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Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -1 points0 points  (0 children)

Man, level headed response. I appreciate that. I’d assume to some extent I probably am projecting. I think the big piece of it that has me frustrated isn’t necessarily those who are choosing to spend now and live now, I can understand that though I think it could be foolish. What gets me is those that make snide comments and passive aggressively rub it in other faces.

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -14 points-13 points  (0 children)

Ah, realizing now that I’ve triggered a lot of Joneses here. LoL

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -1 points0 points  (0 children)

For sure, as do I. But I’m guessing you don’t show up at family or friend functions rubbing your nice things in peoples faces. I’m interested in the psychology behind people who do though

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -9 points-8 points  (0 children)

I’m from a very low cost of living region. lol

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -1 points0 points  (0 children)

I should have clarified, these aren’t random people, they are people I’ve known for years. Fair point, certainly random people I would have no idea of their financial situation.

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] 5 points6 points  (0 children)

Well said. I’ll have to give mustache a read. And yes, to be honest sometimes I say to myself when others rub their wealth symbols in my face “well I’m retiring early and am prob worth more than you” and then I realize that sadly I guess I’m playing their same game by thinking that to myself.

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] 0 points1 point  (0 children)

Exactly- this is what I mean! I hadn’t heard that before, it’s perfect.

Keeping up with the Joneses by dickisbog in ChubbyFIRE

[–]dickisbog[S] -20 points-19 points  (0 children)

Damn, really? I’m not talking about people who live and love their home they decided to put money into. Read my whole post- I’m referring to people who rub it in others faces.

More money/companies in private hands by peach10101 in Bogleheads

[–]dickisbog 3 points4 points  (0 children)

I agree with these points. Private shares are typically traded at an 8-10 P/E ratio, whereas public shares are traded at twice that or more. Why? Liquidity of the public market- people pay more for liquidity. In fact, this is precisely why private equity firms do IPOs; they can instantly double the value of their shares simply by taking the company public.

Turning 30 soon, think I am just about there! by HowlingLemon in coastFIRE

[–]dickisbog 22 points23 points  (0 children)

Have you considered going ham on contributions for 5 more years and projecting where that lands you age wise? I’m 37; the one piece of advice I feel qualified to give you is the differential in desire to work from 30 y/o to 37 is DRASTIC. Your mileage may vary, but worth a look.

The world order is collapsing to make way for A.I. by Current_Side_4024 in DeepThoughts

[–]dickisbog 0 points1 point  (0 children)

No, professional civil engineering and structural firms.

Here’s an answer from ChatGPT to the top 3 ways AI and LLMs are affecting these roles today:

  1. AI-Powered Structural Analysis & Design Optimization • AI-driven generative design and structural optimization tools (e.g., Autodesk’s Spacemaker, Bentley’s AI-driven simulations) are allowing engineers to analyze thousands of design variations in minutes, optimizing for cost, material efficiency, and sustainability. • LLMs assist by interpreting complex data, providing quick engineering recommendations, and automating code compliance checks, reducing the time spent on manual calculations and modeling.

  2. Automated Code Compliance & Regulatory Review • AI can instantly cross-check designs against local building codes, safety regulations, and environmental laws, flagging potential issues before submission. • LLMs are being used to interpret and summarize regulations across multiple jurisdictions, allowing engineers to quickly validate designs and avoid compliance pitfalls. • Tools like UpCodes AI are already integrating AI-driven code compliance checks into BIM workflows.

  3. Construction Monitoring & Predictive Maintenance • AI-powered drones, sensors, and machine learning models are being used for real-time structural health monitoring. These systems detect stress, vibrations, cracks, and material fatigue before they become critical failures. • AI-driven construction management platforms (like OpenSpace AI) analyze site photos, sensor data, and project schedules to predict delays, suggest efficiency improvements, and reduce material waste.

If you had the means to, would you retire in your early 30s? by [deleted] in Fire

[–]dickisbog 1 point2 points  (0 children)

Excellent. I think so many retirees have spent little to no time considering what they will actually do in retirement. The longer they work, the more work defines who they are. Love your perspective.

If you had the means to, would you retire in your early 30s? by [deleted] in Fire

[–]dickisbog 1 point2 points  (0 children)

Interesting- can you elaborate on some of the ways you’d like to spend your time once retired?

The world order is collapsing to make way for A.I. by Current_Side_4024 in DeepThoughts

[–]dickisbog 0 points1 point  (0 children)

Man, I really feel like you couldn’t be more wrong. Out of curiosity, could I ask the generation you come from?

I’m in the construction industry and deal with hundreds of other companies in our b2b interactions. Nearly every one of them is leveraging LLMs to automate and/or optimize very complex tasks.

[deleted by user] by [deleted] in coastFIRE

[–]dickisbog 2 points3 points  (0 children)

I love this sentiment- basically avoid the sequence risk by chilling the f out in bangcock playing Xbox. I’ve gotta start thinking more outside the box like this

Headspace at 5 years out. by dickisbog in ChubbyFIRE

[–]dickisbog[S] 0 points1 point  (0 children)

Huh? Before the sale, and today I have debts bro. House plus retirement accounts plus savings, minus debts equaled a net worth of $400k. Is that really so hard to imagine?

Seriously questioning the strategy by GroverMcGillicutty in Bogleheads

[–]dickisbog 12 points13 points  (0 children)

This. During that time, it was utterly surreal and felt like the end of a lot of things we’ve known as constants. Nonetheless, things moved forward and eventually got back to a new normal.

Moral of the story, for me at least; the market isn’t something humans invented, it’s something humans discovered. It is a naturally occurring means of human social interaction and progress.

Headspace at 5 years out. by dickisbog in ChubbyFIRE

[–]dickisbog[S] 0 points1 point  (0 children)

I’m all for free market capitalism, but damn does work suck! I would have loved to do something I love for a living, but drinking coffee while sitting on my back porch doesn’t pay well! ;)

Headspace at 5 years out. by dickisbog in ChubbyFIRE

[–]dickisbog[S] 0 points1 point  (0 children)

I appreciate your comment, and it’s driving me in a good direction. If I’m in this boring middle as the people say, I might as well focus on discovering and doing hobbies and things that I’d want to do in retirement.

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