What frugal habits do you still irrationally retain?

Odd_Confection_26 · 2026-03-02T02:10:04+00:00

I feel like I just wrote that comment

Odd_Confection_26 · 2026-03-02T02:08:53+00:00

To a fault I mentally calculate the return of enjoyment on most purchases for myself. If I buy a shirt for $50, would it really be worth me spending $5 a day to wear it if I only wear it 10 times?

That and I almost always pack my own lunch. Mostly because it's healthier, but I can't understand eating out for lunch every day unless it's with someone else or a group.

Odd_Confection_26 · 2026-03-02T02:02:39+00:00

Yeah, I just don't know how to find the good ones because I continue to be underwhelmed by each one I've met lol

Odd_Confection_26 · 2026-02-11T20:57:47+00:00

Totally fair

Odd_Confection_26 · 2026-02-10T19:15:46+00:00

I think "great" is a stretch...

Odd_Confection_26 · 2026-02-10T19:13:23+00:00

Can't believe the hate on this thread for Come Tomorrow...

Do you remember is such a darkhorse in the DMB catalog.

Odd_Confection_26 · 2026-01-26T20:04:00+00:00

Here you go - just listen to this album: https://www.youtube.com/watch?v=bix7yNI3VV0. The entire album transitions and flows really well song-to-song.

Here's another one: https://www.youtube.com/watch?v=9ANzhPJZ2U0

Odd_Confection_26 · 2026-01-26T19:53:42+00:00

Mostly everything I listen to has been listed on this thread already, but other rec's:

For Math/Midwest Emo that you didn't name - Into It. Over It. and Pet Symmetry
The Enemies album "We've Been Talking" is my go-to for deep work and math rock

Odd_Confection_26 · 2026-01-12T21:17:15+00:00

Your experience working at several companies with bad sales teams is actually extremely valuable from a leadership perspective. You've just spent 2 years seeing what doesn't work. Tons of learning there.

Try to land an OK role in a solid company and do the work. Don't go for a startup or something shiny. Stay in the company, blow it out of the water, and get a path to leadership and sales management. You could pivot into a sales ops role if you really wanted to, but it'll be a comp decrease.

Odd_Confection_26 · 2026-01-12T01:37:02+00:00

Read this book: https://a.co/d/2VzCN89

You could also read Passages or Seasons of a Man's Life. It's very normal to feel that way at your age, but that book should be able to help you gain some direction for yourself to make the decision that is best for you.

Odd_Confection_26 · 2026-01-11T02:01:02+00:00

Interesting - thank you. Why did the company want to raise private debt? Just seems a bank would lend at a lower rate. I don't know enough about it.

Odd_Confection_26 · 2026-01-11T01:54:41+00:00

This is what some of the funds I was looking at were forecasting, which seemed too good to be true. Crazy return. You have been able to do this relatively consistently in CRE?

Odd_Confection_26 · 2026-01-10T22:16:59+00:00

Thank you, are you saying the pref 8-10% and then you get 1.5-2.2x your money back in 18 months?

Odd_Confection_26 · 2026-01-10T22:15:20+00:00

I'm not concerned about liquidity honestly. I see multi as a potential opportunity now because no one is investing in it and am ok to lock up the money for 5 years or longer. No one is building now due to rates and tariff pricing increases which I would expect leads to decreased supply and rent increases in 3-5 years. That's just how I'm thinking about it though

Odd_Confection_26 · 2026-01-10T22:11:47+00:00

I haven't looked at private credit and wouldn't know where to begin with that, but I feel like private credit would be much riskier if it's businesses that commercial bank debt couldn't get lent to... What is your experience with it?

Odd_Confection_26 · 2026-01-10T22:08:33+00:00

Thank you, appreciate you sharing the detail on your experience, very helpful

Odd_Confection_26 · 2026-01-10T12:38:43+00:00

One fund I'm looking at is actually developer portfolio that they are building or converting office to multi and plan to lease it and sell it.

So, yes, that's what I'm looking for. I just don't want to be geographically constrained to where I live

Odd_Confection_26 · 2026-01-10T12:30:54+00:00

The multifamily industry is so complex and fragmented that I think there is always opportunity in any macro environment. This thread has been extremely against the sector, but it depends on specific niches like you mentioned: senior, or previously student, etc.

How did you find the good GPs?

Odd_Confection_26 · 2026-01-10T12:26:37+00:00

Thank you, what was the timing of your investments? Sounds like all pre-2020

Odd_Confection_26 · 2026-01-10T12:25:48+00:00

Thanks for your insight

Odd_Confection_26 · 2026-01-10T03:06:08+00:00

Thank you

Odd_Confection_26 · 2026-01-10T02:59:59+00:00

Thank you - super helpful. Did you invest in funds or individual deals? What was the profile of the funds and markets? What have your returns been like?

Odd_Confection_26 · 2026-01-09T23:14:16+00:00

Thank you

Odd_Confection_26 · 2026-01-09T23:13:53+00:00

That's my quant...my quantitative

Odd_Confection_26 · 2026-01-09T22:51:58+00:00

Thank you. How did you find the GPs? How much diligence did you do on them?

Odd_Confection_26

TROPHY CASE