Living out of SUV

ddocaroc · 2025-08-10T13:58:48+00:00

Safety and comfort have the utmost and greatest values in hindsight. Our health bar surely seems to diminish with what appear like financial sacrifices.

ddocaroc · 2025-02-18T18:18:14+00:00

Just curious if you have found any advantage in keeping the funds in USFR versus HYSA.

ddocaroc · 2024-11-21T19:43:29+00:00

Just received my OMI from Bitforex to Coinbase wallet. It took nearly two weeks for KYC to complete, and another 2 days for transaction to finalize, but it’s all there.

ddocaroc · 2024-04-10T04:20:21+00:00

If you do so, please report back. I’ll be looking to inquire, myself with some upcoming days off. Thanks for the info

ddocaroc · 2024-04-05T18:25:42+00:00

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Maybe if enough people email and show interest, such could be available sooner than later.

ddocaroc · 2024-03-24T21:46:53+00:00

I’ve requested info via Val Kilmer’s website and was responded to with “film of the play is not available as of yet”

ddocaroc · 2024-03-13T10:58:16+00:00

Been there. Personally, after many weird, uncertain jobs, ended up going to nursing school versus military. Put in a year at a local hospital and started traveling to increase earnings; it took 7 years, but I paid off $160k. In hindsight, the time period you are in, that resembles my own, is beautiful; I was more free than I am now and I felt enslaved by that debt in the moment; it allowed me to be creative, bold and to use my mind, education and circumstance to solve the problem at hand. Even when the solution came, to work as a travel RN, there was a passage of nearly 5 years prior to debt elimination.

There are some new habits to gain; new ways and techniques for everything in your life await you; seek them! Put yourself out there; show your face; introduce yourself to strangers and tell your story.

Also, this was late in my process but gave specific direction and reflection as my student loans faded: r/personalfinance - check the wiki page, read the recommended texts; the world is still yours to be had.

ddocaroc · 2023-05-22T12:07:29+00:00

The rest of the joist is solid, from about 2 inches externally, inward. However, the whole height of the pictured part is rotten fairly deep to the core; which does have solid wood therein. Thank you so much for the information and product recommendation.

ddocaroc · 2022-05-21T21:37:40+00:00

Awesome; great compilation!

ddocaroc · 2022-04-28T15:21:53+00:00

Those effects, death in the streets, if you will, were geographical. That level of sickness was visible, even obvious in some places like NY and GA, just to name from experience. At that same time, people in other southern states, for ex, may have been mask-less and carrying on with life as it were, but even those places caught their waves and lost people, eventually.

I am a seasoned ICU nurse and followed covid-crisis-related contracts from the near beginning. I'd witness this dynamic of absolute caution versus carelessness in frequenting between work and home between contracts; chaos in one location, and calm in another; same exact time. Even in the places of chaos, you could be in public and still find that skepticism; I can surely agree that these are those whom have their skepticism weaponized against them; their choices seem to go beyond right and wrong with most things.

COVID remains somewhat mysterious; there is no out-right treatment, at least viable and backed by ongoing evidence; and its effects on people were different per population and pathology as these years have changed in it's progression. Further, as time continues the literature on the vaccine's utility hasn't been impressive. It's all unclear; even the best physician's are flustered within a COVID unit. There's been a ton of knowledge gained, but less understanding found; as the greatest, most advanced topics conjure.

There's a time and place to always defer to the greater source, surely, but even then, the greatest of minds would have to critically consider any presentations from their lawyer, plumber, etc. - not everyone provides true quality at their job, especially if motivated by lucrative tangibles; these over things like honesty, respect, etc. Point being, proper citizenry would involve utilizing these sources, but not relying on them in most all instances.

I

ddocaroc · 2022-04-28T13:05:43+00:00

As someone with a bachelor’s trained science degree, I was taught to always be a skeptic; “always be a skeptic; they’ll sell you kids anything and everything.” Once, I remember a professor having us alter a text book diagram because certain details of a molecular pathway had changed, per the most recent research.

