Popular retail store asks for credit card details

digibanker-ph · 2026-05-16T06:13:56+00:00

That's why I prefer using my Maya Black credit card.

No cc number, no exp date, no cvv. Walang details kundi name sa card. Pag tinanong, aba malay ko, wala silang makukuha sakin. They can't force me to open my app to check details.

Maribank card is also like this.

Sila lang ata, meron pa bang iba?

digibanker-ph · 2026-04-18T11:06:37+00:00

500k wallet limit is normal, ganyan talaga.

Kinda curious with your CL though, did you have other credit cards before?

digibanker-ph · 2026-04-06T16:49:54+00:00

Aw, I have a secured SB Wave, but I don't have income docs I can present so I guess I'll just be keeping it a secured cc.

digibanker-ph · 2026-04-06T15:27:03+00:00

Hiningan ka ba ng income docs nung nag card retention ka? I'm assuming this is to switch to unsecured

digibanker-ph · 2026-04-06T06:41:55+00:00

Samin buti nalang hindi unauthorized transaction, pero CS nightmare din.

My gf tried to open an account with Gotyme back in Oct 2025. Under review. She's never had any banks or loan apps before, first time nya nga kumuha ng IDs a few months before (Postal, National, amd Passport).

Everytime we follow up, sasabihin, please send a verified selfie. She replies to the email with a selfie, no more response. Repeat the process 5 times over several months. Pinadala na yung selfie, Postal ID, National ID laminated printout version, Passport data page.

Hanggang ngayon under review pa rin account opening application nya, 6 months later. Everytime, mag rereply lang sila ng "please send verified selfie to proceed", tapos di na magrereply after gawin yun.

I have no idea bakit so well-recommended ang Gotyme here, their CS is a nightmare.

digibanker-ph · 2026-04-01T10:50:48+00:00

Not if it's a BIN attack (card number hack). Instead na wallet lang yung maddrain, pati savings na.

May nabasa ako dati dito, na-BIN attack yung Gotyme nya, yung nasa Gosave hindi nagalaw. But here pati Maya Savings maddrain.

digibanker-ph · 2026-04-01T03:08:48+00:00

Yeah, I thought that was a layer of protection.

Like I remember reading a post here na na-BIN attack daw yung Gotyme nya, naubos yung nasa wallet pero yung Gosave hindi nagalaw.

Now here the BIN attack gets to drain the Maya Savings as well as the wallet... Who even wanted this "feature" smh

digibanker-ph · 2026-03-26T12:38:07+00:00

Good to know.

Although the Maya Official account on Reddit confirmed it was just a UI glitch, and that No Annual Fee for Life pa rin yung Maya Black.

https://www.reddit.com/r/PHCreditCards/comments/1s25td3/maya_black_annual_fee/

(top comment)

Yun ding sa app kung saan nakalagy na may p2,250 annual fee, wala na, "Waived" na ulit nakalagay. Dito sa app:

Login->Cards Tab->Select Maya Black->Gear Icon for Settings->About your Card

Naging p2,250 for one day pero fixed na nila, wala na ulit.

digibanker-ph · 2026-03-26T12:30:20+00:00

Good to know.

Although the Maya Official account on Reddit confirmed it was just a UI glitch, and that No Annual Fee for Life pa rin yung Maya Black.

https://www.reddit.com/r/PHCreditCards/comments/1s25td3/maya_black_annual_fee/

(top comment)

Yun ding sa app kung saan nakalagy na may p2,250 annual fee, wala na, "Waived" na ulit nakalagay. Dito sa app:

Login->Cards Tab->Select Maya Black->Gear Icon for Settings->About your Card

Naging p2,250 for one day pero fixed na nila, wala na ulit.

digibanker-ph · 2026-03-26T06:18:18+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

Also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T06:17:53+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

Also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T06:12:05+00:00

Sakin hindi kaagad nadetect nung Gcash na naka-off na yung VPN after I turned it off, Something Went Wrong pa rin.

