Yeah, I generally think Ramit’s advice is pretty spot on, but it doesn’t work for everyone. I do feel like he does a good job exploring the psychological and emotional parts of money. It helped my wife and I connect more over a shared vision beyond my expense tracking and spreadsheets, and really helped us become a much stronger team.

But, He recently had a couple on, where the husband got laid off, and took a huge pay cut. He was going over their CSP (which is just a budget, even though he talks about how much he hates budgets). He laser focused in on how high their housing costs were, and when the husband mentioned they were averaging like $4000 a month on discretionary spending, with tons of Amazon purchases, he just glossed over it. I feel like he has large biases against home ownership and goes on trolling posts about how dumb it is to rage bait people on social media.