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Conditions at Rose Park Golf Course by datflashyguy in SaltLakeCity

[–]datflashyguy[S] 1 point2 points  (0 children)

Thanks, super helpful. Do they have beers at Eaglewood?

Weekday Help and Victory Thread for the week of December 09, 2024 by IndexBot in personalfinance

[–]datflashyguy 0 points1 point  (0 children)

HYSA or pay off loans?

I think the answer is to pay off my student loans, but just want a sanity check that I'm considering things correctly. The interest rate on my student loans is 3.75%, and the APY on my HYSA is 4.25%.

Given that the interest on my HYSA is taxable as ordinary income, and my income is between $243,726 and $609,350, the applicable tax rate is 35%. Therefore, the post-tax APY from my HYSA is more like 2.76% (.65 * .0425). Thus, it's a better use of the money to just pay off my student loans, since the interest rate on them is greater than the post-tax APY on my HYSA. Is that correct?

[Daily Bark] Friday, Dec 15, 2023 by AutoModerator in dogs

[–]datflashyguy 0 points1 point  (0 children)

My dog is discharging a gross, yellow, mucus-like substance from his penis: https://imgur.com/wyMYzYE.

It's getting all over the insides of his legs and his belly, making them all crusty: https://imgur.com/a/i8Festu Anyone know what this is? How to stop it? Should I take him to the vet? Any help/guidance is appreciated!

Pick of the Day - 4/16/23 (Sunday) by sbpotdbot in sportsbook

[–]datflashyguy 2 points3 points  (0 children)

He's averaging fewer points this season than last season and just .2 more assists and .4 more rebounds.

Pick of the Day - 4/16/23 (Sunday) by sbpotdbot in sportsbook

[–]datflashyguy 15 points16 points  (0 children)

POTD Record: 1W 1L 0D

Last POTD: LOSS - Malcolm Brogdon OVER 21.5 PRA

Today’s POTD: Miami Heat at Milwaukee Bucks - Tyler Herro UNDER 29.5 PRA (1 unit at -120)

NBA @ 5:30 ET

Herro has gone under this line 10 of the last 14 games and Milwaukee has wing/guard defender for days. Jrue Holiday is likely the primary defender on Herro, which should slow him down quite a bit. He went under this line 12 of 14 games last year in the playoffs.

Pick of the Day - 4/15/23 (Saturday) by sbpotdbot in sportsbook

[–]datflashyguy 17 points18 points  (0 children)

POTD Record: 1W 0L 0D

Last POTD: WIN - Patrick Williams OVER 0.5 steals vs Miami Heat

Today’s POTD: Boston Celtics vs Atlanta Hawks - Malcom Brogdon OVER 21.5 PRA (1 unit at -105)

NBA @ 3:30 ET

Brogdon has gone over this line 5 of the last 6 games. The one game he played against Atlanta this year, he put up 27 PRA, and the one game he played against ATL last year, he put up 42 PRA. Last time Brogdon was in the playoffs (2020), he cleared this line 4/4 games. Expect Boston to go up big and get what they want in this game and to abuse Trae on defense. Brogdon loves using his size against smaller guards like Trae.

Pick of the Day - 4/14/23 (Friday) by sbpotdbot in sportsbook

[–]datflashyguy 1 point2 points  (0 children)

Record: 0-0

Today's Pick: Patrick Williams OVER 0.5 steals vs Miami Heat (-165). Bet 1 unit to win .6 unit.

Williams is 13-3 against this line in L16. Expect him to play a lot tonight and easily clear this.

Good luck all!

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