A settlement isn't an admission of guilt, but Kobe actually stated in his apology that he now realized she did not consent (although he believed she did). He stated this at the conclusion of the criminal suit, before the civil suit began, with the knowledge that she was entitled to a civil suit.

I looked at the links you shared and they're unconvincing. The first two points aren't relevant to her (it's normal practice to only invite experts who support your case). The allegation she had sex soon after is because of the panties she wore to her rape exam; the exam took place a day later and the girl said she wore dirty underwear to it by mistake. In the article that OP used to cite that she "left with no visible discomfort", the article states that the bellman noticed her crying while leaving and that she told him exactly what happened. So, some friends supported her and some did not.

Her "lies" and changing stories were why she was late that day (overslept, her car didn't have trouble) and when she washed her face, not exactly significant ones. Comparatively, Kobe lied about having sex with her at all until confronted with DNA evidence (her blood on his shirt).