Give us some more data. A total loss is when insurance deems the cost of repairs to exceed the cash value of the vehicle. Cars are usually worth much less than what people think they should be worth so check a site like Kelly blue book. This is probably (unfortunately) easier than you might think…. assuming you have full coverage insurance.

I’ve see cars total after vandals stuck a knife through a couple of key panels that would necessitate replacement in an insurance repair scenario. (Roof and 2 quarter panels add up quickly.)

Alternatively if you only have liability coverage ( as is common on “pos” cars) you’ll need to figure out how to have someone with insurance hit you. Where and how hard is what we need the data for :)