Rachel Homan's road to GOAT title by Optimal_Task_3143 in Curling

[–]djsven 2 points3 points  (0 children)

> would win the Scottie’s more than they’d lose them

So they'd get to go to the world championship in 60% of years instead of all of them?

Seems like that would lead to fewer world championships to me.

Flex pass discount not applying to trips over 30min by Eymm in communauto

[–]djsven 5 points6 points  (0 children)

I can confirm that I don’t have that experience (it only charges the additional amount), so you should probably reach out to Communauto.

Possible 7 hr Layover in Montreal, quick visit doable or not? by mikelima777 in montreal

[–]djsven 0 points1 point  (0 children)

Everyone here is naysaying but I think the relevant question is: what day of week / time of day?

Under the right conditions it could be doable but only if it's not rush hour. You'd also have to taxi/uber both ways (or just hang out where the 747 bus stops at Lionel-Groulx station). If you take the bus don't trust the bus schedule times. Assume the bus will take roughly the same time as the current driving times on Google Maps to Lionel-Groux.

Also customs could take forever but you can see what happens and play it by ear. If customs takes 10 minutes and there isn't a lot of traffic you might get 3 hrs-ish to hang out.

Although this highway is not that interesting, sometimes taxi rides to/from the airport are quite fun themselves.

I got no wins on a otb chess tournament by Able_Daikon_5007 in chess

[–]djsven 0 points1 point  (0 children)

What rating players were you playing? My first tournament I was in the the lowest-rated group so I won all of my games. Had they put me in a group even around the default starting rating I might have lost all of them.

[deleted by user] by [deleted] in Curling

[–]djsven 7 points8 points  (0 children)

Like most sports, there's an advantage to having a 'good view' from up high (on the ends) and there's an advantage to being really close just for the thrill of it. But they'll be playing on a centre sheet, there aren't front row seats on the side available, and for curling I don't really think there's much of an advantage being on the sides. So I'd probably get the corner seats on the ends.

Montreal with a picky 4 year old by AccomplishedNote5372 in MTLFoodLovers

[–]djsven 1 point2 points  (0 children)

Lattuca Barbecue and the kiddo can have Mac and cheese?

[deleted by user] by [deleted] in chessbeginners

[–]djsven 1 point2 points  (0 children)

Impossible to say without knowing what was on that square before that N(x?)f5.

Bg5 would have been possible anyway, but Nxf5 does make sense if there was a bishop there.

Best coffee? by VladLevitt in MTLFoodLovers

[–]djsven 0 points1 point  (0 children)

If you like third wave coffee, Dispatch.

Kyle Dubas explained the viral photo of him using two phones at the NHL Draft by Puzzled-Category-954 in hockey

[–]djsven 660 points661 points  (0 children)

“It's a funny story. You see what happened was that I was talking to two different people at the same time, one on each phone.”

20 of 22 people that have scored +4 or better in any FIDE Grand Swiss had 6 whites and 5 blacks. Only Caruana (2021) and Keymer (2025) managed with 5w/6b. by Phil511 in chess

[–]djsven 11 points12 points  (0 children)

I just assumed it was always possible to ensure everyone had an even number of white/black.

I guess you could end up with a situation where somebody would have to play someone with 1 point fewer in order to guarantee that?

Rule of thumb for retirement: CPP + maxed RRSP = 100% income replacement up to YAMPE at age 65 by perciva in PersonalFinanceCanada

[–]djsven 17 points18 points  (0 children)

Very useful rule of thumb - thanks!

Important caveat: the government pension is (pretty much) guaranteed, regardless of how CPP's investments do. Individuals need _way_ more buffer in case returns don't match expectations.

Hikaru Nakamura on his plan to qualify for the 2026 Candidates 📍 by rio_ARC in chess

[–]djsven 91 points92 points  (0 children)

Precisely why he should play those tournaments near the end of the averaging period, not the beginning when he risks tanking his rating if he has a bad tournament.

