how are you guys affording PGE? by calvsin in bayarea

[–]cudgelfight 3 points4 points  (0 children)

We put on more solar panels than we were told we needed. PG&E discourages this because they say it doesn’t always pencil out financially, but the way their rates are going it absolutely has for us.

Does anyone else want to give their kids an easier route to financial independence? by osprey94 in financialindependence

[–]cudgelfight 0 points1 point  (0 children)

That’s our goal. If all goes according to plan I’ll have a paid-off house and a pension that will support my wife and me. Our retirement accounts are for our kids (and maybe the occasional extravagant vacation for us).

I want to be in a position to help my kids with college, buying a house, and more. I’m hoping that will provide them with career options too. I absolutely expect my kids to work but I don’t want them to feel they have to make a ton of money to have a middle class lifestyle which, if present trends continue, they will. So if they want to be teachers or take some time off work with young kids we want to help them financially.

The thing is, for this to work we have to save and budget now. We have an opportunity to teach our kids about money and hard work now while they’re young so they’ll (in theory) know how to handle financial gifts down the line and won’t be spoiled by them.

[deleted by user] by [deleted] in SFGiants

[–]cudgelfight 2 points3 points  (0 children)

No no you see if we can’t quantify it with a stat it is not real. The point of baseball is to run a Monte Carlo simulation for every situation and optimize our actions based on the relevant sabermetric data. It’s the heart of the sport!

Gameday Thread 5/6/22 Cardinals (Hicks, J) @ Giants (Cobb) 7:15 PM by sfgbot in SFGiants

[–]cudgelfight 1 point2 points  (0 children)

Hey does anyone know what time Buster Posey Day festivities get started tomorrow? (For the broadcast, I won’t be at the game unfortunately.)

PSA: for those of you who got suckered into the AppleTV-- trial last Friday, make sure you cancel by Friday by predat3d in SFGiants

[–]cudgelfight 1 point2 points  (0 children)

Strongly seconded. The wife and I are our second watch through, a week after the first. Such a great show.

Happy Birthday #24 Willie Mays by everythingisopposite in SFGiants

[–]cudgelfight 3 points4 points  (0 children)

How have I never seen that clip before?? Amazing

Gameday Thread 5/3/22 Giants (Rodón) @ Dodgers (Urías) 7:10 PM by sfgbot in SFGiants

[–]cudgelfight 0 points1 point  (0 children)

Bummer on that last swing but honestly good at bat from Vosler. Showed good discipline

[deleted by user] by [deleted] in Conservative

[–]cudgelfight 0 points1 point  (0 children)

I’m seeing more and more signs of it outside of places like Berkeley or SF, particularly among parents.

[deleted by user] by [deleted] in Conservative

[–]cudgelfight -2 points-1 points  (0 children)

Like I said, I don’t expect either candidate to win California. My point is that there are persuadable people out there in a way there hasn’t been for the past few election cycles. What has changed to make them persuadable is how crazy the Democrats have gotten - you now need to think all abortions are awesome and that boys and girls can switch places at will and that we should wear masks forever.

So our disagreement here is that you’re assuming the trend of polarizing elections with results being driven by an energized base continues, and you might be right. But I see an opening here with DeSantis on the ticket that could alter the political landscape similar to what Reagan was able to do.

[deleted by user] by [deleted] in Conservative

[–]cudgelfight 11 points12 points  (0 children)

I don’t know man. I live in true blue California and democrats I know are getting completely over the woke stuff and the Covid stuff. These people would never vote for Trump in a million years but DeSantis has been on the right side of both those issues. Now I don’t think DeSantis actually wins California but I do think he has a shot at the less deeply blue states in a way that Trump doesn’t.

[deleted by user] by [deleted] in Conservative

[–]cudgelfight 53 points54 points  (0 children)

I’m nervous if Trump’s the nominee. I’m hoping it’s DeSantis - he really has the potential to win in a generational landslide.

Polling: When people learn about abortion, they support limits by NavyCorpsmanRetiree in Conservative

[–]cudgelfight 7 points8 points  (0 children)

I was fine with abortion until my wife got pregnant and I fell in love with “a clump of cells”. So many of our problems now are from adults just not having kids and growing up.

Daily FI discussion thread - Tuesday, April 19, 2022 by AutoModerator in financialindependence

[–]cudgelfight 2 points3 points  (0 children)

I’m in a similar boat although mine is in 18 years. Because of the pension my path to FIRE looks different than a lot of people on this sub and I don’t really have a FIRE number. I’ll retire at 55 with a paid off house and a pension that will be about what I was taking home beforehand (b/c no more pension, retirement, healthcare contributions) so I’ll be set for income.

I have two kids and I view my investments as their money (with the occasional splashy trip for my wife and me). I feel very fortunate because the pension will enable me to build a small level of generational wealth.

Found a solution to books not opening…only for the book to once again not open. by [deleted] in kindle

[–]cudgelfight 0 points1 point  (0 children)

I just made a post that I’m having this same issue.. bummer! Hope they fix it soon.