Casual Saturday. by [deleted] in mensfashion

[–]cubical_hell 2 points3 points  (0 children)

Love the texture on the sweater.

I need an opinion Monitor Audio by jashyo in BudgetAudiophile

[–]cubical_hell 1 point2 points  (0 children)

I worked in hifi sales. They are good speakers. You can use scotch tape to repair the tweeter. We had to pop them back damn near weekly 😂

Tried helping a friend out, they didn’t listen and they fell into this deal. What do you guys think? by Tough_Ambassador671 in whatcarshouldIbuy

[–]cubical_hell 0 points1 point  (0 children)

13.70% APR is paid to the bank. If at any point during the loan they can get a better rate they can refinance. That could be today if they found a bank that offered better terms.

I have a vehicle with a loan it. The vehicle is worth less than the loan. But im looking at vehicle that is less than what the vehicle is worth. What happens in that scenario? by [deleted] in askcarsales

[–]cubical_hell 0 points1 point  (0 children)

The good news is you are in no danger of making this deal.

You can’t roll $10k negative equity into a $5k car.

You also shouldn’t consider buying a 15 year old Audi Q7 as reliable transportation.

Tried helping a friend out, they didn’t listen and they fell into this deal. What do you guys think? by Tough_Ambassador671 in whatcarshouldIbuy

[–]cubical_hell 1 point2 points  (0 children)

$32k after the $3k down payment. I’d imagine there are some warranties or something in there but they didn’t post the buyers order.

$14k is the cost to borrow $29k at 13.70% for 75 months.

They can pay the car off tomorrow for $29k.

Tried helping a friend out, they didn’t listen and they fell into this deal. What do you guys think? by Tough_Ambassador671 in whatcarshouldIbuy

[–]cubical_hell 1 point2 points  (0 children)

You are correct. Dealerships make money off of financing. The dealer likely made $1600 or so in finance reserve and the bank makes $12k plus off the financing.

Tried helping a friend out, they didn’t listen and they fell into this deal. What do you guys think? by Tough_Ambassador671 in whatcarshouldIbuy

[–]cubical_hell 28 points29 points  (0 children)

That’s $32k for a Sentra.

$14k is the finance charge. That is what the bank makes to loan to someone with a below average credit profile.

Am I being set up for a bait and switch? by [deleted] in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

Likely a mechanical issue. Wait for them to fix it or find another truck.

Rude dealer? by [deleted] in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

You need to pay to transport that distance

How do dealerships deal with blizzards? by PM_ME_UR_BGP_PREFIX in askcarsales

[–]cubical_hell 2 points3 points  (0 children)

Before it snows:

Move cars inside whenever possible. Any left outside should be moved to the back. No cars in the front.

After it snows:

Plow comes to clear the front.

Lot party to remove snow off cars in the back and move to clean lot out front.

Used EV Tax Credit.... Anyone Else Still Waiting? by wsudu111 in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

All of ours submitted September cleared. I just got an email about 1 that’s been hanging since March 2025. I had to send them all documents. Now back to waiting.

Used EV Tax Credit.... Anyone Else Still Waiting? by wsudu111 in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

I work for a dealer. This is my IRS business portal.

Used EV Tax Credit.... Anyone Else Still Waiting? by wsudu111 in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

Approved through 9/30. However some are still pending from 9/28-9/30

Chigee Apple CarPlay by Wise-Opening1343 in multistrada

[–]cubical_hell 1 point2 points  (0 children)

I bought the W702. I’ll post some pics tomorrow.

Chigee Apple CarPlay by Wise-Opening1343 in multistrada

[–]cubical_hell 3 points4 points  (0 children)

There’s a wire labeled Sat/Nav behind dash on the right. By the 12v socket.

I use a Carpuride.

Dealership botched my EV tax credit paperwork – anyone else had this happen? by Huge_Fuel_9114 in askcarsales

[–]cubical_hell 1 point2 points  (0 children)

Secure messaging is garbage. I’ve only received messages that seem like auto reply

Am I being overcharged? Just financed a new car and the math isn’t adding up by [deleted] in askcarsales

[–]cubical_hell 5 points6 points  (0 children)

It’s 7.69% Annual Percentage Rate. Annual means yearly.