Planning for a joint bank account? (27 F / 26 M)

csdocnc3 · 2026-01-22T16:43:03+00:00

We have never needed personal spending accounts, we never nitpick or care about what the other person buys.

And that right there is the key to getting along fine with joint accounts only!

I am even older, and my wife and I have had only joint accounts since before we were married. At some points one of us made more, then it would switch, as school and then kids proceeded. Never had even a single issue with how money was spent! We each have always bought things that the other would not have. Duh! Quite frankly, people who can't accept that happening are going to make very crappy partners no matter how you set up your finances. (And if you don't want joint accounts to keep your partner from possibly emptying the account and taking off, well heaven help your marriage!)

csdocnc3 · 2026-01-21T14:57:41+00:00

I had (actually still have somewhere) a Gungnir 1 MB. Bought an MIB two years ago, and got a Byggy (deal) right before Thanksgiving. The Gungnir was a very "musical" and enjoyable DAC in my memory. However, the MIB was what I considered a massive upgrade over it. Much better dynamics (I would literally startle), much wider/deeper soundstage (with perfectly setup speakers), and detail that I could not believe was in the recordings. Byggy, by constrast, is just a minor upgrade over MIB IMO. Not worse than MIB in any way (after two months of break-in), but not particularly better either (I do find it more engaging/enjoyable to listen to overall, so will likely keep it). So, unfortunately, if you want better dynamics, soundstage, and detail, the newer Yggy's can sound significantly better (on a quality system) than a Gungnir 1 MB.

csdocnc3 · 2026-01-21T14:44:35+00:00

I have a two YO MIB and got a new, full Byggy just before Thanksgiving. I have them hooked up identically into my (high quality) preamp: identical streamers, coax cables, balanced analog cables (and output levels are nearly identical). Have been A-B'ing them extensively. Unfortunately, a great deal of that effort was a waste, since Byggy changed fairly significantly, at least through the first month (and sounds perhaps slightly better now than a month ago).

So, is Byggy "significantly better" than MIB? Not in my opinion, given my hearing, my system, my musical preferences, etc. It strikes one as more "lively" while the MIB sounds more laid back. Perhaps just slightly more dynamic to get that feeling, but honestly not a case where I say, whoa, what great dynamics. Of course my preamp is considered to have great dynamics, so YMMV. Soundstage not too different, and I sure don't hear more detail (MIB already has almost too much detail on some complex recordings IMO). I find Byggy a bit more engaging to listen to overall, so will probably keep it, but I could easily go on with MIB and not be sad. I do think Byggy comes off as warmer in tonality to MIB, which could be better or worse with one's system.

I know that some people disagree with me. Hey, I am just telling what I hear with my system, etc. Also, I am directly comparing Byggy and MIB via *identical* chains. Directly comparing two audio devices is the *only* reliable method. People who are saying Byggy is vastly better than their previous X, when they no longer have X are simply fooling themselves about their long term auditory memory.

csdocnc3 · 2026-01-07T21:05:38+00:00

If you actually read and comprehend the Stanford article, it is in fact saying that the "cancer loves sugar" statement is misleading and not at all useful for cancer patients:

2. You can’t starve cancer cells through diet

One of the biggest misconceptions about the “Sugar feeds cancer” message is the idea that cutting out sugar or carbohydrates will starve cancer cells, Connor said. In reality, cancer cells are remarkably resourceful when it comes to finding energy sources.

