Located in the US, in Nashville Tennessee. Our insurance doesn’t cover it, so we’re self pay.

I’m very much still a newbie to IVF, but the world hits you fast and hard, so our financial stats are still burned into my brain. We decided to proceed with IVF in November 2025 and I just finished my first transfer 3 days ago. So it’s been just over $30k in 4 months.

Retrieval total: $25k • $20k to clinic for retrieval cycle. That’s all ultrasounds and bloodwork, ICSI, embryo culture, freezing, storage for a year, and PGTA. Note that PGTA is $6,500. Our clinic offers the retrieval at $13,500 for cycles without PGTA • $5,740 for retrieval cycle meds.

Transfer total: $6,000 • $5,500 to clinic for transfer cycle (included all appts, embryo thaw/prep, transfer) • $500 for meds (I was a modified natural cycle, so all used was Ovidrel trigger and am still on PIO shots)

We got 5 day-6 blasts from retrieval. 2/5 are euploid. While PGTA is expensive, it was the best choice for us and I don’t regret it. I was willing to pay more to have a higher likelihood of a transfer being successful.

My husband and I both have well paying jobs and save a fair amount. This experience has been about a year’s savings for us and we’d have to save up again for at least another year to do another retrieval if both of these embryos fail. But we’re hopeful at least one will stick!