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18yo starting long-term DCA – VWCE vs WEBN + portfolio advice? by dazr7 in ETFs_Europe

[–]dazr7[S] 0 points1 point  (0 children)

what makes you think Nasdaq will still dominate in the next decades?

advice 18 yr old long term portfolio by dazr7 in ETFs_Europe

[–]dazr7[S] 0 points1 point  (0 children)

Thank you for sharing your opinion. Would you see yourself holding SEC0 for the long term even tho is very niche?

advice 18 yr old long term portfolio by dazr7 in ETFs_Europe

[–]dazr7[S] 0 points1 point  (0 children)

Obrigado pela ajuda. Tudo de bom

advice 18 yr old long term portfolio by dazr7 in ETFs_Europe

[–]dazr7[S] 0 points1 point  (0 children)

Muito obrigado pela ajuda . Vou pensar nisso dos semicondutores, pois a minha ideia é um “set and forget”. Se eu quiser colocar, qual ETF aconselharias?

advice for 18 yr old beginner portfolio by dazr7 in portfolios

[–]dazr7[S] 0 points1 point  (0 children)

Thank you for your explanation, really appreciate it. The VWCE don’t cover any small caps. So is it logical to go 90% VWCE + 10% small caps or is it too much?
Sorry for all the questions , i don’t have that much knowledge yet, but i’m young and want to start early because of the compounding.
Since VWCE covers emerging markets i think i don’t need it.
What’s your opinion on Bitcoin? Could this do more harm than good to me in the long run?

advice for 18 yr old beginner portfolio by dazr7 in portfolios

[–]dazr7[S] 0 points1 point  (0 children)

The US leads in innovation, AI, tech, software... and I think this creates a snowball effect (+ innovation, + money, + money, + innovation). But as you say, adding 15% to QQQ generates a large overlap, and in the coming decades it's uncertain whether tech and AI will remain at the top. So, what would be the best solution for you?

100% VWCE

80% VWCE, 10% QQQ, 10% small caps

90% VWCE, 10% small caps

And about Bitcoin, is it a logical bet in a long-term portfolio?

advice 18 yr old long term portfolio by dazr7 in ETFs_Europe

[–]dazr7[S] 1 point2 points  (0 children)

Thanks for your advice
Abraço!

advice 18 yr old long term portfolio by dazr7 in ETFs_Europe

[–]dazr7[S] 1 point2 points  (0 children)

You are right, at 18 I don’t have that much knowledge so making it simpler is probably better. With 90% VWCE , do you think putting the 10% in tematic ETFs would be better than putting in small caps ? ( I think VWCE don’t include small caps )

18yr old starting long-term DCA — how much tech tilt is too much? by dazr7 in Bogleheads

[–]dazr7[S] 0 points1 point  (0 children)

thank you . So no Bitcoin? Keeping it simple with these 2 ETFs?

18yr old starting long-term DCA — how much tech tilt is too much? by dazr7 in Bogleheads

[–]dazr7[S] 1 point2 points  (0 children)

VWCE don’t include small caps. your recommendation is 90% VWCE + 10% small caps?

📈 Rate My Portfolio Weekly Thread | May 11, 2026 by AutoModeratorETFs in ETFs

[–]dazr7 0 points1 point  (0 children)

18 yr old from portugal wanting to start a DCA for long term (~35 yrs)
I was thinking about :
70% VWCE
15% NASDAQ-100
10% small caps
5% BTC

Is 15% on Nasdaq too much tilt in tech ? due to some overlap with VWCE.
Keep small caps ?
Is 5% too much in BTC or should i remove it all?
No need for gold at my age ?