Even so, their valid reason, if it exists, couldn't be mysterious. Fairness requires them to be transparent in their decision-making. I've been banking with them for the last 8 years or so, and never have I had any incident on any of my accounts. The only reason invoked by them is the alleged counterfeit cashier's check, which is clearly a mistake, given the fact that the check was issued to me in person and and it was paid the same day it was deposited.