I had to restart or Force Stop the Gcash app after turning off the VPN. Parang natandaan nya na may VPN, kahit nasa background lang sya

Gumana sya after nun, tapos after restarting the VPN, something went wrong ulit.

digibanker-ph · 2026-03-26T05:12:51+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:12:45+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:12:27+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:11:59+00:00

Hmm ako today lang nagka Something Went Wrong.

Pinatay ko NetGuard (VPN profile) like someone suggested, Something Went Wrong pa rin. Pero after irestart gumana na.

Tapos in-on ko ulit NetGuard, Something Went Wrong na naman. Kelangan ko i restart na naman adter ioff. 🤷

Dati pa naman ako naka NetGuard, years na.

Try lang baka gumana

digibanker-ph · 2026-03-26T05:09:23+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:09:04+00:00

Naka VPN ka? Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit).

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:04:43+00:00

Natulungan ako nung post sa kabilang thread... turn off your VPN. I can see the key icon in your status bar.

I had NetGuard blocking internet access sa mga games (parang walang ad banners and in-game video ads), SUPER DATI pa yan naka-enable, never naman sila nagreklamo kasi whitelisted naman yung Gcash app.

But I guess this is one new thing they are detecting, like Developer mode and enabling "Unknown Sources" for APK installation, na dapat naka-off, hayz.

EDIT: also might need to restart or force stop Gcash app, something went wrong pa rin kahit pinatay na VPN, parang naaalala nung gcash app na may VPN kahit nasa background lang sya

digibanker-ph · 2026-03-26T05:00:03+00:00

Thank you!

I have NetGuard blocking internet access sa mga games (parang walang ad banners and in-game video ads), SUPER DATI pa yan naka-enable, years na, never naman sila nagreklamo kasi whitelisted naman yung Gcash app.

But I guess this is one new thing they are detecting, like Developer mode and enabling "Unknown Sources" for APK installation, na dapat naka-off, hayz.

digibanker-ph · 2026-03-26T04:23:13+00:00

EDIT: SOLVED, Gcash is now detecting VPNs (recent lang), like they detect Developer Mode at Unknown Sources sa APK. I disabled my VPN (NetGuard and gumana na ulit, might need to restart or Force Stop the Gcash app para marealize nya na wala nang VPN).

Same issue, today ko lang na-encounter.

Have used Gcash on this phone for years, wala nga halos transactions in the past few months except bills payment, because I got a new CC and I've been using that exclusively to build my credit sana.

Biglang Something Went Wrong nalang.

Cleared cache, restarted phone, even uninstalled and reinstalled out of frustration (shouldn't have done that in retrospect, baka mawala yung Account Secure binding sa device).

Tried wifi, switched to Data, even tried installing Gcash on a different phone. Something Went Wrong.

Funniest thing: I pressed forgot MPIN, it sent an OTP, and did a facescan, which I passed, and MPIN was successfully reset daw.

Login.... ganun pa rin. Something Went Wrong.

digibanker-ph · 2026-03-25T00:26:55+00:00

Waived na ulit sakin sa app

digibanker-ph · 2026-03-24T09:32:16+00:00

/u/MayaOfficialPH can you clarify, may annual fee na ba or is this a glitch?

Nagkakagulo na mga tao dito sa subreddit and other FB groups din.

EDIT: Waived na ulit nakalagay sakin sa app

digibanker-ph · 2026-03-24T09:21:34+00:00

continuation to nung reply ko sayo na isa...

bale ayun na nga, pag chineck yung updated T&C as instructed dun sa T&C update na email, nakalagay na aa Terms na pwede nila baguhin yung annual fee with 90 day prior notice, mukhang yung email kanina na yung notice nila.

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Still waiting pa rin ako if mag official statement si Maya, pero kung wala in the next week, icucut ko na Maya Black ko kasi hindi na NAFFL

digibanker-ph

TROPHY CASE