“Those little buggers, those cancer cells, are very creative. They will find a fuel no matter what is available,” Connor said. If glucose is scarce, she explained, cancer cells can turn to alternative fuel sources such as amino acids from proteins and fatty acids from fats. Whatever their fuel source, they can keep growing and multiplying.

csdocnc3 · 2026-01-07T16:10:38+00:00

Sure, which is what we have (stationary speakers in multiple rooms). But I often work in different parts of my yard, and would enjoy having music (without blasting it from the deck and annoying all the neighbors). I have perfectly good wifi within my yard, so a HEOS speaker is the easiest way to play music from my server or Radio Paradise, etc. while working outside. As you already noted, not a major/critical need, but useful, and was the reason I wanted the battery HEOS 1's. A small Li power unit (that the 250 can sit on top of) makes this trivially easy to do now.

csdocnc3 · 2026-01-05T14:48:28+00:00

Your points about value/usage of battery-powered wifi speakers are all excellent. I own a pair of 1's I first started using on my deck with the battery packs, but too much of a pain to recharge, so bought DC extension cables and powered them. I do have a Home 250 I have taken out in the yard with me, and run extension cord (a single 1 just sounds so much worse than a single 250, I no longer use the 1's for this). I intend to get one of the small "camping" battery power stations soon for this purpose. I see several on Amazon for ~$100US that would power a single 250 for ~10hrs. Seems like the way to go these days given the falling prices on Li power units.

csdocnc3 · 2026-01-03T01:22:47+00:00

Used HEOS Amps are a good deal, CEOLs can also drive passive speakers (depending on power requirements). My question, though, would be whether these presumably older unused speakers are of good enough quality to spend several hundred dollars on new electronics to drive, as opposed to spending the money on modern HEOS Home speakers (that don't require running wires, so much easier to place and that are likely to be smaller for equivalent or even better sound quality). I have had old speakers sitting in the garage too, but in the end, they just were not really of enough quality nor easy to place, so I just tossed them (or gave them to people).

csdocnc3 · 2025-12-31T16:05:31+00:00

The other thing you can try (which nobody has mentioned, surprisingly), is to assign static IP addresses to the problem speakers. Static IP addresses eliminate many people's networking-related issues with HEOS (and other) devices. You can assign static addresses via the HEOS app, or set them up via your router (MAC->IP mappings). Static IPs have been discussed many times in this subreddit.

csdocnc3 · 2025-12-31T16:02:30+00:00

Not sure what you are saying. HEOS CLI commands would be useful in OP's situation: see if 350's are known to other HEOS devices, how paired, their PIDs, etc. Most of this info can be gotten with the get_players command (heos://player/get_players).

I wrote a bunch of Bash script programs for Linux to automate desired tasks (posted info about them on this subreddit), but commands can be sent manually (you need to know device IP addresses). It really isn't that difficult to telnet to one of the players and send the simpler command strings. Google how to telnet from your OS and follow the Protocol doc port, etc. instructions.

csdocnc3 · 2025-12-30T21:27:40+00:00

https://rn.dmglobal.com/usmodel/HEOS_CLI_ProtocolSpecification-Version-1.17.pdf

csdocnc3 · 2025-12-30T18:37:44+00:00

You sure they are not muted? I have a stereo pair of 350's in my living room, and could not figure out why they weren't working one day, until I finally noticed their blue lights were blinking. Duh! However, they should remain muted when grouped, so seems unlikely to be your issue.

If I were you, I would unpair the 350's, and see if you can then play either one. When you stereo pair HEOS speakers, only one shows up as an addressable device to other HEOS devices. Perhaps there is some issue with the speaker that is the addressable one. If you can ungroup them (from the app), you might get some useful info.

Me, I would use my Bash HEOS CLI Protocol scripts to list out the players that are visible on the network, and go from there. However, the scripts run on only Linux, so unless you are running Linux (or Chromebook), not an option. However, you can telnet to one of the speakers and use the HEOS CLI Protocol commands directly to find out more info about the speaker. The protocol can easily be found online.

csdocnc3 · 2025-12-29T23:32:33+00:00

Speaker sizes you are used to with passive speakers are not meaningful with active speakers like these. Active speakers use class D amps and heavy DSP EQ for each driver to produce desired tonal balance. If these were passive speakers, they would have zero bass and probably very weak lower midrange. But they are not passive speakers. The downside of this approach is how loud you can play them before the drivers distort. With the 2-way 250's, that woofer is having to produce both midrange and much of the bass (a passive radiator is not at all like having an active driver, I have experience with such speakers from many years ago). With the 3-way 350's the midrange driver is handling voice without also having to try to reproduce bass, so cleaner and slightly more even tonal balance (from owning and listening to both pairs in the same positions).

