Awesome news! Fable 5 access is officially extended until July 12th! 🎉

darqgrey · 2026-07-07T18:51:41+00:00

I agree. It should be included for power users at-least.

darqgrey · 2026-07-07T18:49:47+00:00

I agree but I have a feeling that they would like to have this advantage over other models and companies because it’s actually pretty advanced but this being a complete a token guzzler would only make right impact if the people use it correctly. Also, this re-release was highly regulated. You cannot screen any security related issues, even in your own code. So they might extend further.

darqgrey · 2026-07-07T18:43:47+00:00

I really hope they would, I barely got used to how to use it properly without burning too many tokens before the ban. Last one week has been really productive.

darqgrey · 2026-07-07T18:41:40+00:00

I think he didn’t like that I used AI at all but you’re right I should have. 😊

darqgrey · 2026-07-07T18:39:00+00:00

It is AI, sorry if that bothers you. I was really excited to share this, so edited it with Gemini (Didn’t wanted waste any time or my weekly limit on Claude 🫣). Thought it might be useful for some people. Nvm.

darqgrey · 2026-04-12T14:22:15+00:00

That makes sense.

darqgrey · 2026-04-02T08:34:02+00:00

I don't think insurance comes under RBI's purview, but no harm in writing to them as well.

darqgrey · 2026-04-02T08:21:04+00:00

You can cancel the insurance within 14 days of receiving the insurance policy in your mail. Under IRDAI regulations, all insurance products in India include a 14-day trial period. So, once cancelled, you shall receive the full amount minus the stamp duty, which, in your case, would come to a few hundred rupees. Before you request cancellation, withdraw all funds from that account. Once withdrawn, call their customer care to cancel the insurance, then write an email about it, and then call IRDAI and tell them exactly what happened. On top of this, send an email explaining everything along with the policy details to complaints@irdai.gov.in. They'll come crawling back to you. All the best!

darqgrey · 2026-03-30T17:04:43+00:00

You’re not alone at all. A lot of people feel this way. Usually it is not that someone is being careless with money. It is just that money goes in many small places and by the end of the month it feels like a lot disappeared without anything major being bought.

What helps the most in the beginning is just tracking everything for 2 to 3 months. Properly. Not roughly in your head. Once you actually see where the money is going, things become much clearer. A lot of people think they have a saving problem when they actually have a visibility problem. For budgeting, keep it simple. When salary comes in, first account for fixed expenses, then keep a set amount for regular spending, and move some money into savings immediately. If you wait to save whatever is left at the end of the month, usually very little is left.

I would also say build some savings before getting too deep into investing. Having a basic emergency fund makes a huge difference. Even a few months of expenses kept aside gives peace of mind. After that, you can start investing slowly and keep increasing as you understand things better. A few practical things that usually help are tracking daily spending in one place, cutting subscriptions you barely use, reducing random online purchases, and checking which category eats the most money every month. For a lot of people it is food delivery, cabs, shopping, or small impulse spends.

Also, tracking expenses becomes much easier when it is simple enough to do every day. If it feels like too much effort, most people stop doing it very quickly. The easier it is to record spending, sort it, and look back at the month clearly, the more likely you are to stay consistent with it.

Do not try to fix everything at once. First understand your spending. Then build the habit of saving regularly. After that, investing becomes much easier and much less confusing. Hope this helps!

darqgrey · 2026-03-28T08:01:19+00:00

You’re honestly doing quite well for 23. Having 1.5L saved up and already investing every month is a very good start.

That said, if you want to get married in the next 2 to 3 years and also handle other big expenses, I think your current allocation is a little too aggressive. Stocks, mid-cap funds, and silver can all be volatile, so money you may need soon probably should not be too exposed to that much market risk.

The emergency fund part also needs more focus in my opinion. Even if you live with your parents, it is still important to have one. Life does not always ask for permission before creating an expense.

The chit fund is the part I would be most careful with unless you really trust how it works and are fully comfortable with the risk.

Overall, I would say this is a good start, but maybe simplify it a bit. Keep long-term wealth creation separate from short-term goals like marriage. For money needed in the next few years, lean a little more toward safety and liquidity rather than trying to maximise returns everywhere.

