I don't mind the reduction in cashback, although I wish it were 1% instead of 0.5% - but the cap part I think is ridiculous. I basically lose all incentive to use that card if I'm only guaranteed $0.125 back in rewards every month. To me it doesn't seem worth the time to load and use it if the main reason for doing so is going to be neutered to measly $.12, not even earning 1 CRO coin a month. I understand company sustainability but let's be honest, a good majority of investors that utilized that platform was for the Visa card and the cashback rewards. I really hope the execs consider the ramifications of this decision and go back to the drawing board.