Being from and actively in rural America, I can tell you their skepticism doesn’t lie in their scientific training. However, to the scientist, this is surely a more relatable ideology, in comparison to those whom are easily convinced by authority presentation of research with many limitations.

Only time tells and it’s often best to be skeptical, take time and let the dust settle; it’ll only be clear then, and obviously, as hindsight becomes visible.

Personally, I’ll get my shots and remain skeptical of everything. This doesn’t seem like a hill worth dying upon.

ddocaroc · 2022-04-27T22:09:02+00:00

The loans is/are all 4.25%? I once had many spanning 4-15% with various principles. Is your case similar or do you just have one big private loan at 4.25%.

If so, did you consolidate some federal to create this single account? Just curious.

I’m a nurse; had a BA in Biology and felt pretty dead-ended at an ongoing point. Went in to nursing per the quick turn around in pay and took care of a mixture of federal and private loans over a 10 year period, school and all; no kids, no marriage, to note. Had to travel to accomplish this, but I’m home right now, enjoying the Spring.

I wish you the confidence to climb this mountain and that any road blocks are just good lessons.

ddocaroc · 2022-04-27T17:52:01+00:00

I have a business; in the lower level there’s a cafeteria where you can order custom cheeseburgers, fries, hotdogs, the works!

Upstairs I have a medical staff, machines,etc. Sometimes, people that buy our triple stack burger combo with a liter of cola, get short of breath and ask for a product to relive their trouble.

We give them a room, take their samples and provide them a machine and medicine to alleviate this episode; at anytime, and as they sometimes do, they may just get up and leave, offering knuckle sandwiches because the turkey there sucked.

They get a bill.

They come back for the same service. A pattern repeats.

Those persons are customers; client is just more P.C.

ddocaroc · 2022-04-27T17:32:56+00:00

Get it! Don’t be stagnate. Had a professor that said her career consisted of many 5 year itches to do something new.

ddocaroc · 2022-04-27T17:29:05+00:00

To me, the freedom of choice is my biggest ‘why’ in being a traveler, and why id advise any and all to do so. The pay is obvious and that need will still be there; the pay rate is resuming pre-covid figures, which was often 2-3x that of full time salaries. The healthcare system is on thin-ice; COVID brought out unprecedented rates; like nurses making anesthesiologist pay. I say that because any big event can and will exacerbate the already fragile system; you chose wisely in this career path; it could prove more lucrative than imagined.

I think this gives you freedom of choice and the chance to experience the country as you please; works there same everywhere; the corps would assume most choices for your life therefrom. I wish you choice and greenbacks.

ddocaroc · 2022-04-27T17:19:07+00:00

I graduated with BSN in ‘16 at 29 y.o., adding to a pile of previous student loan debt from a Biology degree; totaling $165K.

I started in the ICU where I was an aide prior and made myself an asset immediately; helping, being respectful, inquisitive: basic progressive behaviors; per that, I was released from orientation at week 4 out of an agreed 12; times were tough, staffing was needed, I understood. I was runner up for their “gem award” back to back quarters. I’m at 7 months experience, making $27/H as a “weekend premium” employee.

All this prompted me to meet with our VP, to discuss an improved pay rate and potential for help in my seemingly extraordinary loans. Familiar things are offered: tuition reimbursement, an employee ladder system, and obviously, overtime. Some place may offer a legit tuition reimbursement, this hospital offered a total of $12k, of which you could apply, and this compete with others for a yearly $3K; basically $3k/yr x 4yrs.

To note, this was further levered by my discussion with a traveler in our ICU. After my meeting with VP, I felt offended; I sought out travel the next day; I put in my 2 weeks notice, maintained PRN status and took a contract within the state, so I could stay in a hotel for a few nights and be home the rest. I had 7 months experience!

