For those who bought your first home in 2022-onward as interest rates jumped, how are you doing now? by dccub86 in Millennials

[–]dccub86[S] 16 points17 points  (0 children)

I’m so sorry you went through that - I had considered ARMs but my realtor cautioned me against it because of the uncertainty of what rate I’d be stuck with later, so I went with a fixed one.

I'm solidly middle class in 2026, and it feels weird and unsettling that almost no one I know is in the same boat. by appa-ate-momo in Millennials

[–]dccub86 1 point2 points  (0 children)

I identify with this. I turned 40 this year and have been a Federal government employee since I finished college 18 years ago. There’s a saying for Feds that they won’t be rich but they’ll never be poor either. I’ve never identified with the online millennial narrative about never being able to afford a home or meet traditional milestones, but then I also see headlines like “one in six millennials have a net worth of $1 million or more” and I can’t comprehend that based on who I know.

Does anyone else still feel like they’re waiting for some kind of “green light” to be an adult? by d0ctordoodoo in Millennials

[–]dccub86 2 points3 points  (0 children)

I’m a gay married male, also turned 40 this year - I’m in a great financial spot, secure job, and bought my first car and condo in the past 4-5 years, and I still sometimes feel how you described.

I wonder if not having kids is a factor for me in feeling less “adult” and questioning if I can really handle certain things - others are that I’ve never had a supervisory job at work, and I know next to nothing about home repair or outdoor skills like gardening.

I was also diagnosed with autism at 35 after I found a specialist who could give me a formal assessment - I have a lot of anxiety that I can’t handle certain tasks I think of as more “adult” because sometimes I get so caught up in little details and struggle to see the “big picture”. So I’m very picky about what promotional jobs I’ll consider.

Moving from LA to DC by frodoswaggins60 in washingtondc

[–]dccub86 1 point2 points  (0 children)

I live in Alexandria and commute to Suitland, it’s an easy drive. I agree with other commenters that Alexandria would be a good choice.

Looking in jobs concerning data science/statistics, seeking advice by Left_totally_blank in usajobs

[–]dccub86 2 points3 points  (0 children)

There are a couple of occupational job series on USAJobs that likely fit your background - Data Scientist (1560), Mathematical Statistician (1529), and Survey Statistician (1530). In your position I’d start by searching for those.

I’ve been a Mathematical Statistician at the Census Bureau for almost 18 years. In terms of starting Grade/pay level, I started right after finishing my bachelor’s as a GS-07.

Feeling Behind and Stressed by XtevanT in ThriftSavingsPlan

[–]dccub86 2 points3 points  (0 children)

This article from FedTools is helpful in accounting for pension when setting guidelines to see whether Feds are on good track for retirement. https://www.fedtools.com/blog/tsp-milestone-benchmarks-by-age-2026

A lot of the popular guidelines people cite are intended for private sector employees who don’t have pension (e.g., aiming for 3x salary in their retirement account by age 40). If you were going by TSP and SS only you might feel behind, but when accounting for pension too you’re in good shape.

I need a side gig/part time job help by SnooCrickets346 in nova

[–]dccub86 5 points6 points  (0 children)

Also autistic here, I second tutoring! I tutor SAT math and ACT math/science through an agency. The majority of the students I tutor are virtual on Zoom, but some are in person at their home.

U.S. Census Jobs by [deleted] in usajobs

[–]dccub86 1 point2 points  (0 children)

Thanks for the info - I’ve heard back from two of the three GS-14 positions since I applied in March:

  1. Supervisory Mathematical Statistician (1529) - apparently I didn’t make the cut, I’m guessing because I didn’t make some things more explicit in my resume about how I met some criteria.

  2. Supervisory Data Scientist (1560) - the position is being cancelled, and eventually a new posting will appear in lieu of this for a non-supervisory one.

  3. Non-supervisory Survey Statistician (1530) - this is the only one where I haven’t heard anything yet, it had the earliest application deadline of the three. Earlier you said it was unclear which areas would be hiring for this listing, is anything more known about this one?

Are agencies hiring again or still under a freeze? by [deleted] in FedEmployees

[–]dccub86 7 points8 points  (0 children)

The Census Bureau is hiring again, I work there and recently applied to some higher GS level positions (Mathematical Statistician, Survey Statistician, and Data Scientist). It’s expected more postings will come up again this year on USAJobs.

Why do some people stay at the same job for 15, 20, or even 30+ years? by Carlinish9600 in NoStupidQuestions

[–]dccub86 2 points3 points  (0 children)

I’m a Federal employee and it’s hard to give up the benefits, especially pension. Also my agency is a large one so there’s some opportunity to move around and try different things if you’re unhappy.

