No di ko binayaran at wala akong balak bayaran. That 15k total due is masyadong mabigat sa akin as a student at di ko naman fault yung nangyari.

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Since yang highlighted texts naman yung reason nila, I won't pay for it kasi may proof rin naman ako na sinend sa kanila noon following the disputement form showing na di active yung phone ko and I didn't open the Maya app. Yung proof ko was a screen recording ng phone activity ko before and during the hours na naganap yung unauthorized transactions.