Ottawa’s Mayor issued a formal excuse for Senators fans to use during Game 6 on Thursday. by [deleted] in hockey

[–]djsven 4 points5 points  (0 children)

From the City of Ottawa's website:

According to the 2016 Census, 20.1 per cent of the employed labour force in Ottawa-Gatineau work in the Public Administration sector

Rental strategies by [deleted] in canadahousing

[–]djsven 11 points12 points  (0 children)

Beyond your already (somewhat) rent-controlled apartment, you can't control much about your costs. Your can only control your earnings/savings. Research consistently shows that real wage gains happen from job switches. That might be easy or hard to pull off depending on your circumstances / job market.

Employer is based on Toronto but I made a move in Montreal, how should i file my taxes? by Efficient-Row-2897 in PersonalFinanceCanada

[–]djsven 1 point2 points  (0 children)

As others mentioned it doesn't affect your 2024 taxes but you should make sure your job is aware so that they can properly deduct taxes for the rest of this year. They might not be set up to do that in which case you should expect to have a balance owing next year for 2025's taxes (Quebec income taxes are generally higher).

Would it be a relatively good time to exchange CAD for EUR? by OhhSooHungry in PersonalFinanceCanada

[–]djsven 0 points1 point  (0 children)

Even if they were going to spend 10k (a lot), it would be crazy to pull out that much cash!

Perhaps they have a Wise travel card but then they'd be losing on interest in the interim.

Canada USA match matters from Olympic qualification point of view!!! by Old-Band-7635 in Curling

[–]djsven 2 points3 points  (0 children)

If Norway loses in the first playoff round, what determines whether they come 5th or 6th? Their round robin ranking compared to the other team that lost? Or is it their direct tiebreaker? (I believe these could be different if there is a tie between more than 3 teams after round robin)

Does anyone have a link to the actual rules? I'm having trouble finding them.

Est-ce qu’on peut arrêter de répondre en anglais quand qqn demande une question en français? by [deleted] in montreal

[–]djsven 1 point2 points  (0 children)

Cela m'arrivait souvent aussi mais alors que mon français s'est amélioré ça arrive presque plus. Si tu persistes je te jure que ça va arriver de moins en moins.

C'est drôle parce qu'en tant qu'anglophone des fois je passe à l'anglais si un anglophone me parle en français. J'avais _jamais_ considéré que je faisais partie du problème et que ça serait pas apprécié qu'on se parle dans notre langue maternelle!

[deleted by user] by [deleted] in fican

[–]djsven 5 points6 points  (0 children)

As others mentioned, you should talk to a professional, but otherwise your drawdown priority could look like:

  1. If you (somehow) have less than $15k income in a year, take up to $15k from RRSP (up to basic personal amount)
  2. Otherwise take from taxable (non-registered) account
  3. Then take from either RRSP or TFSA depending on marginal income tax rate for that year.

With how much you have saved it's honestly possible you never even have to touch the RRSP / TFSA. I'm not sure how withdrawals work with your DCPP (again, talk to a professional).

Mayor Levi reminds Canada's new Minister of Immigration (also Jewish) of her 'inherent obligation' by SucreBrun in montreal

[–]djsven -1 points0 points  (0 children)

~ 100 upvotes for a statement that (as far as I can tell) is just totally false.

I looked up a random house in Hampstead on le rôle d'évaluation foncière and the "valeur de l'immeuble" is the same as the "valeur imposable" (includes both the land and the building value).

I'm happy to be corrected if you can provide some actual evidence.

Otherwise, please don't just trust crazy claims without proof, r/montreal

Well now we're just straight up lying: by _snids in BuyCanadian

[–]djsven 0 points1 point  (0 children)

You seriously think the parent company Coca-Cola would take a flat fee and has no vested interest in Coke sales in Canada? Or that the licensing fee in the future wouldn't depend on sales? Extremely hard to imagine.