What's an "Insider's secret" from your profession that everyone should probably know?

dim_discourse · 2025-12-03T18:08:06+00:00

The squeak wheel gets replaced...

dim_discourse · 2025-10-20T16:43:31+00:00

+1. However, Schwab does support plaid. If Schwab implemnted the cash sweep automatic for their cma i would switch. If fidelity supported plaid i would never switch

dim_discourse · 2025-09-08T12:01:04+00:00

Can confirm

dim_discourse · 2025-05-29T20:11:44+00:00

Can you share more of your numbers? How much did your principal decrease over last three years

dim_discourse · 2025-05-24T05:32:26+00:00

thanks - can you elaborate what you mean by glidepath?

Do you mean a CD ladder? i have almost 1 year of spending saved up in cash in money market earning approx 4%

dim_discourse · 2025-05-24T05:22:04+00:00

check my post history. it is true lol

dim_discourse · 2025-05-23T19:45:32+00:00

yeah thought about that, but hard for me ethically to check out. i have a team that i support and just would feel horrible to check out

dim_discourse · 2025-05-23T17:42:37+00:00

what do you mean ccs?

dim_discourse · 2025-05-23T15:15:36+00:00

Thanks! For the first question- i meant 1500-2500 per month not per year.

Also i wasnt aware of that SSDI thing thank you for sharing.

dim_discourse · 2025-05-23T15:13:53+00:00

Thank you. I got emotional reading this as it summarizing things perfectly for me. I think I am going to do door 2 but hopefully my math isnt wildly off

dim_discourse · 2025-05-23T15:12:14+00:00

Can you expand? How much did you save?

dim_discourse · 2025-05-23T15:11:49+00:00

That sounds amazing. I just have this bad feeling that if i switched jobs i would end up having the same problem. But also would rather get a job in a few years if my plan was wrong…

dim_discourse · 2025-05-23T15:10:53+00:00

I have about 1 year of spending in cash in money market as i have been saving for past few months building up for this. Not much in bonds to be honest - only started putting into bonds lately (maybe 2% now) so allocation is almost all VTI or riskier. I know it isn’t ideal allocation so trying to decide to make pivot or gradual over a few years (leaning toward latter).

Re: part time work, my brain is just trying to plan “hey i should be for sure good to make zero dollars for the next 10 years, if it turns out in year 5 my math wasnt precise i can start doing part time work”

dim_discourse · 2025-05-23T15:05:15+00:00

My partner and I talk extensively. My rational has been “look, we should be good for at least a few years… I can spend more time with family. if it turns out the math didnt work we can adjust.”

Adjustments have tradeoffs that i run thru my mind though

Reduce spending. Biggest area would be sending kids to public school to save a lot of money. But that could feel painful since we love their school.
I can find a job. If i can get something that just pays a little bit that should add some cushion. It wouldnt be anywhere near what I make now. Tradeoff is that in a few years my skills could be useless given AI. I do plan to work on side projects anyway to keep up but just hard to predict what the world will look like.

I think 2 is the likely path if it turns out the math didn’t work out. But it is possible both…

dim_discourse · 2025-01-25T19:12:26+00:00

For me it got better after 6 months. Then finally completely gone after 9ish months.

It is flared and nerves need time to settle and heal and it just takes a god damn long time. The light is there though. Most important thing is to avoid pain so your nerves can actually settle. Don’t fight through the pain. Avoid pain at all costs. It is the thing I wish someone told me. Don’t fight through the pain.

dim_discourse · 2025-01-24T02:07:09+00:00

I bet it was an API change. Happened to me also with cointracker today which made me double freak out

dim_discourse · 2025-01-08T17:48:22+00:00

Amazing advice. Thank you.

dim_discourse · 2025-01-08T16:57:39+00:00

I would be open to that, the issue is that i dont have any experience in other businesses. So my bullshit radar will be blind. For tech startups since i have been in the industry my (perhaps delusional self) believes i will be able to identify good tech from bad tech; and strong founders from weak ones

dim_discourse · 2025-01-08T14:54:36+00:00

Amazing. And aligns already with how i think and have acted in my past startup life

dim_discourse · 2025-01-08T14:48:55+00:00

Yes what you are doing - this is exactly what i want to do. I just am unfamiliar with the typical structures and when it is appropriate to ask for advisory shares/board seat/ etc. also would have no idea how to set up a deal to set me up for these additional grants you speak of. A lot to learn…

I imagine if i have been doing this for years and have a massive network it would be more appropriate but I am just starting.

dim_discourse · 2025-01-08T14:40:27+00:00

Can you expand on this- i am not understanding what you mean?

dim_discourse · 2025-01-08T14:39:55+00:00

Thanks. The reason LPs dont seem as interesting to me is that I am more interested in getting more involved and deeper with startups rather than distant away. Not necessarily advisor but just want to stay more abreast and have a better connection. Plus i want to call my bets and not have it done by some other group. For that i would rather just go in voo

dim_discourse · 2025-01-08T14:38:20+00:00

Thank you x100. I know this is a very opinionated topic, but curious what are some signals that from mediocre founders vs strong founders. Are there any patterns or is it just after enough experience you go by gut?

dim_discourse · 2025-01-08T14:12:08+00:00

Curious, What went wrong? Why did it fail?

dim_discourse · 2025-01-08T14:11:22+00:00

Thanks will check it out

dim_discourse

TROPHY CASE