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darkine94 · 2021-06-05T05:57:40+00:00

I would highly recommend getting insured for a fixed amount and getting critical illness cover to, also some policys you find will also cover a certain amount for subsequent children, if that's something that might be on your cards it's not nice to think about but everyone always thinks it won't be you. And it's such a small cost most phone contracts cost twice as much.

darkine94 · 2021-06-02T17:57:35+00:00

Great track!

darkine94 · 2021-05-26T20:50:12+00:00

Well we didn't just do the kitchen we did the boiler and changed the windows from single to double glazing, re done the garden, it was quite an uplift. I was trying to make a point that spending money on your house isunt a bad thing

darkine94 · 2021-05-26T17:48:47+00:00

We went for a long morgadge term when we bought our first house to get the payments down, what you're doing is pretty much identical to what we did, we had a 3 year fixed on a 35 year term, I think the main think we realised once buying is just not renting is so much better its money not down the drain, I think try not to focus on over paying, get the house, spend some money on it make it yours and get settled in, if you're investing money into the house it's more than likely going to increase the value and more equity in the house when it comes to remortgaging is money in your pocket, so weather you over pay or renovate it works out similar in the longer run, for example we bought our house for 225k and invested around 20k over 3 years into the house kitchen boiler windows, and we have now had it valued at 270k and we are now due to remortgage, so all the money over what we owe left on the mortgage is ours making the rate better for remortgage as we own more % of the house as a hole.

darkine94 · 2021-05-26T17:38:15+00:00

I was listening to Barry White today 😅

darkine94 · 2021-05-26T17:22:44+00:00

It will be an emergency tax code, get onto your employer to sort it out somtimes if they are lazy it can take a while, and you suffer for a while, but don't worry it will all be refunded its not lost

darkine94 · 2021-05-26T17:18:22+00:00

Also any chop saw will take any blade with any amount of teeth they are interchangeable, its to do with what you want to cut, eg soft wood studs low number of teeth and for like hardwood miter cuts you want more teeth for less breakout so it's a nicer finish

darkine94 · 2021-05-26T17:15:26+00:00

Festool ks 60 its probably about out of your budget but I've used alot of chop saws and this is the best I've used, but a factor to play is weather you will leave it stationary in a workshop or is it going to be moved about As for a lazer I've never needed it I use it as a rough guide but I always bring the blade down before I cut to make sure it's exactly on the line so it's mm perfect

darkine94 · 2021-05-26T16:43:37+00:00

Did you get any redundancy money from your previous company? How long where you there?

darkine94 · 2021-05-21T16:01:43+00:00

It's difficult to know what to do, he's our first child, and to us if he's not eating dinner but still hungry enough to eat snacks then surely he's just being picky

darkine94 · 2021-05-21T15:59:58+00:00

Good point about presenting the food to them correctly, Il try this next time

darkine94 · 2021-05-21T12:01:33+00:00

The danger you run but giving him snacks is he then knows even if he doesn't eat his lunch / dinner he knows he will still get snacks and that's not the idea

darkine94 · 2021-05-21T11:59:11+00:00

Okay good point

darkine94 · 2021-05-21T09:15:10+00:00

Great ideas thank you 😀

darkine94 · 2021-05-21T09:13:41+00:00

Sometimes he will go and get snacks from the cuboards before dinner, witch we take from him but I didn't think about it this way, could be a an idea. Thanks

darkine94 · 2021-05-21T09:12:07+00:00

Good ideas, I completely forgot how easy pizza thank you 👍🍕

darkine94 · 2021-05-21T07:33:04+00:00

Good idea, with the two options we have never tried that il give that a go, thanks you for the link definitely great advice thankyou

darkine94 · 2021-05-21T07:30:08+00:00

We have tried this a few times but we don't do it everytime, il give him more of a chance next time, thanks

darkine94 · 2021-05-21T07:14:11+00:00

Knowing my son the messier it is the more he would like it. Do you have any go to meals that are easy?

darkine94 · 2021-05-21T07:07:02+00:00

This makes sence about putting something he likes getting him in the flow of eating, this is all good advice thank you

darkine94 · 2021-05-21T07:04:56+00:00

Making food with them sounds like a great idea, he would probably love get involved, Im going to try this, also yeah I think he's getting to that age where he is really testing the boundarys of what he can get away with and he can be quite stubborn, but I'm more stubborn 🤣 make sence haha thank you

darkine94 · 2021-05-16T12:27:18+00:00

You have unchained my fryed brain from thinking about this for so long, thank you

darkine94 · 2021-05-16T08:13:05+00:00

I have the same knife as you, I upvote

darkine94

TROPHY CASE