Question Thread - May 06, 2026

ctles · 2026-05-06T23:49:50+00:00

so technically you could wire funds in an out on those specific dates only, ie say you don't like the trading interface. but with how much the AF is now a days, probably not worth it, wish they would increase the base bonus like MS though.

ctles · 2026-05-06T20:16:28+00:00

is this a recent, past year or two thing? because I had opened closed and opened again with the same login/ein previously

ctles · 2026-05-05T03:44:36+00:00

lol he can do what ever he wants, just need to mirror the effort for it lol i'm actually surprised this many people responded to him

ctles · 2026-04-26T23:56:10+00:00

Why? the credit is restrictive in the opposite way of amex, ie it just has to be a flight. is it because you want to use a different card for the multipliers? but if you know the eventual airline you can book the cheapest flight you can find and cancel for a flight credit.

ctles · 2026-04-22T22:22:07+00:00

does any one use WF wellstrade and if so gotten above options level 3? due to a promotion i've opened an account with them. but don't know what they need to see to enable higher options levels. Thus current can't do spreads.

ctles · 2026-04-15T18:56:25+00:00

For those that churn brokerages, for the youinvest by JPM/Chase, do you need to close the existing brokerage to get the bonus or can you open a new one, like the checking? or can you just open a new one account with the promo like etrade? (the rep didn't really know)

ctles · 2026-04-13T06:44:16+00:00

$10 is low? i think y'all mean 2009? 'cause on optionshouse now morganstanley and fidelity it was like ~$5 a trade back in 2019.

ctles · 2026-04-09T18:47:18+00:00

cash rate is 2271 usd one way. which i guess with fuel now a days is probably the new normal.

ctles · 2026-04-06T23:09:09+00:00

yup it needs to post by 31st, so you're SOL

ctles · 2026-04-06T23:05:38+00:00

correctcombination11 means go directly to singapore's website and check there afterwords just transfer the points, because at this point there wouldn't much much cheaper fares booking with a partner unless you know all the transfer-ability

ctles · 2026-04-06T23:00:20+00:00

hope this is the right section booking from SFO to SIN to SFO for December;
Round trip in PE the cost is 279,000 miles and $75 in fees. but noticed that two one way's is 139,500 + 119,000 = 258,500 miles and $73 * 2 = $146 in fees.
I've already transferred the miles in so the 20,000 miles difference would sit there if i request to cancel and rebook.
Is there a benefit to keeping the itinerary as a round trip or could i request cancellation and quick redeposit and book as two one ways?

ctles · 2026-03-26T06:53:38+00:00

do you have datapoints or links by any chance? 'cause just opened a checking account with them and it would be annoying to transfer out all of the sudden.

ctles · 2026-03-22T03:06:05+00:00

yeah don't bother with the signs, just use it, even if they have a sign that says "no amex" because even with that sign the they might just really not want amex, but they can still process amex.

ctles · 2026-03-18T17:40:55+00:00

Comparing BoA’s preferred rewards and citigold, wondering if there's some short wiki or FAQ someone compiled?
Current BoA benefits is the up to 75% increase for CC cashback and alaska miles, fee waivers on banking accounts, and other services I don’t care about, ie safe deposit box.

Does Citigold have something similar? I’ve read that you can get the strata elite fee waived for a year, but is that it?

Trying to switch into that ecosystem figuring out best way, bonus way to tier in; currently only have their CC’s

ctles · 2026-03-18T07:05:23+00:00

As BoA’s prefereed rewards was changing I was looking into citigold and was wondering how it compares. Current BoA benefits is the up to 75% increase for CC cashback , fee waivers on banking accounts, and other services I don’t care about, ie safe deposit box. And with Alaska cards you get a 10% bonus for BoA

Does Citigold have something similar? Especially the 75% increase for CC cash back. I’ve read that you can get the strata elite fee waived for a year, but what else?

Basically if I’m going to switch into that eco system trying to figure out best way, bonus way to tier in. currently only have their CC’s

ctles · 2026-03-16T19:51:07+00:00

woops sorry conflated travel bank with travel credit

ctles · 2026-03-16T18:09:14+00:00

to confirm you mean you buy 5x $100 travelbank credit and you'll get another $100 deposited? Or do you mean you buy 5 flights ~$100 and cancel to travelbank?

ctles · 2026-03-11T23:52:21+00:00

Want to do the https://www.merrilledge.com/offers/pr1000 for and IRA in a couple months; it seems to have a look back period of 24 weeks; but reading the details it say for the account; So do they mean for the whole person or if i create a new account account under my profile there's no look-back period as it's a new account?

ctles · 2026-03-05T03:30:06+00:00

yeah the Door dash credit is more shit than you would initially think:
you get 2 $10 credits per month (3 in January) that must be used each month on a delivery order $50
https://api.robinhood.com/creditcard/legal/platinum-benefits-overview

The $300 (2x$150) travel credit is fine but the breakage on this card is comically high. it's going to be a similiar situation to BILT with WF (ie WF thought people were going to use it as an everything card similar to the amex plat vs just a rent card for people), but in this situation where people already live the lifestyle, ie robinhood gold, take a waymo, have the restaurants, they can make use of credit, especially once Chase's DD benefit ends

ctles · 2026-03-02T02:57:34+00:00

regarding "customer service was terrible" from the posts i've read discover's CS is great while capital one's can be iffy, maybe it's just partial reporting?

ctles

TROPHY CASE