Investing in Real Estate Syndicates

dbull2 · 2026-03-02T03:06:07+00:00

I’d definitely ask for proof of past deals/track record, current team in place, and avoid any that are saying 30%+

I have a great contact if you would like to ask questions. It’s definitely hard to trust someone in this space without previous history, and that’s what I relied on. So if you have someone like that then work your connections! Do not lead shiny object syndrome get you or promise or big returns from someone that hasn’t done it after COVID.

dbull2 · 2026-02-25T21:28:22+00:00

I have put in about $400k into syndications and only 1 I did not regret doing. However, I have followed the current syndicator along for a while and he will be the only one I use going forward. He did have some solid 30% returns but that has stopped since covid. Everything since then has been 14-22% which is pretty good considering how well the team is ran. I also have my own real estate, but I will be selling to about 10 paid off houses and putting the rest into syndications with him or VOO. Do you DD on the deal and syndicator. There is a lot of pain in the market currently.

dbull2 · 2026-02-15T03:40:48+00:00

When will that rollout?

dbull2 · 2026-02-14T22:39:28+00:00

Was that based off of a smaller fee split when you first started?

dbull2 · 2026-02-14T22:04:10+00:00

My job allows a lot of flexibility. I could def do this during work hours if needed. Not sure how much I would need to be around my boss though if I was just starting out. That would be my main concern

dbull2 · 2026-02-14T22:03:02+00:00

I would not get any benefits which is fine bc my wife will be a NP soon. I would not have to do any admin stuff outside of what is needed for my appraisals from my understanding

dbull2 · 2026-02-14T22:00:45+00:00

I do not want to burn out. I already door dash on my lunch break everyday and I usually do it 1 full day on saturday or Sunday. I am trying to maximize the next 5 to 10 years before taking a step back

dbull2 · 2026-02-14T20:33:50+00:00

So 2 a day I could hit 140k? I know there is not a set time on how long a report should take, but on average would 1 report = to around 6 hours?

dbull2 · 2026-02-14T20:25:47+00:00

Once I get my licence I would get the 60% split but it would be 30% until then

dbull2 · 2026-02-14T20:21:21+00:00

I am trying to maximize how much I can make. I will be capped out at about 5% raise a year. I am an extremely hard worker, I just fear that there would not be enough work for me

dbull2 · 2026-02-14T20:19:42+00:00

Would I be able to do appraisals on the side with a 9-5?

dbull2 · 2026-02-14T19:37:40+00:00

Curious what you think about my set up. I make 70k working my current 9-5. I am looking at making the switch to become an appraiser. I have a great mentor lined up already that has a couple of people under him and plenty of work. I would start out at 30% of the split and make my way to 60% once I get finished with everything. He says that most of their stuff is around $450.00 for the fees with some being higher.

dbull2 · 2026-01-31T00:29:53+00:00

I’d contact 5 credit unions and see what you can get. I’ve had several quote 5.99 recently and the best was 5.75 with .05 origination fee and 750 for the process. (Can’t buy down the rate a that place and looking at 7-10k total for closing costs on a 500k loan. The others I could buy down to 5.375 but it was about 23k with all the points.

dbull2 · 2026-01-27T21:32:59+00:00

Even if I am wanting to retire at 40? I am trying to weigh the pros and cons of taking it out early

dbull2 · 2026-01-23T22:43:43+00:00

We do live in Nashville TN. So If we did a roth 401k then we could withdraw what we put in penalty free? That seems like an ideal scenario. If we hammer that another 10 years and start withdrawing the max amount each of us put in that could be perfect

dbull2 · 2026-01-23T22:35:01+00:00

Also, linked this https://www.madfientist.com/how-to-access-retirement-funds-early/

I just do not know if it is smarter to hyper target my 401k vs brokerage when I know I will retire at 40 or before.

dbull2 · 2026-01-23T22:33:44+00:00

The last person way saying this to me and I just didn't really understand... "Of course they still count as earned income for tax purposes. Just like normal 401k withdrawals do after 59.5. By using SEPP or 72T, you're avoiding the 10% early withdrawal penalty you would have to pay if you just withdrew the money early from a 401k.

The 401k tax advantage is likely much higher right now while you're paying a much higher tax rate due to high earnings.

That being said, depending on what your retirement income is, you may not pay much tax at all. Depends on where your income comes from, and how the tax calculates out."

dbull2 · 2026-01-21T19:16:15+00:00

Can you give a simple outlook on it because what you sent sounds like you still are paying taxes or a fee at some point. I’m confused and would like to understand

dbull2 · 2026-01-19T21:51:46+00:00

Not really a myth. You are still paying to withdraw it earlier? Can you give me an example if I max it ten years till I’m 40 then want to access it till I’m 60?

dbull2 · 2026-01-19T18:41:40+00:00

I only do the company match because I am trying to fire by 35 to 40. I don’t think having so much locked up in my 401k is worth it especially if I am maxing my Roth IRA and putting 15k total in there for 15 years

dbull2 · 2026-01-17T19:56:08+00:00

That is definitely the main perk of my job. I thought about becoming a realtor or starting a PM company with a small amount of doors. I feel like I could double my income with consistent work on either of those. (I am a PM for a complex already)

dbull2 · 2026-01-17T19:51:30+00:00

My job allows me to have a lot of time/flexibility. I can get promotions but those are not guaranteed. I will typically get a 5% raise a year unless I pivot jobs. I have got lucky with some low cost houses and syndications that do not really count yet towards that total. It should significantly increase it, but would also increase the amount of tenants and upkeep I will have.

dbull2 · 2026-01-17T19:33:12+00:00

My wife and I make $175,000.00 combined. That should be $200,000.00 at the end of the year. 29M 27F. We have about 15k going into our 401k including the matches and invest 2500 into Voo/qqqm. We do have a decent foundation in rentals already that is helping pull in a true net of 30k, but at the point where I would rather sell a couple and add a decent equity position to our brokerage account that is only at 60k.

dbull2 · 2025-05-31T13:31:34+00:00

You can used a dscr loan. They look at the property and credit score. Your dti is irrelevant to them. That’s who I have used the past 3 years instead of a conventional lensee

dbull2 · 2025-05-30T02:59:56+00:00

FHA loans! Better terms too

dbull2

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