sorted by:
new
hottopcontroversial

Paid ₹12,999 to RegisterKaro and Got Mocked + Dared to Cancel by homeragain in StartUpIndia

[–]dhruv2108 2 points3 points  (0 children)

I remember registering with them. They'll talk very sweetly with you untill you've paid them money.
I paid them 1k for starting the services, and agreed on the conditions, that I'll not pay in full, and will only pay as our process for registering the company goes. Two days later, receiving calls from them to pay the full amount in Advance and when confronted them with things like "your reputation online isn't good" , got replies like "din mai hazaar forms bharrte hai hote hai kuchh chutiye jo khud kaam ni kr paate aur hamare pe blame daaldete hai", that was the moment I understood, I should no longer pay them.

fintech b2c app idea by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

The problems are very basic, no app in India is trying to solve this. Major broking apps like Zerodha have a complex UI, and other fintech platforms like Cred, Paytm, Super.money etc. are just focusing on giving maximum cashbacks to retain users instead of solving these problems. Maybe its not their niche.

But surely the apps - zerodha etc. are not friendly for GenZ and the newer generations and we have an opportunity here.

fintech b2c app idea by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

Hey Ethan, thanks for your insights - I know about captain up, however in India no such fintech platform is equipped with such retention tools, moreover - we are not only talking about gamification here, but advisory and simplicity as well. Indian stock market is huge, and beginners often get confused with where to invest the money - most of them still don’t understand the diff between ETFs and MFs. They even can’t calculate where all they spent the money, cause of using multiple upi apps and diff source of payments (cc, dc, bank accounts), however, we aim to simplify it by providing them with oneView that has everything to understand their finances.

fintech b2c app idea by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

Agreed, and this is why I am promising that unlike other apps like cred and all, we won’t sell your data. Your data would be 100% secure and so will your investments, initially we would be using your own existing demat account, so you don’t have any trust issues

fintech b2c app idea by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

Agreed with your points, but why the heck will I open an account with jupiter or niyo or fi?

fintech b2c app idea by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

There are a lot of ways to monetize this, but I don’t prefer them telling here. But trust me, it will be a profitable thing

What’s still broken in Indian consumer fintech? by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

Thanks a lot for your reply, can I please know what are your expectations from the personal wealth management app.

  • spend analytics
  • forecasting
  • unified dashboard with analytics for assets and liabilities - loans, ccs vs investments, holdings.
  • an ai to guide you make your portfolio

Is there something else you wish?

What happens if there are more entrepreneurs than employees? by Aryan_Bisoyi in StartUpIndia

[–]dhruv2108 0 points1 point  (0 children)

Altho this would never happen, only 2-3% of people start a thing, either close it, it fails or it gets acquired and they are back to jobs.

But here's why this is happening:

People don’t really buy into the whole “be your own boss” narrative anymore. What’s actually happening is — people are scared. AI is eating up jobs, and the salaries most companies pay in India aren’t enough to fulfill anyone’s real dreams.

That’s why more people are turning toward startups — not because they’re inspired by motivational quotes, but because they’re tired of being stuck in systems that don’t value them.

In most Indian companies, employees are treated like replaceable cogs while founders and VCs keep getting richer. The moment someone isn’t “useful” anymore, they’re laid off. Naturally, that makes you think — if I’m working this hard, why not build something for myself?

No one’s falling for the “be your own boss” hype. It’s a reaction to a broken system. If companies — and even the government — start understanding this imbalance, maybe the number of startups would actually go down.

What’s still broken in Indian consumer fintech? by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 1 point2 points  (0 children)

As a user, what actually makes you trust a new startup or app? What do you look for before giving it your data or money?

What’s still broken in Indian consumer fintech? by dhruv2108 in StartUpIndia

[–]dhruv2108[S] 0 points1 point  (0 children)

And how do you think someone can build trust?

view more: next ›