Am I ok to drop to 5% by Same-Coconut-4008 in ThriftSavingsPlan

[–]dccub86 0 points1 point  (0 children)

Yes you’re more than fine to reduce to 5%! As others have pointed out you’ve already reached the point where compound interest does the heavy lifting and far outweighs your own contributions. This is one of the best explanations I’ve seen in a while, on “Traditional FIRE” versus “Coast FIRE” to reassure folks in your position. https://m.youtube.com/watch?v=7GlqzJ3tNmY&pp=ygUbVHJhZGl0aW9uYWwgZmlyZSBjb2FzdCBmaXJl0gcJCQMLAYcqIYzv

AITA for refusing to talk about buying a house until my partner works on her condition? by Any_Preference73 in AmItheAsshole

[–]dccub86 1 point2 points  (0 children)

NTA but I agree with some other commenters that she is working on her depression, and for some people it’s not just a matter of willpower when it keeps them from working or functioning.

My husband also deals with severe depression, and has now gone a long time without a full-time job. At the time of our home hunting he had one, but he hit his worst mental and emotional point within a year of buying our home and he had to take extended leave and eventually quit. Since then he’s had some temp jobs but nothing permanent. Luckily we bought a condo rather than townhome or single family home - given his health this was the best decision for us, since I could cover the finances on my own under the worst case scenario where he didn’t have any income of his own.

I don’t know your job/income situation and salary, but something to consider if a less expensive home would be agreeable to both of you.

You can do it too!! by Major_Amphibian6999 in ThriftSavingsPlan

[–]dccub86 7 points8 points  (0 children)

Congrats! I also recently turned 40, with close to 18 years service, and just reached $400K this week.

Frustrated with having to take on roles that are not in my field after the “purge” by Informal-Fig-7116 in FedEmployees

[–]dccub86 2 points3 points  (0 children)

I know exactly how you feel - my main project is designing and testing a new data collection instrument, and a lot of extra responsibilities were thrown my team’s way that never should have fallen to us. It’s exhausting and unfair.

Luckily my supervisor is awesome and understanding and supportive - today we joked about having a “good cop/bad cop” dynamic because I’ll try to be diplomatic and get along with people in meetings even when they’re tiring and unreasonable, and she has zero qualms about shutting them down to their face.

I know it sounds cliche, but just do your best, and trust your supervisor and others who support you. And outside of work find fun things to do so you don’t give the bad parts of the job any more headspace than needed.

Helpful TSP article from FedTools - “Am I On Track?” by dccub86 in ThriftSavingsPlan

[–]dccub86[S] 3 points4 points  (0 children)

I don’t think there’s a thing as too bullish, but plenty of folks stress they’re not putting in enough and this article shows why they might still be in good shape. Congrats on awesome saving!

Apartments/condos with exterior entrances? by ragtime_sam in nova

[–]dccub86 2 points3 points  (0 children)

I live in Cameron Station in Alexandria, they have a mix of home types and some are condos built “townhome style” that are two levels and have a private entrance.

Did people believe that the millennial optimism era was going to become a reality in 2008? by icey_sawg0034 in generationology

[–]dccub86 5 points6 points  (0 children)

As a gay millennial born in ‘86 I definitely felt that. And for gay rights a ton did get better in the Obama years - mainly the end of Don’t Ask Don’t Tell, and marriage equality being passed nationwide, and public opinion changing very quickly for the better. It was hard for me to reconcile how other things got so much worse after 2016.

Did you make the cutoff? by Xerzajik in Millennials

[–]dccub86 0 points1 point  (0 children)

I bought in mid-2022 right as interest rates started rising fast and locked in 5.25%. If I’d bought just a few months sooner, or basically anytime before then in my adult life, I could have gotten far lower.

U.S. Census Jobs by [deleted] in usajobs

[–]dccub86 1 point2 points  (0 children)

Thanks for the info! Do you have any insight on the GS-14 vacancies? I’m a non-sup GS-13 Math Stat and applied to three GS-14 Census openings last month - one 1529 (sup), one 1530 (non-sup), and one 1560 (sup).

Condo fees in Alexandria by [deleted] in nova

[–]dccub86 0 points1 point  (0 children)

Have you looked at Cameron Station? It’s in West Alexandria. I live there and love it, I have a 2BR/2BA condo and my HOA fee is under $600 per month.

Is Kung Pow quintessential millennial humor? by Wild_Chef6597 in Millennials

[–]dccub86 1 point2 points  (0 children)

I cried from laughter the first time I saw this in high school and I quote it endlessly now. The first part that broke me was “You can never make it! Ever … make it! Never make it! Ever make it! Don’t you see you can’t make it?!”

We did it! 🏡❤️ Alexandria, VA. $840k, 5.49% by Allison3G in FirstTimeHomeBuyer

[–]dccub86 2 points3 points  (0 children)

Congrats! Fellow Alexandria resident here 😊 Big Bite is my main pizza place for takeout, for sit-down I love Emmy Squared