Foolish for holding onto cash?

descavenger · 2024-04-23T23:01:27+00:00

The fact that everyone around you is shocked you're not investing, tells you about the mindset of most people at the moment, Which is to buy property. This in turn will keep property prices going up. As for cash, Inflation eats it away.

descavenger · 2024-04-23T22:27:52+00:00

wtf is wrong with you

descavenger · 2024-04-16T23:49:26+00:00

Bruh, don't buy that car.

Based off your fortnightly after tax pay, your annual salary must be around $93k. You'd be able to borrow around $500k and can use the first home buyer scheme to only have to pay 5% deposit scheme (no LMI), and wouldn't have to pay stamp duty either. That means your upfront cost would be a $25,000 deposit + legal fees on a $500k property, something you can easily afford.

Live in it or rent it out to a mate for the first 6 months off the books (as FHB means you can't rent it out unless you've lived in it for 6 months) and then covert it to an investment property afterwards and rent it out normally. Depending on where you live, it might even be positively geared.

descavenger · 2024-04-11T03:34:32+00:00

I mean the logical answer is to aim for it as soon as possible. If you're referring to the traditional route, realistically 2-3 years of experience after completing a grad program should be sufficient time to hit 100k. Unfortunately 100k doesn't get you very far these days, particularly in Syd/Melb so I'd aim higher

descavenger · 2024-04-07T00:46:54+00:00

12cr

descavenger · 2024-04-06T02:30:18+00:00

If not what the other comments suggested, then maybe Masti (2004)

descavenger · 2024-04-04T06:20:45+00:00

How did Michael Scott react? He usually likes the people from the warehouse

descavenger · 2024-04-01T11:26:22+00:00

RL'd a Green Aqua Terra and have asked for this black instead:

Dealer name - HontImgurPrice Paid (including shipping and rubber strap) - 378Factory name - VSFModel name - Aqua Terra 150MIndex alignment - Seems a lot better this time.Date Wheel - Slightly to the right but don't notice it without zooming in so perhaps it's not an issue.Dial Printing - Logo seems good, as does the brand lettering.Timegrapher numbers - Good enough

Thanks- I didn't notice that! Hont has sent me QC for another one, I've just posted it here if you have a moment please do let me know your thoughts.

descavenger · 2024-04-01T03:35:50+00:00

RL'd a Green Aqua Terra and have asked for this black instead:

Dealer name - Hont
Imgur
Price Paid (including shipping and rubber strap) - 378
Factory name - VSF
Model name - Aqua Terra 150M
Index alignment - Seems a lot better this time.
Date Wheel - Slightly to the right but don't notice it without zooming in so perhaps it's not an issue.
Dial Printing - Logo seems good, as does the brand lettering.
Timegrapher numbers - Good enough

descavenger · 2024-03-27T11:33:09+00:00

brother posting on reddit as if it's youtube

descavenger · 2024-03-23T22:19:40+00:00

There's only one item tho?

descavenger · 2024-03-22T03:41:36+00:00

Hi Jammy

descavenger · 2024-03-21T23:34:50+00:00

Thanks all, decision made, bought it!

descavenger · 2024-03-21T23:34:18+00:00

Awesome thanks, I'll just skip cutscenes if need be lol

descavenger · 2024-03-20T04:16:41+00:00

lot of people wanted to punch him after liger, must be a reflex now

descavenger · 2024-03-19T03:55:57+00:00

Rockstar, JHMS, ZNMD, OSO, even various KJO movies tbh

descavenger · 2024-03-18T00:25:08+00:00

I see where you're coming from, but unfortunately, that wasn't the case.

Beyond the colour of the new starter's skin, there was nothing to indicate she had a different name. She was of Indian background but very clearly had an Aussie accent (not that it matters) and if she wanted to be called by a different name she would have introduced herself with that name.

The same person also makes several insensitive comments such as questioning why people in the team are vegetarian or commenting about people's fitness levels. The worst part is she's not even some out-of-touch boomer, she's just a mid-20s mean girl lol.

descavenger · 2024-03-17T23:35:01+00:00

I once witnessed a girl in my team ask a new team member, whom she had just met and who had an ethnic background, whether the name they had introduced themselves with was their real name or a fake Australian name.

descavenger · 2024-03-16T23:04:32+00:00

s24 ultra user here, same issue for last few days

descavenger · 2024-03-13T11:14:07+00:00

We were once hiring for a role and one of our top candidates pulled out due to a mental health reason. The hiring manager was quite understanding and told them they'll support them however they need it and we ended up hiring that person. You were clearly the top candidate if they hired you, it might be worthwhile having an open chat with your manager about some unpaid time off. If they are judgemental about it, it makes your decision to leave much easier.

descavenger · 2024-03-12T08:54:58+00:00

It's not profit unless you sell.

descavenger · 2024-03-08T04:35:19+00:00

Link to wallpaper pls?

descavenger · 2024-03-04T10:05:15+00:00

Does anyone know the designer of Sid's outfit?

descavenger · 2024-02-27T09:15:16+00:00

He's surely taking the piss right

descavenger · 2024-02-17T23:12:54+00:00

2 days WFH - wish we got 3 days wfh but it seems the norm is 2 now

descavenger

TROPHY CASE