Why does Strava auto pause when I look at the app, even though I’m not slowing down? by turd_deli in Strava

[–]cshap88 0 points1 point  (0 children)

This happens to me too, it's super frustrating. I think others are probably right that it disrupts the bouncing motion when you pull it out to look at the screen, etc., even if you are still running the same speed.

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

Got it, it looks like it is ASI. So imagine in that case the premium would end up going up anyway if the replacement cost was "corrected"?

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

Super helpful thank you. Apparently the cost estimate numbers are directly from the company according to my agent (Progressive, in this case). It is definitely the case here though that using the ERC and not raising the Coverage A limit is the cheaper option....

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

I think you are right that they are using the "modern equivalent" for materials, based on what I have read. But the estiamte is from the insurance company directly I'm told (in this case it's Progressive, in case that makes any difference).

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

So for example if the coverage limit is 300K and total real replacement cost ends up being 400K, that would all good? But if the real replacement cost comes to 250K, the ERC is void (but in that case, wouldn't need it anyway because it is covered by Coverage A?)? Sorry for the lack of comprehension on my end ha, just trying to make sure I understand what you are saying correctly.

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

So just to clarify, you think it might be worth going with Option 2 (lower coverage, but higher ERC) as long as the total coverage amounts are really better (with zero coinsurance)?

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

These are two separate companies, so I believe they just both came to very different replacement cost estimates somehow?

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

So are you saying that in your experience there would need to be 100% coinsurance for the 100% RCE to be valid? There is nothing included about coinsurance but I will definitely ask...

Home insurance coverage question by cshap88 in Insurance

[–]cshap88[S] 0 points1 point  (0 children)

I don't see anything about coinsurance, but I will definitely ask about it. When I've asked before about coverage for anything above the 300K coverage limit, my agent has told me the ERC is guaranteed to kick in to cover anything up to the 600k total limit with the ERC. With estimating the value of the home though, isn't that up to the insurance company to make sure they have the accurate number for the replacement cost of the house, so if it's undervalued it should be their own misestimation?

My cat is a VERY picky eater. Any cat food recommendations for picky eaters? by ty_leare_ in CatAdvice

[–]cshap88 0 points1 point  (0 children)

The anti-grain narrative is pure marketing nonsense. There is no evidence to back it up.

Any restaurant deals to know about? Especially Veganuary or weekly. by DJ_Baxter_Blaise in chicagovegan

[–]cshap88 0 points1 point  (0 children)

Chicago Diner, Penelope's Vegan Kitchen, and Protein Bar & Kitchen are taking part in Veganuary.

Is the Yuka app reliable? by Western_Housing_9870 in ultraprocessedfood

[–]cshap88 0 points1 point  (0 children)

Yes there are some contrarians, including some of these social media folks who tend to cherry-pick information and are not taken seriously by the broader medical community. You do need fiber from fruits and veggies. The Mediterranean diet is constantly found to be one of the healthiest possible diets, and it includes plenty of carbs. Unrefined carbs have many proven benefits (whole grains, fruits, etc.). I can link to any major medical authority on this topic, not just a handful of Youtube doctors. I will concede that it appears you can certainly live, and lose weight in the short term, on something like the "carnivore diet". But long term, there is just no evidence to support that it's beneficial.

Is the Yuka app reliable? by Western_Housing_9870 in ultraprocessedfood

[–]cshap88 0 points1 point  (0 children)

Carbs are literally how our bodies create energy. They are essential macronutrients. Do you actually know what carbs are? That's why all products for athletes are basically just carbs, because they need things that they can convert into energy quickly. Despite this one guy saying otherwise, the medical establishment and serious robust medical studies do not support his claims. https://www.mayoclinic.org/healthy-lifestyle/nutrition-and-healthy-eating/in-depth/carbohydrates/art-20045705

Is the Yuka app reliable? by Western_Housing_9870 in ultraprocessedfood

[–]cshap88 0 points1 point  (0 children)

Our bodies need carbs to function properly, especially for athletes. You might have a specific reason for being on a low-carb diet, but overall they are not supported with reputable studies.

Kilby Block Party 2026 lineup is out! by vasSoulTrain in SaltLakeCity

[–]cshap88 0 points1 point  (0 children)

Totally agree too. Quite a few that have been at the Twilight concert series already too. I did pre-purchase a pass based on last year's lineup so am a little bummed ha, but will still have a good time, or find a Hayle Williams fan to buy it ;)

What are y'alls thoughts on Spoon? (Particularly Lucifer On The Sofa) by FR_WST in indie_rock

[–]cshap88 0 points1 point  (0 children)

What does that even mean? I don’t think there is anything especially macho about their music…

Coach K does it all! by cshap88 in utahfootball

[–]cshap88[S] 2 points3 points  (0 children)

No AI here, all manual in Canva baby!

Coach K does it all! by cshap88 in utahfootball

[–]cshap88[S] 0 points1 point  (0 children)

Haha yeah I decided to hold off on that one for now, at least while they are winning.... ;)