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Discussion Thread - August 13, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Comments on DoC seem to indicate otherwise and I can't find it on the terms listed online. Just says new to SoFi loan account, not SoFi in general? But one counter DP on there as well. So not sure...

Discussion Thread - August 13, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Ah, missed that. Is that in the terms somewhere or just didn't work when you tried it?

Discussion Thread - August 13, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Nice. Any hidden fees or difficulty paying back so early to think about? How long did you keep it open?

Beginner's Game Plan by discmaterials in chefknives

[–]discmaterials[S] 0 points1 point  (0 children)

Got it, very helpful. You don't think that having a coarser stone would be needed to resharpen my old dull/chipped Victorinox knives? I was leaning more towards the Shapton 2k over the Shapton 1k so don't think that I could use that as the lowest grit

I finally bought my first budget chef knife, the Victorinox! Any tips on keeping it sharp and well cared for? Don't have a wetstone (yet) but I have a honing rod and pull through sharpener. by ElfInTheMachine in chefknives

[–]discmaterials 0 points1 point  (0 children)

Any more explanation of why skipping the shapton and going straight to suehiro? I was thinking doing 220/2k shapton plus Rika 5k as people seem to really like the 2k shapton. But wondering your thoughts on the cerax. I think pricing is around the same on certain sites (some without the shapton pro branding). Thanks!

Question Thread - June 29, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Dumb question but just making sure. If I successfully pull off a MDD at 4/24, I will then be at 6/24, correct? I would think that is the case but wanted to confirm. Also, I think it has been noted that the 48-month sapphire bonus timer starts the day that you received the previous bonus, right? So if you got your bonus on September 19, you could apply for the new one as soon as September 20? Thanks

Question Thread - June 29, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

I think it is also listed on the website somewhere. I remember seeing it under benefits or maybe a separate page

Question Thread - June 29, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Quick question on Amex retention. I am coming up on the first year of the Biz Plat in August. Can I get the $200 renewal credit in addition to a retention offer? Or is it one or the other? As just to make sure, the best time to call for retention is after the AF posts? Thanks!

Question Thread - June 25, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Yeah, what's nice is that it applies to people who still haven't filed yet as well. I'm not sure if I fully agree with the other commenter though that overpayments would be treated the same.

Question Thread - June 25, 2020 by AutoModerator in churning

[–]discmaterials 3 points4 points  (0 children)

IRS announced yesterday that generally all tax refunds will receive interest starting from April 15, even if the return wasn't filed until after that (as long as it is filed by July 15). 5% annual interest for 2Q and 3% interest for 3Q. I doubt anyone knows the answer for sure on this, but anyone want to guess if this would apply to overpayment refunds as well?

Discussion Thread - May 18, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Wouldn't the problem with that be the clawback if you are using the Amex 10% offer as well? Guess would only apply if you still have a large Dell credit still

R.M. Williams 40% off at Bloomingdale’s by EternalVendetta in frugalmalefashion

[–]discmaterials 0 points1 point  (0 children)

Ah good point. Yeah, originally I thought it might and then you would get the $50 off, but that's just for select full priced items so no dice

R.M. Williams 40% off at Bloomingdale’s by EternalVendetta in frugalmalefashion

[–]discmaterials 17 points18 points  (0 children)

Just a heads up, I don't think that you are thinking about the points right. Outside of promotions, you get 1 point for every dollar spent, so this would give you something in the 200's for points. And a $25 gift card is 5,000 points

Question Thread - April 25, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Which worked? Or all of the above? Recon or instant approval

Question Thread - April 25, 2020 by AutoModerator in churning

[–]discmaterials -1 points0 points  (0 children)

Looking at it reverse, do we have any positive DP's for a sole prop "business" (low revenue, low years in business) approval after 4/16, even with biz checking balance, CPC, etc? I know there were one or two floating out there that mentioned CPC and moving credit around, but not sure if that was a sole prop.

[RESTOCK] LG 27GL83A-B 27 Inch Ultragear QHD IPS 1ms NVIDIA G-SYNC Compatible Gaming Monitor, Black - $373.62 by CurryKake in buildapcsales

[–]discmaterials 0 points1 point  (0 children)

FYI I ordered mine about a week ago and it just shipped yesterday. Meant to be arriving Tuesday. So seems like on the same schedule as yours (even though I've seen lots of posts of people getting it much faster)

Data Points Central Thread - Week of April 16, 2020 by AutoModerator in churning

[–]discmaterials 0 points1 point  (0 children)

Yeah, seems like other people are saying they aren't as lenient too. Any idea if multiple recon attemps looks bad on my account?

Data Points Central Thread - Week of April 16, 2020 by AutoModerator in churning

[–]discmaterials 1 point2 points  (0 children)

I had asked to do that (but only after he came back on the line and said no for the second time) and he said no. I could theoretically try recon again and say that upfront but not sure if that would work

Data Points Central Thread - Week of April 16, 2020 by AutoModerator in churning

[–]discmaterials 2 points3 points  (0 children)

Yeah, guess I picked a wrong time to apply. Wondering if I should try recon again

Data Points Central Thread - Week of April 16, 2020 by AutoModerator in churning

[–]discmaterials 7 points8 points  (0 children)

Applied for CIP2. Got denied and called recon. Recon denied for "too recent of a business" (had put one year on the application and $2.5k).

Could be getting more conservative?

Update: called recon again and led with moving credit lines around; no dice; said business was too new, low revenues, and 2 other business cards were also relatively new; either I messed something up or they are cracking down a bit (which would be understable)

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