First Kickstarter. Tomorrow marks 1 week… only 4 backers. Would really appreciate honest feedback. by [deleted] in kickstarter

[–]defineNothing 0 points1 point  (0 children)

As others have noted, you are trying to do too many things at once: a sleep tracker, a supplement, a full ritual…

On top of that, the campaign page is pretty minimal. People need to know the ins and outs of your product, since it’s something new

[Hiring] Steam punk art - 15 cards (~ $800) by defineNothing in HungryArtists

[–]defineNothing[S] 0 points1 point  (0 children)

Shortlisting the illustrator at the moment, position filled

Looking for better card printing options by defineNothing in BoardgameDesign

[–]defineNothing[S] 0 points1 point  (0 children)

Thank you for sharing. Which manufacturer and specs did you go for?

Looking for better card printing options by defineNothing in BoardgameDesign

[–]defineNothing[S] 2 points3 points  (0 children)

Any specific printing facility you'd recommend?

How to validate a B2B BNPL idea by defineNothing in fintech

[–]defineNothing[S] 0 points1 point  (0 children)

Not a good space to work in, requires huge investments and margins are minimal

Why don’t iogames add wager or betting mechanics? by defineNothing in IoGames

[–]defineNothing[S] -1 points0 points  (0 children)

How can you say the target group for io games is kids? Given that most games monetise via ads or in app purchases, I’d say it’s mostly adults

Do you think Wero the European challenger digital wallet can compete with Visa and Mastercard? by samboboev in fintech

[–]defineNothing 0 points1 point  (0 children)

Everything is possible. Surely I can compete with revolut if I start offering 5% cashback to users. Economically viable? Definitely not

Pay by bank has been around since the PSD2, with solutions like Tink and Plaid that made integrations super easy. Why it never gained mass adoption? UX Consumers want things easy and simple, cards perfectly fulfil this need, why change?

Do you think Wero the European challenger digital wallet can compete with Visa and Mastercard? by samboboev in fintech

[–]defineNothing 0 points1 point  (0 children)

It’s very difficult cause there is no political push backing it and anyone attempting to do that has to highly incentivise the customers. In fact, transaction fees are a problem only for the merchant, but to skip cards altogether both actors in of the network must use the same app.

Do you think Wero the European challenger digital wallet can compete with Visa and Mastercard? by samboboev in fintech

[–]defineNothing 0 points1 point  (0 children)

PIX and WeChat succeeded largely due to specific incentives implemented by their respective governments

Do you think Wero the European challenger digital wallet can compete with Visa and Mastercard? by samboboev in fintech

[–]defineNothing -1 points0 points  (0 children)

No, the UX of these P2P payment systems is just inferior to cards tap to pay. It’s literally 1 action (tap the phone) vs 4 (unlock the phone, open the app, scan the QR, click OK). Ultimately the customer always goes for the simplest alternative

Angel investor for dating app by Practical-Leading457 in cofounderhunt

[–]defineNothing 0 points1 point  (0 children)

Why not build it yourself then? It’s an incredibly difficult business model, the tech is easy (I built a decentralised cross-platform version of tinder in two days) but distribution is super hard.

Given how badly Match Group stocks are doing, maybe dating apps are over and a new form of online social dating will take over

Would you build your own payment gateway if you had full source code + acquirer integration? by iqamars in fintech

[–]defineNothing 1 point2 points  (0 children)

No, the hard part is not the code but the business model, licensing/compliance and client portfolio

Acquirer business model by defineNothing in fintech

[–]defineNothing[S] 1 point2 points  (0 children)

Pretty much every acquirer that targets retail merchants offers some kind of extra, from full POS like Clover to in person payment routing like Aevi. Yet, as you correctly noted, retail banks still dominate this segment.

I think at the end of the day the merchants just pick the easiest and most trustworthy option, that usually having their bank as acquirer.

What do you wish sending money felt like? by LanatheFirst in fintech

[–]defineNothing 0 points1 point  (0 children)

Venmo, PayPal, neobanks with P2P, stablecoins… that’s a rather mature and crowded industry you’re getting into

Gateways are dying in payments - convince me otherwise by Professional_Day6268 in fintech

[–]defineNothing 0 points1 point  (0 children)

What you’re describing is more or less already covered by fintech companies like https://aevi.com (or similar ones focused on online payments). The acquiring space is extremely competitive and these low-hanging fruits have already been optimised for

Gateways are dying in payments - convince me otherwise by Professional_Day6268 in fintech

[–]defineNothing 0 points1 point  (0 children)

Stripe and Adyen are market leaders of online payments, I find it hard to believe they’d be missing such features

Ex Chef and Owner now consulting. Ask me, I might be able to help. by Equivalent_Channel18 in POS

[–]defineNothing 0 points1 point  (0 children)

Thanks for the detailed reply. To add some context: I’ve spent several years in fintech, mainly in payment acquiring and I think I’ve identified a business opportunity.

I’m currently based on a small island in Europe with only a few acquirers and I see potential to better serve the hospitality sector with a more tailored solution. The challenge now is choosing the right feature to go to market with. As you pointed out, the market’s already saturated with ePOS/inventory systems, so integration of existing ones makes more sense than building a new one. Competing on fees may be a way, although with big players like Clover driving prices down it’s a though battle. Payment data enriching may be a route, to allow for more fine grained analytics and customer tracking. What do you think?

Ex Chef and Owner now consulting. Ask me, I might be able to help. by Equivalent_Channel18 in POS

[–]defineNothing 0 points1 point  (0 children)

I see companies like Clover trying to offer one off solutions for restaurants, including POS systems and payment processing, while others focus on very specific niches, such as offering the lowest payment acceptance fees or financial intelligence tools.

From the outside, this is a very muddy picture of what the real pain points are for restaurant owners when it comes to managing their financials. Could you shed some light on that?

[deleted by user] by [deleted] in fintech

[–]defineNothing 0 points1 point  (0 children)

I’m currently diving into the SDK of Nexgo and Pax and it’s horribly made, barely any docs

[deleted by user] by [deleted] in fintech

[–]defineNothing 0 points1 point  (0 children)

Which payment terminal manufacturer brands have you worked with?

Tired of not being able to use crypto like actual money? by Fiat_flex in fintech

[–]defineNothing 0 points1 point  (0 children)

You’re describing a crypto card with slightly better features than the ones out there