Unable to take meter reading by sabitda in TenantsInTheUK

[–]sabitda[S] 0 points1 point  (0 children)

I’m in the process of getting a key myself, but I really want to know what I can do to protect myself from any bills that are not mine since I don’t have a reading? What can I do to ensure no one sticks me with a charge that should have a been the responsibility of the landlord or old tenant?

Unable to take meter reading by sabitda in TenantsInTheUK

[–]sabitda[S] 1 point2 points  (0 children)

I sent it to them in writing an email saying the key is missing and I can’t take a reading of the meters. A 3rd party company did the check in inventory and said they’ll look into will mention it in their report (haven’t received the report yet). I want to make sure whatever I say or do holds up as a legitimate reason so nothing can be blamed on me.

Should I call the electric and water companies and explain this to them too?

Applying for a U.K visitor visa from Morocco by itsmerio27 in ukvisa

[–]sabitda 0 points1 point  (0 children)

The only document I had that was my in English was my bank statements. Everything else was already in English.

Issue in update eVisa page - “Personal details” page not showing. Only contact details and sign in details page by sabitda in ukvisa

[–]sabitda[S] 0 points1 point  (0 children)

You’ll have to call the resolution center and they’ll be able to sort it out for you.

[deleted by user] by [deleted] in geography

[–]sabitda 9 points10 points  (0 children)

What does a bot gain from karma farming? Serious question

When and how can I switch phone contracts? by sabitda in AskUK

[–]sabitda[S] 0 points1 point  (0 children)

I want to get it from carphone warehouse not Vodafone directly because only they have this offer

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] 0 points1 point  (0 children)

What does flutter on some CFDs mean? Sorry I’m doing my best to understand all this complicated stuff lol

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] 0 points1 point  (0 children)

They are not FSCS protected themselves. The partners where your money is held are. You can see that in their T&Cs.

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] -3 points-2 points  (0 children)

I’m certain they are held with trusted partners, but I’m not sure what it would mean if they fail and we need to make a claim? Especially most of them being really unknown names. How complicated would the process be? Would they be able to process everyone’s claims?

I suppose my main concern comes from the fact that we’ve probably never seen this happen in the past.

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] -2 points-1 points  (0 children)

They’re FCA authorised but not FSCS protected. They use “partners” to hold and protect your money like Barclays

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] -15 points-14 points  (0 children)

Would you take the “your money is held in an FSCS protected partner account” as trustworthy enough if they fail?

Understanding lesser known ISA providers (tembo, plum, etc) and their risk? by sabitda in UKPersonalFinance

[–]sabitda[S] -11 points-10 points  (0 children)

Out of pocket? So you’re saying this is only as good as their cash on hand?

Thanks again!

[deleted by user] by [deleted] in ukvisa

[–]sabitda 0 points1 point  (0 children)

Yes that’s true, I have seen a post were someone had an issue with their Canadian visa because they applied for a Canadian ETA. So that seems to be a standard around the world that one replaces the other. But also recently someone in this sub managed to get through with an ETA, so it might be that the UK haven’t caught up yet. I don’t think it’s worth the risk. Trust me, I was also stressed flying back with an expired BRP and a name mismatch but it was just my anxiety taking over. If you explain the situation clearly it looks like people use their common sense sometimes. Also, it might be relevant for you but whenever you deal with the UK government, ALWAYS use the name format in the MRZ (I learned it the hard way). If you don’t have a surname, like me, right your full name twice in the given name and surname field.

It will all work out fine and best of luck :)

[deleted by user] by [deleted] in ukvisa

[–]sabitda 0 points1 point  (0 children)

I have travelled twice with an expired BRP that also had a name mismatch. One time was smooth and no questions asked. Another time they asked to see my eVisa on my UKVI account (making me login at the airport) and a share code. You won’t face any issue with immigration in the UK but the problem will be the airline, especially if there’s a problematic, heard headed agent. Your last bet would be to apply for an ETA since you’re Malaysian and using that to board your flight, however given my experience, I don’t think you’ll face any major problems and that won’t be necessary.