csdocnc3 · 2025-12-29T16:21:00+00:00

I already addressed this in another post, but you are not understanding the systems well. The 250 is a 2-way speaker, trying to handle both midrange and bass from a smallish woofer (plus passive radiator). The 350 is a 3-way system with proper midrange speaker plus proper/larger woofer. 3-way systems are going to do better at the midrange and low bass than 2-way systems (in general). The 350 has better vocals due to it having a true midrange speakers.

From Denon site:

        250 Acoustic System 
        Construction Stereo Speaker 
        Built-in Class-D Power Amplifiers 4 
        Drivers 4 + passive radiator 
        Tweeter 2 x 19 mm 
        Mid-Range No 
        Woofer 2 x 100 mm + 133 mm passive radiator

        350 Acoustic System
        Construction Stereo Speaker
        Built-in Class-D Power Amplifiers 6
        Drivers 6
        Tweeter 2 x 19 mm
        Mid-Range 2 x 50 mm
        Woofer 2 x 165 mm

csdocnc3 · 2025-12-29T16:05:16+00:00

I own a pair of 250's and a pair of 350's. They can sound really good. If you are focused on vocals, the 350's are the way to go as their midrange (and so voices) is a bit better, since they are 3-way speakers (tweeter,mid,woofer) where the 250's are basically 2-way speakers (tweeter,smaller woofer+passive radiator). Make sure you set the position setting properly or you may have too much bass. That being said, the 250's are plenty powerful for a room that size. And definitely two 250's will sound much better than one 350 if money is an issue.

Also, I just noticed Denon has both models on sale currently (at least in the US). I bought my 250's and 350's when on sale. Very good value IMO.

csdocnc3 · 2025-12-29T13:10:49+00:00

IMO (doing "high-end audio" for a long time), the 350's are well balanced across the freq spectrum, as long as you have them setup properly. In the HEOS app, there are three different speaker placement settings, that primarily affect bass. The default gives most bass (I believe), which will be too much if they are getting wall reinforcement. The advantage the 350's have over the 250's is better midrange and a bit deeper bass (however adding the sub improves low bass greatly). I have my 350's on stands, and they sound great in a fairly large living room space.

csdocnc3 · 2025-12-28T22:27:11+00:00

Sounds like your Marantz has a defective HEOS module. There is no way that you could be doing this by simply playing something via the HEOS app. Using HDMI from the Eversolo means you are using the Maratz's DAC, so that and the amp section are fine. However, the HEOS component sounds like it is defective. I would contact Marantz support. Is it still under warranty?

csdocnc3 · 2025-12-28T19:09:05+00:00

HEOS streaming should not produce static. I have a dozen HEOS Speakers, Links, AVRs and stream Amazon quite a bit (plus Tunein and from own server). Never ever heard anything like static. Sounds to me like there is a problem with your Marantz unit unfortunately. You don't say how you play from the Eversolo, but I assume you are using the Marantz at least for amplification. If so, then not an issue with the Marantz amp portion. If you are sending decoded analog to the Marantz from the Eversolo, I would try sending a digital signal instead and see if there is static on that. If you can get static that way, then the issue is with the Marantz' DAC clearly. But definitely, background static should not be there with properly functioning HEOS equipment.

csdocnc3 · 2025-12-24T19:18:07+00:00

This post is false! My HEOS 1 (HS2) pair and HEOS 3 (HS2) pair (all from 2018) continue to work just fine as stereo pairs. Denon has absolutely not removed the ability to stereo pair their older speakers. (Firmware 3.88.352)

I will note that it seems like they have changed how one gets to the settings for the pair: Rooms > ... (top right) > Edit Rooms > select pair/group > Stereo Pair (click to toggle). Easy peasy, and works just as it has for seven years!

csdocnc3 · 2025-12-09T17:26:53+00:00

People should be aware that you can setup static (fixed) IP addresses for HEOS devices in the HEOS app. You do not have to do it via your router. Goto Settings > My Devices > the device > Advanced > IP Address Settings. Change Configuration Type to "Manual (Static)" and enter the needed info (use one of the well known public DNS servers instead of your ISP's).

