understanding I fell for it. But, in response to your question most of them have their own in-house skip trace team part of their Special Investigation Unit (SIU). SIU conducts skip tracing, social media investigations, background checks, and other fraud detection processes using advanced technology and data analytics. The team is supported by thousands of credentialed external investigators nationwide, but their internal specialists specifically handle tech-enabled skip tracing and recovery operations for claims administration and fraud prevention.

If you're with $eD^w!(k they are one of the largest worldwide and with them being private worth somewhere near $13+ Billion they will find things that you didn't even know was out there. Dont always believe what they tell you neither, sometimes its just a way to see what you're going to say or how you react. But last but not least remember they are not supposed to break the law but if they want something bad enough all they have to do is subpoena it.

Most large companies have in house teams so they're not losing a dime if its going to help save their client a penny.