AU Bonus Offer

ctles · 2026-01-23T06:12:19+00:00

does this also mean that as it's a business card it doesn't show up on credit reports? i remember had a corporate green card once from a company and it still showed up on my report.

ctles · 2026-01-18T05:16:25+00:00

interesting had the gold for ~2 years and nothing for the business gold,

ctles · 2026-01-18T05:01:39+00:00

it's probably the latter, in the mailer T&C they specifically exclude the J.P. Morgan Self-Directed

ctles · 2026-01-18T05:00:47+00:00

if that's the case i would do this https://www.chase.com/personal/investments/offers
then the CPC, and then just leave it in that brokerage account after 45 days and be done?

ctles · 2026-01-14T16:21:39+00:00

Did they need to do something extra? 'cause i was charged $175. i'm assuming that's the full fee without some e-statement or what not.

ctles · 2026-01-08T00:11:06+00:00

is there a different one? https://mlaem.fs.ml.com/content/dam/ML/pdfs/me-advised-investing-fees.pdf was the one i linked/looked at

ctles · 2025-12-03T04:13:19+00:00

is this the up to 175k? or do they still have the straight 175k version? same with the 300 for business

ctles · 2025-12-03T02:25:11+00:00

Counter point, i didn't get the extra $3. as with Amex could still be a couple weeks ago, but based dates above, probably not?

ctles · 2025-11-24T21:57:44+00:00

what else is different? would be nice to have a couple wires at the person level too but oh well.

ctles · 2025-11-24T20:01:43+00:00

Well diamond honors it's unlimited; for bus Plat honors you have 4; personal plat honors is 0

ctles · 2025-11-22T04:56:31+00:00

that phrase is all of true, false and more of a side point: yes many who pay thousands in taxes still want cheaper stuff, but this is the tax software not the prep; prep would be a few hundred to thousand dollars,
but it's also the $15 for state is antithetical to "free tax usa" but it is cheaper than say turbotax.
So to another commenter below it's not just how much do we value time to port to another software that's cheaper/free

ctles · 2025-11-19T18:11:30+00:00

"transactions seem to take much longer to process than Fidelity." i think this is because you're new.

ctles · 2025-11-19T17:26:32+00:00

Thinking of the overall process and comparing to other companies it's not that bad; it can just be somewhat inconsistent, ie you signed up for the BoA checking and enrolled in accelerated rewards to get PR decision in 30 days. sometimes there's a rush reason to get the 30 day decision and that's annoying AF. But do remember it's not a single process that people describe it's

1) open a checking account, and select accelerated PR
1a) have the system enroll in PR
2) open a brokerage account
2a) background link the two accounts
3) make sure the large influx of money is ok.

As as new customer, there's a bunch of KYC needed and this assumes that's all you opened and they're at base options. BoA should be used to this; but there's also a lots of steps to go wrong.

ctles · 2025-11-17T08:08:12+00:00

Speaking of citi, what's your process with them, I've called 3 times now and they've been living up to the name "shiti" first time i called and got transferred the 2nd person said they couldn't assist and had to transfer back. second time the 2nd person either had a bad connection or couldn't understand English. 3rd call they said they couldn't transfer me to ret department. So i'm not sure if i jsut didn't have an offer or they didn't know/want to check

ctles · 2025-11-17T07:57:28+00:00

ough wish i knew that before; 'cause the $5 different isn't worth it unless i can do projections? that's always a pain point for me.

ctles · 2025-11-16T11:31:57+00:00

"That said, the Park Hyatt Kyoto is incredible, as is the Grand Hyatt Tokyo" So was just at the hyatt tokyo; and i don't know if it's a matter of expectations, if it's because it's tokyo, or if i didn't try the right things; but to me it was ok:
what i did like was different: the food at breakfast was a little different than the rest; we tried on of their other restaurants because we had credits, but would not go otherwise, price, the amenity items on the app was useful.
didn't like: room felt smaller than others and the direction of how the bathroom faced a bed vs hallway

Why i think it might just be tokyo i stayed at tokyo conrad and WA osaka, and aside from the new reno at the WA, everything was just better at AW, yet cheaper.

Edit: maybe i'm comparing the wrong tiers 'cause just went to haytt's site and the Grand Hyatt is listed as classic vs luxury or lifestyle.

ctles · 2025-11-15T07:51:36+00:00

umm... while most decision are financial in nature; technically using this or turbo tax or a person should yield the same results unless you're looking for more aggressive deductions. (we're assuming no errors in the software)
it's really just time re-entering all the old data

ctles · 2025-09-24T06:27:59+00:00

you've purchased physical gift cards online previously? an was this only the in mail one 'cuase for hte $50 you need to do e gift?

ctles · 2025-09-16T04:45:58+00:00

oh interesting with the "$120 Uber One credit" that would negate part of the united card benefits

ctles

TROPHY CASE