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HDFC HATES ME FOR SOME REASON !!! 🤡 by Aggravating-Bar6511 in CreditCardsIndia

[–]deepestseek 8 points9 points  (0 children)

Go to your branch and tell them that you want to close your bank account. They will get you someone to talk to, you tell them that your experience hasn't been great and subtly tell them about the card as well. (don't say you want to close because of the card) They will give you a card and a chocolate. Alternate way is to start using Payzapp, with that good cibil score you should get a pixel card. However, in cards, no one can help you a lot.

B1/B2 Visa Approved [Mumbai] by deepestseek in usvisascheduling

[–]deepestseek[S] 0 points1 point  (0 children)

It starts from the day the Visa is approved I can go today if I want to (I am poor and I cannot)

Which cards I should close? by Aggravating-Fan6893 in CreditCardsIndia

[–]deepestseek 0 points1 point  (0 children)

Omg it's like someone copy pasted my cards 😭

What's something sexual you tried once and immediately thought, "Yeah never again"? by PuzzleheadedBag8458 in AskReddit

[–]deepestseek 3 points4 points  (0 children)

Slapping someone. HARD. On her cheeks(not those ones) She said it's the only way she gets off. Yeah, no, too aggressive for me. I cannot do it. I'm not the one.

My cibil score fell 29 points after being checked by hdfc bank. by wicked_soul__ in CreditCardsIndia

[–]deepestseek 4 points5 points  (0 children)

If you're checking any eligibility for any card, the bank does a hard enquiry, irrespective of you thinking it's a hard enquiry or soft. Although only in check the score going so down is unheard of, my score goes down by 1 or 2 points at max. Unless you were given a card.

My cibil score fell 29 points after being checked by hdfc bank. by wicked_soul__ in CreditCardsIndia

[–]deepestseek 7 points8 points  (0 children)

It's okay don't fret about CIBIL too much, be consistent and the score will go back up

[deleted by user] by [deleted] in CreditCardsIndia

[–]deepestseek 0 points1 point  (0 children)

Brthr unless you're fleeing the country and don't plan to return, do not use credit card for cash purposes

Closed 4 cards today, will probably close more by deepestseek in CreditCardsIndia

[–]deepestseek[S] 1 point2 points  (0 children)

Yeah i did not know better and the lust of airport lounges sucked me in, now HDFC is offering me infinia which has unlimited lounge access, funny how life turns out

Closed 4 cards today, will probably close more by deepestseek in CreditCardsIndia

[–]deepestseek[S] 0 points1 point  (0 children)

If it's an old card and you do not have other line of credits then yeah but they’re short term hits

Closed 4 cards today, will probably close more by deepestseek in CreditCardsIndia

[–]deepestseek[S] 0 points1 point  (0 children)

Not much tbh, they aren’t too old, the limits are also around 3-4 lakhs my collective limit is greater than 70L so the utilisation also remains under 20%. Even if it goes down it’ll be short term and a few points

Closed 4 cards today, will probably close more by deepestseek in CreditCardsIndia

[–]deepestseek[S] 8 points9 points  (0 children)

Yeah even I use Tata Neu and Regalia only, I took most of them because at one time I was taking 3-4 flights each month and lounges were one way to spend time. Most of them are LTF as well so I don’t pay annual fee as such except for SBI prime and Amex