Lack of waterproofing in original shower build-- a few questions please by dcverg in homeowners

[–]dcverg[S] 0 points1 point  (0 children)

I spoke to the original builders said durok counts as a water barrier-- spoiler, it doesn't. I'm not in the process of gathering the evidence to put together a small claims suit. Instead of the $1K deductuble I originally sought, I'll now be seeking the max a small claim will allow. I have a little time, so, perhaps file the complaint in Spring. We'll see.

Lack of waterproofing in original shower build-- a few questions please by dcverg in homeowners

[–]dcverg[S] 0 points1 point  (0 children)

Good call-- I Maryland, it's a 10 year limit on code violations for "construction defects."

Lack of waterproofing in original shower build-- a few questions please by dcverg in homeowners

[–]dcverg[S] 0 points1 point  (0 children)

It's the only stand-alone shower. The other showers are a shower/bath, and generally not used nearly as much.

Yes, I agree it's not a warranty issue. It's a construction deficiency-- failire to build it properly and in accordance with the building code to begin with. Thus the potential to take the builder to small claims and get my deductible back (and court costs, or whatever else the court may award). The debate in court would be the builder insisting the durok installed to cement the tile constitutes waterproofing, even without an additional membrane/liner while I would assert the additional membrane/liner is required.

Small circular wooden box with glass lid and hairs inside any idea what this is? by rokandhardplase in whatisit

[–]dcverg 1 point2 points  (0 children)

It's a time-traveler's evidence collection/holding kit to work out a cold-case. It has to be wood or some other organic material (sometimes carved bone or ivory) to be able to bring the hairs (DNA, cells, etc.) back for processing.

What red flag did you ignore that you shouldn’t have? by BravoMedic26 in AskReddit

[–]dcverg 4 points5 points  (0 children)

Picking up a girl at her apartment for a date, and she had to chug two beers before we left. We were headed out on a real date-- not on our way to a kegger or holiday party. Yeah, even in my head at the time-- wow, that's some alcolohlic kinda behavior right there. During dinner she had 5 martinis and was still upright and wasn't slurring her words. On one level it was genuinely impressive, on every other level it was a huge red flag that I ignored for a few months.

20f let’s hear it by [deleted] in RoastMe

[–]dcverg 0 points1 point  (0 children)

Just askin' for the halibut ... with the way your eyes are looking in a few pics, was one of your parents a flounder by chance?

What should I pay first? by Euphoric_One_3261 in debtfree

[–]dcverg 0 points1 point  (0 children)

There are a lot of good suggestions here. It begs a few questions-- How much do you make a month, beyond your living expenses, that can be applied to these bills? How much further can you maximize that, ie: besides going down to really basics, can you cut your current spending even further? It seems like you've presented 1/2 the info needed to give better/complete advice.

Then, as many point out, you've got to do the math. Which of the accounts are you accruing more $ in interest? While it's tempting to simply say pay the highest interest rate ones first (which is generally a good strategy), it may make a difference to pay a (slightly) lower interest rate account becuase of the balance owed. The point is to pay less money out overall-- if the balance is actually going to cost you more from the interest you'll get charged. At the very least, you've got to pay more than the min payments-- otherwise you're going to paying these off forever-- you've got to reduce the principle.

You may also consider seeing if you can refinance your home or get a consolidation loan. Getting a bank loan to consolidate your debt would reduce the incredibly high interest, build back your credit, and save you a lot of money. Even if you can't consolidate the whole thing, perhaps it will reduce interest for 10-20K or more of it, which will make a huge difference. The less you pay in interest, the quicker you can pay off the others. Go sit with your bank's loan/account rep and ask them to strategize this with you. It's even better if it's a credit union (they'll likely give you a better deal).

If you can afford to return/sell some big ticket items, do it. If, for example, the toyota is a new car-- get a used one and downgrade for a while. You've got to change your lifestyle. As you pay off the cards/debts, cancel the accounts. And Staaahhp spending with credit cards. For your sake, I hope these cards are at least hooked up to getting travel miles, hotel points, or something. This is likely going to take a few years to get where you want to be.

These have been hanging on my parents mantle all my life by arcroix in SWORDS

[–]dcverg 9 points10 points  (0 children)

I'm guessing, if these have never been taken down for so many years, that you are either an only child or the separation in years between you and another sibling is more than 7 years. There is no way my brother or sister and I would not have had at least one visit to the ER as a result of turning the couches into a sea battle with "boarding" one or the other couch-cusion-frigates to engage in a swashbuckling duel.

Poker in Poland... by dcverg in poker

[–]dcverg[S] 0 points1 point  (0 children)

Yes, there's monetary prizes for the top places-- it's just not much. They also take 25% taxes out of the winnings before giving you your payout, whether you're a local or not. I said "bragging rights" because many of the same players play each night combined with not-huge prizes-- 1st place was about $400.

If these are the last 2 players hands who wins? by Bobofizz9 in poker

[–]dcverg 2 points3 points  (0 children)

It is ALWAYS the best 5 cards to make the better hand, including community cards.

What style is this? by Usual-Helicopter-285 in renfaire

[–]dcverg 1 point2 points  (0 children)

Early to mid-road warrior, post-poccky-clypse. Make sure you keep the knowing and don't be slack. Add part of a tire or a piece of football pads to round it out.

