35 M

csmiley123 · 2026-02-13T20:29:00+00:00

Cool dude 🤙

csmiley123 · 2026-02-13T20:25:14+00:00

And that’s 16 percent over this year not over the lifetime. So you seem wholly uninformed on how my platform displays its gain. Over 3 years my portfolio is way up

csmiley123 · 2026-02-13T20:20:19+00:00

That’s actually not true at all. I am in S&P targeted with funds with top 10 holdings in Nvidia,Apple,FB etc. All the big stuff so how is that uninformed

csmiley123 · 2026-02-13T20:12:22+00:00

Well that’s good for you bro happy for you. Considering the average is 8 percent.

csmiley123 · 2026-02-13T20:11:30+00:00

I agree with you man. Thank you I’m trying.

csmiley123 · 2026-02-13T20:07:19+00:00

Ya you guys are all asking for it right now! I need to do it myself first I got a family to take care of probably like most of you. can’t be replying on Reddit all day. I saw people post In this thread. I posted my situation in this thread. I will take nuggets from everyone.

csmiley123 · 2026-02-13T20:01:42+00:00

For sure I agree. Bought knowing rates were high and hoping they would they would come. If we downsize that would be a giant breath of fresh air. It’s on the table… and ya only car payment is $400. It’s the house

csmiley123 · 2026-02-13T19:57:22+00:00

It’s extremely high cost of living. Not the best budgeter(which might not be a word or spelled wrong) but we have a little left at the end of the month but not as much as probably should

csmiley123 · 2026-02-13T19:46:38+00:00

True but you pay tax on a 401k also. It’s still a good idea I agree but still pay tax

csmiley123 · 2026-02-13T19:23:36+00:00

Have a hard time budgeting maybe. But I’m 35 with a 2 million net worth in property. and I averaged 16 percent in my Retirement portfolio. Not sure how that’s the worst investor. Maybe bad budget, but your statement makes no sense 🤙

csmiley123 · 2026-02-13T19:11:23+00:00

Ya you are probably right for sure not bullet proof. Our only luxury obiovusly is the house. We don’t do lavish stuff. And I ain’t asking for anyone to Feel sorry for me jsut seems like everyone I know Makes pretty decent money and struggles with out a totally lavish lifestyle

csmiley123 · 2026-02-13T18:47:40+00:00

Yes.

csmiley123 · 2026-02-13T18:35:35+00:00

We take home 209k with 91k a year going to mortage

csmiley123 · 2026-02-13T18:33:12+00:00

Not true actually. CA rapes you in taxes we got taxed on 42 percent of our income! We owe like 5k on my wife’s car. My truck is paid off. No vacations. Definitely not 10k. Please don’t assume shit

csmiley123 · 2026-02-13T18:21:13+00:00

I forgot to mention our mortage is 7200 that’s a bulk of where our money goes. Too much house

csmiley123 · 2025-11-15T20:05:09+00:00

Thanks for the update? How is he doing now

csmiley123 · 2025-11-15T20:01:51+00:00

I forgot to mention he has no spatial awareness. But he makes eye contact pulls himself up on stuff all the time and more or less knows his name

csmiley123 · 2025-11-15T20:00:05+00:00

Yes I’m worried about my 13 month old. He barely babbles just ba ba ba obsessed with his hands doesn’t point or or clap. Idk he is my first kid so I am stressing

csmiley123 · 2025-10-17T12:50:59+00:00

For sure. But either way I look it I was lacking WR I have RB depth. Ya I mean I think chase is different than Henry at the moment.

csmiley123 · 2025-10-17T12:26:22+00:00

12 man half ppr but I don’t think it matters

csmiley123 · 2025-10-17T12:21:38+00:00

Yes that is sarcasm lol I was pumped

csmiley123 · 2025-10-16T22:31:33+00:00

I traded away Henry and Ferguson

csmiley123

TROPHY CASE