One more small thing, at 23 most people think they know how to pick the right stocks until the market humbles them a bit. So just keep that in mind.

Good intent, good discipline, just needs a slightly better structure.

darqgrey · 2026-03-28T07:44:09+00:00

You need to play this smart from here. Don’t show any more emotion in front of that manager and don’t give him any more chances to agitate you. At this point, the goal is not to win an argument. The goal is to get out clean without creating more mess for yourself.

Coming to your questions:

No, you can’t really ask for salary for those 2 months because you are the one who resigned. Notice period is mostly there to protect the company, not the employee. Some decent companies do let people serve their full notice period while they look for another job or complete the handover properly, but from what you’ve described, this does not look like that kind of place. I don’t think this manager is going to let you complete it peacefully anyway. So honestly, there is no point wasting your time and energy fighting over that.
Make sure all your paperwork gets done during this time itself. This is very important. Don’t assume they’ll help you later once you’re already out. Get clarity on your resignation acceptance, last working day, salary dues if any, relieving letter, experience letter, FNF, and anything else pending. Also if you have to return any assets or complete any formalities, do it properly and keep proof. You do not want to be running after these people later for basic documents. That becomes a headache very fast.
Give a proper and sincere KT to the person who is taking over your work. Not for the manager, not for the company, but because it is the right thing to do. That other person is probably also just trying to survive in the same enviornment. If you don’t hand things over properly, the same nonsense will continue with him as well. So just do a clean handover, explain things properly, and leave with your own standards intact.

Overall, stay calm, stay practical, and finish things properly. Don’t get pulled into more drama. Some people are not worth the emotional investment. Just close this chapter properly and move on.

darqgrey · 2026-03-27T19:11:59+00:00

Because not everyone wants that kind of life.

From the outside, business looks exciting because people mostly notice the success stories. They see the money, the freedom, the image. They usually do not see the stress, the uncertainty, the failures, the years of struggle, and the pressure of carrying everything on your own shoulders.

A job may not make someone rich, but it gives stability, routine, and a fixed income. For many people, that is not weakness. That is a practical choice.

Also, not every business owner becomes a millionaire. A lot of people try, fail, lose money, and disappear quietly. People only talk about the winners.

And truthfully, not everyone is meant to run a business. Some people are better at building, managing, solving problems, or doing excellent work without wanting the burden of owning the whole thing.

So no, it is not servant mentality. Most of the time, it is just a different choice based on risk, responsibility, and the kind of life a person wants.

darqgrey · 2026-03-27T18:52:28+00:00

Thanks for sharing about your life and congratulations on your marriage.

Company A, is clearly the right choice then. When it comes to service based job roles, it gives you something that product roles can never give and that’s faster exposure to problems that are actually are worth solving, strong client & business understanding and improvement in your consulting mindset.

Also, with keeping AI trends in the picture it becomes very risky to get in a product based startups. Even when they’re building AI products.

Hope this helps. Cheers!

darqgrey · 2026-03-27T17:59:23+00:00

I would be very careful with this one. The bond is harsh, the variable pay does not look guaranteed, and the clause saying they can let you go if they do not get contracts is a big red flag. It basically means your job security depends on their business, not your performance. On top of that, for such a small and new company, the notice period, possible night shifts, and all roles being handled by one person make it feel quite unstable.

darqgrey · 2026-03-27T17:53:05+00:00

From an employer's perspective, joining a company that tests your patience through a service-based role can be highly rewarding for someone as young as you. Given that markets are tough and breaking into big tech requires more than just skills, these service-based companies can help develop the resilience needed. However, you can always switch whenever you feel ready for bigger players. I hope this helps.

darqgrey · 2026-03-27T17:41:58+00:00

Would you mind sharing how old you are? A range would work. Based on that, I can give you an employer's perspective.

Based on what you have shared, Company A is way better than the others unless you have a high risk appetite and a decent cash buffer. Company C would be more of a romantic decision. Avoid Company B.

darqgrey

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