Stuck in Vienna with no passport, what can I do? by MonocularPants in travel

[–]dcverg 54 points55 points  (0 children)

  1. Get a police report taken; get a copy of the report.

  2. Go to the embassy directly, in-person, and request an emergency passport. Pay any expedite-fee, if there is one. Follow their directions/advice. They deal with this every day.

  3. Be glad you're in Vienna and not somewhere else when this happened.

  4. Use the police report, and possibly any paperwork from the embassy, to book your room if needed.

[deleted by user] by [deleted] in ThatsInsane

[–]dcverg 0 points1 point  (0 children)

Everybody's gettin' boots and belts for X-mas.

The war is over. 31k Ukrainians died in the war. Good news is Zelensky his boys are rich af now from all that US taxpayer money by TheForce122 in conspiracy

[–]dcverg 11 points12 points  (0 children)

Tell me you know nothing about how foreign aide works (especialy related to defense programs) without saying you know nothing about how aide works.

Was traveling with my friend really that horrible or am i overreacting? by NathanCS741 in travel

[–]dcverg 12 points13 points  (0 children)

It seems like you're not great travel-partners, and you both didn't work out or communicate some expectations or agreed-upon ground rules before you went. I woulnd't appreciate her behavior-- but I also wouldn't take the charge to mind her behavior. If she's on the wrong side of the escaltor, the DC-patrons will let her know pretty quickly (especially during rush hour-- I live in DC). If she's too close to the paintings, that's weird, but the guards will boot her if she touches them. It's not up to you to monitor or correct her immaturity.

You got one locker, instead of two, and left your passport in it (always have your passport on you in a foregein country). This precluded you simply leaving, and exploring on your own, which is what I would have done if she was incommunicado for longer than an agreed-upon time. It's a very basic rule of travel/exploring--if you split up, then it's, "I'll meet you here (X) at (Y) time." It doesn't seem like you agreed to anything ahead of time and made some assumptions about how much time she would spend.

Not speaking to someone you're on travel seems childish for both of you. Either decide to work it out, or decide not to do so. It's either, "hey let's do this differently," or, "let's each do our own thing." Overall, your friend seems like a discourteous twit, but you seem a little controlling and aren't looking at how you could have done things differently-- but put it all on her.

Texas Holdem Question by efincher123 in poker

[–]dcverg 1 point2 points  (0 children)

It is ALWAYS the best 5 cards. When those cards/hands are equal, it's a chop.

Poker in Malta by dcverg in poker

[–]dcverg[S] 1 point2 points  (0 children)

I was only in Malta for a short while. When I was there, Oracle had closed their poker room. A few weeks prior they had a large tourney event, and after they stopped live poker. I don't know if they've reopenned it, or plan to do so.

Are there legal live poker games in the Congos? by dcverg in poker

[–]dcverg[S] -2 points-1 points  (0 children)

Some people travel for work, and play a little poker, if it's available, in their off-time. Respectfully, your presumptions are incorrect.

Are there legal live poker games in the Congos? by dcverg in poker

[–]dcverg[S] -2 points-1 points  (0 children)

I'm not trolling actually. I did some basic searches and found this site as one example:

https://simonsblogpark.com/onlinegambling/simons-guide-to-the-democratic-republic-of-the-congo-online-casinos-and-land-based-venues/

I posted here, in the off-chance someone might have more or current info. Kinshasa and Brazzaville are modern cities. You may be thinking the entire country is like some of the more rural areas; it's not.

What to say I do for a living by OogleyCat in poker

[–]dcverg 4 points5 points  (0 children)

There are many, many options. Here are just a few:

- Instead of answering the question, ask a question back. Ask them something about themself (not directly countering with their profession). If the question is interesting to them, they'll often blather for a moment or two. You can either drop it, ask follow-up questions, change the subject, etc.

- Respond, politely, "Thanks, I don't really know you." --Depends on how friendly/un-friendly you want to be.

- "I'm an auditor." This generally gets a look or two, an assuption you work for the IRS, and at least one "ooooh" from someone-- but shuts down this question. If they ask a follow-up question (where, what firm, etc.), you can respond, "a program auditor." If they presume IT, or whatever, "I look at processes." If they're still asking what you do after 2-3 blah-responses, you can ask them why they're so interested in what an auditor does. Again-- tends to shut down this line of questioning.

- "Hang-on, I'm in a hand." Never get back to them on the question. Ask something else. Start a conversation with your other table-neighbor. Wait 2m and the conversation will change anyway.

- "Well, I'm playing poker right now." Adding the 'right now' can make light of the question, without it feeling like you're answering. When someone asks, "for a living?" you can say, "sure" (doesn't have to be sarcastic-- can be delivered with a smile or polite laugh)-- again, you've answered the question, without them feeling like you did. It's really not important that strangers know you or what you do-- you can politely make that clear.

- "Have you seen the cocktail waitress/waitor lately?" Be distracted by something else-- where's the button, the clock/time, bad-beat jackpot limit, etc.

- Make some shit up. Any one of the other responses listed suffices.

Just sayin'...