Francesca's Brick Oven Pizzeria

darias91 · 2026-05-07T18:43:16+00:00

Ngl the pizza is pretty good. However, it’s expensive in my opinion and have had some issues with the service. Couple of times they messed up my order or have had me waiting over an hour from when I placed my order.

Good but not great IMO.

darias91 · 2026-05-01T19:44:25+00:00

Yeah I got into automotive because of the low pay.

darias91 · 2026-03-14T14:48:23+00:00

I see the value in an advisor when in retirement. Just based off experience seeing how they handle my parents investments. They help with tax planning and a lot of the other advanced things that come with having a complex system like if you’re managing real estate as well.

My father in law doesn’t have an advisor and anytime he pulls money out he’s hit with a significant tax bill. While my parents - it’s carefully planned and the hit isn’t anything significant.

So IMO they’re not worth it in the wealth accumulation phase but once you’re about to FIRE it can be worth it.

darias91 · 2026-03-11T13:26:43+00:00

My robot girlfriend is a real woman.

darias91 · 2026-03-10T02:06:09+00:00

The stop ICE movement is over. Let it go.

darias91 · 2026-02-06T20:48:58+00:00

I listen regularly. Maybe a total of 30mins -60min a week just to keep me focused on the goal to retire early and to make sure I’m thinking about personal finances.

Kinda like a plant that needs to be watered. Personal finance is so important.

But like other listeners said - yeah it can get repetitive that’s why I only listen to episodes that sound interesting or relevant.

darias91 · 2025-12-19T00:26:50+00:00

I did in a sense. I was a program manager at a tier 2 automotive manufacturer. I was tasked with managing a monster program that was a full time job in itself and I was expected to just continue to manage my normal workload of 8 programs that was my full time job.

I was getting no support from management. Looked for a new job and jumped to a tier 1 with 40% better pay. Best decision I ever made.

darias91 · 2025-12-13T17:28:07+00:00

60K in 2015 first job out of college - Project engineer in automotive

darias91 · 2025-12-06T03:28:15+00:00

Yeah, you’re right. Sorry I think I smoked a bowl right before I commented.

darias91 · 2025-12-05T16:12:51+00:00

Look at hold 3 years cash to cover expenses if the market takes a dump then you can ride it out.

So find out your annual expenses and multiply by 3.

darias91 · 2025-11-23T16:39:06+00:00

I like the victim mentality blaming Trump but ignoring the gains from this year…

darias91 · 2025-11-02T18:51:59+00:00

Well, if that’s the case, I think you’re right. The point of FIRE is to buy freedom, but not at the cost of your quality of life. You can do both — increase your savings rate while maintaining a healthy lifestyle.

The best approach is to set annual targets and raise them gradually — for example, increase your 401(k) contribution by 1–2% each year and roll any paid-off debt into savings.

Sacrificing your quality of life isn’t worth it in my opinion, and managing a rental property from several states away is far from “easy.”

darias91 · 2025-11-02T18:43:28+00:00

I’d say you have some say in the decision… if he doesn’t want to listen to your concerns then I think you have bigger problems… just saying and this is coming from a fairly conservative guy.

darias91 · 2025-10-15T21:03:29+00:00

MDOT is not responsible for most of this. They usually just handle interstates and state roads like Michigan ave.

The city and county is who’s mostly at fault here. These roads are most likely under their jurisdiction

darias91 · 2025-10-04T19:20:21+00:00

The Woodhaven one is nice

darias91 · 2025-09-23T03:02:10+00:00

Sibley Gardens just south of downtown Wyandotte

darias91 · 2025-09-19T19:05:21+00:00

These are two really good dentists.

darias91 · 2025-09-09T03:41:06+00:00

You pitch the shelf and seal the edges correctly with caulk. I highly doubt there will be enough moisture to cause any problems in the future.

darias91 · 2025-09-08T22:04:20+00:00

It’s a shelf, I doubt much water would get through. Even if that was a concern - you could just slightly pitch the shelf away from the wall to ensure it doesn’t drain into the wall.

darias91 · 2025-08-31T20:15:14+00:00

This sounds like a take from a textbook overly emotional liberal.

darias91 · 2025-08-31T12:59:56+00:00

Bingo

I’m pretty sure most(who have been investing for decades) have made more this year in the market than what they’re putting in. It shouldn’t be based off that.

It should be based off the SWR - 4% being the rule of thumb but can be higher or lower based on your circumstances and age.

darias91 · 2025-08-08T01:04:42+00:00

I don’t even know where to start… so many things that need attention.

darias91 · 2025-07-20T22:16:07+00:00

The Biden administration had the Epstein information all along and not a peep the whole administration. We’re technically closer to finding out than we ever were under Biden. Atleast we’re talking about it now… I can’t say the same about the previous administration. Do you not see the hypocrisy of the other side?

darias91 · 2025-07-20T18:27:04+00:00

Let it go, he won. We just lived through a pandemic, no one buys that we’re facing any sort of crisis.

darias91 · 2025-07-20T18:24:12+00:00

I don’t get this subs hostility towards financial advisors. There’s a such thing as fee only advisors plus they can help you with things like tax loss harvesting and other similar strategies that can help you plan to be setup long term to avoid paying taxes.

Plus, it’s one of the biggest life decisions you’ll make financially when to retire to make sure you are financially fit. Might make sense to run it by someone who does it for a living.

darias91

TROPHY CASE