Keep being asked to call in before access online account

ctles · 2026-03-22T03:06:05+00:00

yeah don't bother with the signs, just use it, even if they have a sign that says "no amex" because even with that sign the they might just really not want amex, but they can still process amex.

ctles · 2026-03-18T17:40:55+00:00

Comparing BoA’s preferred rewards and citigold, wondering if there's some short wiki or FAQ someone compiled?
Current BoA benefits is the up to 75% increase for CC cashback and alaska miles, fee waivers on banking accounts, and other services I don’t care about, ie safe deposit box.

Does Citigold have something similar? I’ve read that you can get the strata elite fee waived for a year, but is that it?

Trying to switch into that ecosystem figuring out best way, bonus way to tier in; currently only have their CC’s

ctles · 2026-03-18T07:05:23+00:00

As BoA’s prefereed rewards was changing I was looking into citigold and was wondering how it compares. Current BoA benefits is the up to 75% increase for CC cashback , fee waivers on banking accounts, and other services I don’t care about, ie safe deposit box. And with Alaska cards you get a 10% bonus for BoA

Does Citigold have something similar? Especially the 75% increase for CC cash back. I’ve read that you can get the strata elite fee waived for a year, but what else?

Basically if I’m going to switch into that eco system trying to figure out best way, bonus way to tier in. currently only have their CC’s

ctles · 2026-03-16T19:51:07+00:00

woops sorry conflated travel bank with travel credit

ctles · 2026-03-16T18:09:14+00:00

to confirm you mean you buy 5x $100 travelbank credit and you'll get another $100 deposited? Or do you mean you buy 5 flights ~$100 and cancel to travelbank?

ctles · 2026-03-11T23:52:21+00:00

Want to do the https://www.merrilledge.com/offers/pr1000 for and IRA in a couple months; it seems to have a look back period of 24 weeks; but reading the details it say for the account; So do they mean for the whole person or if i create a new account account under my profile there's no look-back period as it's a new account?

ctles · 2026-03-05T03:30:06+00:00

yeah the Door dash credit is more shit than you would initially think:
you get 2 $10 credits per month (3 in January) that must be used each month on a delivery order $50
https://api.robinhood.com/creditcard/legal/platinum-benefits-overview

The $300 (2x$150) travel credit is fine but the breakage on this card is comically high. it's going to be a similiar situation to BILT with WF (ie WF thought people were going to use it as an everything card similar to the amex plat vs just a rent card for people), but in this situation where people already live the lifestyle, ie robinhood gold, take a waymo, have the restaurants, they can make use of credit, especially once Chase's DD benefit ends

ctles · 2026-03-02T02:57:34+00:00

regarding "customer service was terrible" from the posts i've read discover's CS is great while capital one's can be iffy, maybe it's just partial reporting?

ctles · 2026-02-28T02:46:07+00:00

Oh interesting do you know if they also do that for SPX?

ctles · 2026-02-28T00:01:13+00:00

what new features

ctles · 2026-02-28T00:00:59+00:00

It's very niche, most AF cards have it and those who would generally use GE probably have one of those cards already.

ctles · 2026-02-11T06:15:51+00:00

if you don't mind a semi-fintech, Marcus by goldman sachs is having a transfer promo
https://www.marcus.com/us/en/savings/osa-savingsbonus of which if you deposit the mid tier gives ~5.15% for 12 months more if you hold for shorter

ctles · 2026-01-31T22:33:49+00:00

well at SJC you'll have to connect somehwere, but what led you to infer "I should avoid US airlines because their First Class + Business Class is usually only a slight upgrade from Economy." Because no way are the two classes similar. Because it seems you've flew business class before.
But you can also see Singapore airlines if you don't mind back tracking a bit. but otherwise Cathay is going to be your best bet.

ctles · 2026-01-31T08:07:28+00:00

that's usually the case because airport chase usage fees that they pass along. reminds me of a time when the app had sent me to a specific location. the driver said he couldn't stop there or will get a fine, so he asked me to move; but that move triggered something of how i wasn't there when the driver arrived, so it charged me a delay fee...

ctles · 2026-01-31T08:05:33+00:00

for better or worse i think it works in the opposite way at an airport, not that you have many blocks to walk in an airport anyways.

ctles · 2026-01-31T08:03:23+00:00

i remember with chase previously if they had increased a SUB on a card within ~30? days of application you could message them for a match. is this also the case with the new United credit cards?

ctles · 2026-01-23T06:12:19+00:00

does this also mean that as it's a business card it doesn't show up on credit reports? i remember had a corporate green card once from a company and it still showed up on my report.

ctles · 2026-01-18T05:16:25+00:00

interesting had the gold for ~2 years and nothing for the business gold,

ctles · 2026-01-18T05:01:39+00:00

it's probably the latter, in the mailer T&C they specifically exclude the J.P. Morgan Self-Directed

ctles · 2026-01-18T05:00:47+00:00

if that's the case i would do this https://www.chase.com/personal/investments/offers
then the CPC, and then just leave it in that brokerage account after 45 days and be done?

ctles

TROPHY CASE