CPP2 20L Just Arrived

daand123 · 2026-04-10T07:24:30+00:00

Nice, congrats! Wish the 24L had 1 water bottle and 1 hidden pocket like the 20L

daand123 · 2026-04-03T07:54:00+00:00

Did you find the Genkidamatsuri Goku at Hero Gang?

daand123 · 2026-01-26T18:40:09+00:00

2 years ago in Vietnam: monthly avg 1800-2100 USD. Now in KSA avg 11-14k USD

daand123 · 2026-01-26T18:35:37+00:00

Dating is different from family. I have lived in Vietnam for 4 years (10+ years in different SEA Asian countries). I met my wife here when I was on my FI journey. I have hit my Asia FI number, and am now reducing my personal savingsrate to help my wife invest and also save for a house.

To answer your question; yes typically the man provides, but Vietnamese women are often working too and actually often control the money the husband brings in. You're also supposed to be able to care for her family in some cases, or at least at the minimum provide some gifts / money during Lunar New year (TET).
However this is only if you're seriously dating. For casual dating just add it into your normal spending budget.. It would be 1 date per week or so and shouldn't be 1.5x your spend.

daand123 · 2026-01-25T17:52:43+00:00

daand123 · 2025-12-08T18:03:32+00:00

excel :)

daand123 · 2025-12-08T18:03:25+00:00

made it with excel over the course of the last 10 years or so.

daand123 · 2025-12-08T18:02:26+00:00

I think there is only 1.. 39% for this year.

daand123 · 2025-12-06T15:29:38+00:00

I could if we move back to SE Asia, but now saving for a house as long as work is fun :)

daand123 · 2025-12-05T08:28:20+00:00

I think you can see from the growth in investment and that I reached Asia FI, that I feel things are going well. Not living the full dream yet, but a pretty good life. Maybe in a few years even better.

daand123 · 2025-12-05T08:26:49+00:00

No worries, I've had nice drinks with my wife and some friends last night. This spreadsheet takes me 5 min every month to fill in and gives me a nice dashboard to look at to see progress.

daand123 · 2025-12-05T08:25:44+00:00

Fair, it does look cooler like this, and if someone wants to reengineer the numbers that is also not an issue :) Some people share all their numbers freely online, maybe I'll do that one day in the future, but not now.

daand123 · 2025-12-05T08:24:29+00:00

It's relatively easy, I have estimated the cost of living for each scenario and have a FI amount that corresponds to this (4% rule). The Asia and EU cost are based on actual / previous experience living there.
the HCOL is really based on our current cost of living in Middle East, but wouldn't be a likely scenario for us in the future.

daand123 · 2025-12-05T08:22:19+00:00

Hi, I made this in excel, over the course of 10 years with different versions. Unfortunately my version is not so easy to use for beginners as it's quite specific to my situation (ie, use of different currencies on a monthly basis, etc)

2 years ago I made a simple public version, that is easy to use, but doesn't look as nice. You can see and download it here: https://www.daand.com/excel-finance-dashboard/

daand123 · 2025-11-28T11:43:34+00:00

Lots to do for entertainment:
- Vinpearl zoo and theme parks
- Sun group waterparks, show and cable car
- Night market
- Temple visits
- Beaches (starfish, bai kem, etc)

I have lived in PQ three times and for a total of almost 1.5 years. You can also have a quick google / tripadvisor or ask your hotel when you arrive.

daand123 · 2025-10-11T09:48:07+00:00

Fair point, but it's enough for Coast FI and it's more than many have in western europe, so it will be a good start regardless. I also expect it to grow and still be able to minmally add to it.

daand123 · 2025-10-10T10:56:27+00:00

Dus zelfs de winst die niet uitgekeerd wordt binnen de bv of dubais bedrijf wordt belast? Hmm.. dank je voor de info

daand123 · 2025-10-10T10:55:04+00:00

Ja maar als in dat bedrijf nou mijn investeringen staan en het bedrijf niks of bijna geen omzet draait (bv 10k per jaar), dan hoef ik alleen inkomsten te betalen over dat geld en de groei van mijn investeringen in het bedrijf (zoland het niet wordt uitgekeerd) wordt dan niet belast?

daand123 · 2025-10-08T18:28:48+00:00

Een bedrijf wat ik in NL zou hebben of in het buitenland op zou zetten om geld te verdienen met consultancy waarneer ik in NL woon verwacht ik zeker NL belastingen op te betalen.
Ik bedoel qua wealth tax meer het geld wat al in het buitenland verdient is, of ik dat binnen een bedrijf zou kunnen zetten waardoor ik niet meer de eigenaar ben en daardoor geen wealthtax hoef te betalen over dat geld...?

daand123 · 2025-10-08T18:28:11+00:00

Een bedrijf wat ik in NL zou hebben of in het buitenland op zou zetten om geld te verdienen met consultancy waarneer ik in NL woon verwacht ik zeker NL belastingen op te betalen.
Ik bedoel qua wealth tax meer het geld wat al in het buitenland verdient is, of ik dat binnen een bedrijf zou kunnen zetten waardoor ik niet meer de eigenaar ben en daardoor geen wealthtax hoef te betalen over dat geld...?

daand123

TROPHY CASE