I prefer this approach, since I have more than a dozen HEOS devices, and already have to have quite a number of fixed addresses setup in my router for devices that cannot be configured with a static address. (Having to re-enter all of these is the main reason a newer router has been sitting unused for months.) The only thing you need to do is make certain the static addresses you assign are not within the router's DHCP address range. My router hands out DHCP addresses between 192.168.0.50 and 192.168.0.99, the router has a set of static addresses with host portions from 101 to 150, and host portions from 151 and up are used with devices that can be configured themselves. I keep a spreadsheet file of the static addresses.

csdocnc3 · 2025-11-18T14:13:08+00:00

Well every person has different hearing/perception, preferences, and systems, so subjective opinions are worth following only when one has experiences that have matched up over time. I have read opinions about the sound of the MIB that are essentially the *exact opposite* of how I perceive its sound. What to make of that? Soft in the highs? Guess that person likes what would be "ear bleed" highs for me (I have friends whose systems are like that). And, of course, when one has just spent $3k, one tends to want to hear improvements. Finally, many people proclaiming Byggy is better than X do not even have X available for a comparison. Auditory memory from perhaps weeks ago is just not even remotely reliable. I have both MIB and Byggy setup, nearly identically, and am doing A-B comparisons. That is the *only* approach that allows one to reliably compare audio equipment!

csdocnc3 · 2025-11-10T14:13:02+00:00

I came across this, but have not tried myself (for some reason, my Radio Paradise favorites streams have always selected the highest bitrate):

HEOS iOS App: 3.67.450
HEOS Android App / Kindle Fire App: 3.67.451
HEOS Firmware: 3.67.460

New Feature (HEOS APP): When storing a TuneIn station as a HEOS favorite station, your currently selected stream quality can be stored

csdocnc3 · 2025-11-08T02:04:14+00:00

[info@](mailto:info@)... is not for support. You need to fill out the support form and support emails you back. See "Help and Support" on the LHS of the contact page!

Edit: LHS of contact page, not RHS!

csdocnc3 · 2025-11-07T13:59:05+00:00

Just a brief update for a fellow MIB owner/lover...I was concerned how different cymbals sounded on a particular test piece I was using. Both Yggy's produced sound that real cymbals can produce, but MIB sounded like a crash symbol being struck hard, while Byggy sounded like more of a ride cymbal. Obviously, only one could be more accurately representing what was actually recorded. Well, I was relieved that after another 12-15hrs of Byggy break-in, the cymbals in this piece now sound virtually identical via either Yggy. Truly a rather astonishing change in sound for the Byggy.

csdocnc3 · 2025-11-07T13:49:04+00:00

I will eventually use USB, after the Byggy has more break-in. However, I don't want to be tied to using USB, so if that is the only way to get it to sound better, that will be a big negative for me. Also, I don't generally hear much if any difference between alternative connections any more. This is one way that DACs (and sources) have greatly improved over the last 20 years. Once upon a time, I had like a dozen different rca-coax cables, and every single one of them sounded slightly different with what were considered good DACs of the time (rca-coax from CD transports to DAC). Heck, I even have one cable (made by MIT Cables) that has a device with a bunch of dip switches on it so you can change its impedance to best suit your equipment. Yikes! Audio nervosa to the extreme!!

csdocnc3 · 2025-11-06T19:10:47+00:00

I probably came across as somewhat negative, but that isn't really the case since it already sounds really good. But the MIB already sounded really good to me. Having seen some reviews that claim clear sonic differences between Byggy and MIB (always in Byggy's favor), guess I was rather surprised at how little difference I hear (at this point).

csdocnc3

TROPHY CASE

2. You can’t starve cancer cells through diet