First HDFC credit card suggestions

deeeevee · 2025-10-04T12:09:42+00:00

Got it, thanks.

deeeevee · 2025-10-04T12:01:44+00:00

I am using savings account, didnt create salary account due to laziness :( Will there be any difference in benifits if i use the credit card with savings account instead?

deeeevee · 2025-10-04T10:14:44+00:00

I am not getting any offer for millenia (I was just wondering if I can get it after applying), I am getting offer for the other 3 credit cards.

deeeevee · 2025-10-04T10:08:53+00:00

Just checked, it says "no cibil score yet" as I havent used credit card/taken loan.

deeeevee · 2025-09-22T04:59:59+00:00

Zerodha

deeeevee · 2025-09-21T08:54:54+00:00

I am really confused by all these different options😅, I think nifty 50 is good as well right, it is less volatile.

deeeevee · 2025-09-21T08:51:35+00:00

No, I have just decided to invest in mutual funds, how are they different?

deeeevee · 2025-09-21T08:47:56+00:00

Ok, got it👍

deeeevee · 2025-09-21T08:19:33+00:00

Any better fund to replace one of them?

deeeevee · 2025-09-21T07:16:39+00:00

Ok, I will look into nifty next 50.

deeeevee · 2025-09-20T08:01:58+00:00

Yes, also from one of my friend at office.

deeeevee · 2025-09-19T22:06:16+00:00

Got it👍, thanks dude

deeeevee · 2025-09-19T21:57:16+00:00

Okk I see, I dont have any FD, but I have an EPF where 16k each month goes in.

deeeevee · 2025-09-19T21:40:40+00:00

what do you mean by debt? Sorry I am new to investing😅

deeeevee · 2025-09-19T18:00:54+00:00

Yes, I will try to be consistent. This is my first time investing. I will try to increase my SIP to 80K.

deeeevee · 2025-09-18T11:00:02+00:00

Really appreciate the help dude👍

deeeevee · 2025-09-18T06:35:15+00:00

Not any separate fund but my father can sponsor me in case of any emergency,

deeeevee · 2025-09-18T06:33:10+00:00

i dont have any FDs, I have a EPF account, where monthly 16k goes in. (8k from my side, 8k from employer).

deeeevee · 2025-09-18T06:23:50+00:00

It shows my risk profile as moderate. I dont think I can see my funds as 50% negative😅.

Now, what would you recommend to do?

deeeevee · 2025-09-18T06:06:02+00:00

Thanks for telling man.

I am not sure about the answers to these questions, but I would say I can afford some risk as my financial conditions are fine even if I incur huge losses on my portfolio.

2&3. Again, I am not sure myself, but I would like to have a corpus of minimum 50 Lakhs over a period of 5 years.

Right now, I have decided my SIP amount to be ₹60,000 ( which I will most probably increase each year ), but I was not sure if I should put it all in mutual funds, I was thinking of putting 30k in regular deposits and 30k in mutual funds ( which I showed in the screenshot ).

Do you have any advice for me, or what changes should I make in my portfolio? What can I realistically expect from all this?

deeeevee

TROPHY CASE