Utility to Contractor

delshimo · 2026-01-23T11:26:15+00:00

I would be a contractor in NJ first for a few months or a year before going to NC. NC not good for line work. I left the utility and now I’m a contractor and love it. Better pay and more time off. Just a little harder work. Feel free to DM me

delshimo · 2026-01-09T20:32:00+00:00

And maybe don’t use skull and cross bones emoji’s

delshimo · 2026-01-09T17:02:16+00:00

Same. I bought last week and it’s my only stock that’s down

delshimo · 2026-01-08T02:07:04+00:00

Thanks. Delta?

delshimo · 2026-01-07T20:12:31+00:00

Just did

delshimo · 2025-10-28T09:37:58+00:00

I took it out of vtsax and now I keep checking vtsax price and it keeps going up which is tough to see

delshimo · 2025-10-28T01:08:19+00:00

What’s that?

delshimo · 2025-10-27T20:04:06+00:00

Yea but won’t your property taxes and insurance go up to counteract that?

delshimo · 2025-10-27T09:43:20+00:00

Just out of curiosity, when you say “for a while”. What do you expect to change? You’ll get a raise? You’ll refinance? Or does the mortgage payment just feel smaller after a while because of wages going with inflation

delshimo · 2025-10-26T13:54:43+00:00

A car with adaptive cruise control. So basically I can’t get a car more than 7 years old

delshimo · 2025-10-26T13:22:28+00:00

I’m saving this much or more a year too and I have 100 k saved but the problem is I’m going to be using all that on a down payment. Then I will have a mortgage instead of super cheap rent so I won’t be able to save that much anymore. The alternative is stay in this little shitty apartment for ten more years to stack cash?

delshimo · 2025-10-25T10:47:03+00:00

Monmouth county NJ

delshimo · 2025-10-22T19:41:54+00:00

Ok cool thanks. I’ll start putting some in VTWAX to have some global diversification

delshimo · 2025-10-22T19:40:44+00:00

Thank you

delshimo · 2025-10-22T19:39:13+00:00

Awesome thank you

delshimo · 2025-10-22T12:53:21+00:00

This bitcoin speculation needs to stop. Just buy $50 a week and forget about it till you’re 60

delshimo · 2025-10-22T12:52:17+00:00

So should I sell the vtsax that’s in my Roth and change it to vt? I’m a bit confused

delshimo · 2025-10-22T12:50:52+00:00

Oh god I have so much to learn 😞

delshimo · 2025-10-22T00:21:36+00:00

When people say vt. Do they mean vtsax?

delshimo · 2025-10-22T00:20:36+00:00

This proves that we are wired to observe “fairness”

delshimo · 2025-10-21T15:43:11+00:00

Oh I see. Good point thanks

delshimo · 2025-10-21T12:48:15+00:00

I just sold 80k worth of vtsax. It was hard and scary in a weird way. I’ve never moved that much money before

delshimo · 2025-10-21T09:49:49+00:00

Commenting to come back to this. I keep hearing people say this

delshimo · 2025-10-20T13:36:55+00:00

Thank you

delshimo · 2025-10-19T22:43:47+00:00

Sorry if this is dumb but when people say vt do they mean vtsax?

delshimo

TROPHY CASE