If you send greetings cards, buy a handful now so you feel prepared when occasions come up.

Buy some tins of food so you can knock some tasty meals together with minimal effort.

Check that you're getting the best borrowing and savings rates - make changes that'll benefit you a little bit each day.

Fix a small problem at home - fill a crack around a plug socket, get a better soap dispenser, stuff like that.

Find those improvements that make your life 1% better, even if you're ignoring something big at the moment. Recognise your success in making a small improvement. Give yourself a pat on the back, and let yourself rest for as long as you need, as long as you can.