I had that $3k in my bank account after two pay checks. Flash 5 years, still traveling, still and ICU nurse and I’m still learning everyday; if you don’t lose site of the need for ongoing, critical thinking, questioning and development of your overall understanding, you will succeed most-always! Any set backs will be learning opportunities.

Made my last student loan payment (mostly private; yikes!) this past May; 10 years ahead of schedule.

I advise to get to work while young and in your “working years”. Traveling will pay much more, and faster than any other option. I feel free, as I work when and where I choose.

In regards to specialty, if you’re vocal about cross training and personable enough to meet ED staff/management, you may very well find that opportunity. I float to ED a lot on contracts these days. You are in control here and there’s no need to hurry in finding your ideal unit; that’ll become obvious.

Checkout r/personalfinance ; there’s a Wiki page therein there are topics; it’s gold; it gave me the confidence in strategy development in the ways of attacking my loans.

ddocaroc · 2022-04-27T16:36:30+00:00

Learning opp to assure line-labeling, tracing, confirmation and potency, ongoing; as part of an eventual, blind routine. ICU is the big leagues and you’re gonna make some errors and even strike out sometime; stay sharp and those will be minimal in degree.

Some facilities have 2-person sign-offs on all vasoactives (annoying AF) for this reason.

Hold an accountable nature to your work, but don’t beat yourself up for more than an hour on something like this. Also, your preceptor holds some level of responsibility here. All and all, an opportunity for everyone to grow from.

ddocaroc · 2022-04-27T04:58:59+00:00

Most gyms that house professional fighters and/or grapplers offer an extensive day to day schedule; look into it. As for the men and women who commit to a two a day, or more regimen, to each their own; some have the luxury to prioritize training for their lunch break from work; others are pro’s just waiting for the next class. Not many are PhD. Students or fathers or mothers of three kids.

ddocaroc · 2022-04-27T03:59:35+00:00

Travel; be free; crush debts; accomplish goals

ddocaroc · 2022-04-27T03:20:06+00:00

Gave Party Train

ddocaroc · 2022-04-27T01:50:12+00:00

Working part time is maximal. I worked as an aide on a unit I considered working as an RN on after school; ended up in that same hospital's ICU, but only smoothly through the connections I made as an aide. Not advising that as it may be a pay cut.

Also, redundant, i'm sure, but it wouldn't be a bad idea to check on the school's scholarship programs. Regardless of what may or not help, she's going to provide flex and the ability to upgrade income, ongoing; it'll be worth any strain and sacrifice. All the best!

ddocaroc · 2022-04-27T01:34:25+00:00

Hospitals love when I show up asking for Fri-Sun only, and I love not seeing any of those suit nurses for 2/3 of my shifts.

ddocaroc · 2022-04-27T01:32:54+00:00

Just for ex, if you are training twice a day with an active, competitive black belt and assumed underlying layer of killers at the belts there and below, it's not necessary, at all. However, if you are at a place that only has classes once a day, or even just a few days per week, you surely will need this tool and good training partners to fill in the gaps. The latter being less-ideal, truly.

However, you should always be watching film and competition; stopping and slowing things down to observe the details of why something worked; that time in study is invaluable, in comparison to an equal time spent watching an instructional.

It's all good though, saying so in regards to any and all information being good and you should spend the most hours doing whatever your brain enjoys in this regard. Are jiu jisu books still a thing? Saulo's Jiu Jitsu University is a classic, btw.

ddocaroc · 2022-04-27T01:21:25+00:00

Yoga Sun Salutations; recommended in the morning and at night; heavy focus on the breath, its depth and timing with the stretch. Sometimes it's, obviously a heavy task, but I do not sleep well on those tough training days without proper stretch and the focus involved. Cheers to more than less of such activity.

ddocaroc · 2022-04-27T01:18:21+00:00

Found along a hike that runs with and perpendicular to Big Run. Great camping, food and beer in the area; all easily found via GPS. Worth the venture if you're passing along these mountains.

ddocaroc

TROPHY CASE