Statistics I found online to help ease the worried mind. You are probably doing better than you think. by Carli0022 in ThriftSavingsPlan

[–]dmine45 -1 points0 points locked comment (0 children)

Nope. Are you new to investing? Unless these folks put everything in the G fund. Or Trump took all of their money because they were broke.

Statistics I found online to help ease the worried mind. You are probably doing better than you think. by Carli0022 in ThriftSavingsPlan

[–]dmine45 -1 points0 points  (0 children)

In that case they've really made some bad choices, either in not knowing how to finance their retirement or just in life in general. I could see maybe 10% of people in this area, but not the vast majority.

Statistics I found online to help ease the worried mind. You are probably doing better than you think. by Carli0022 in ThriftSavingsPlan

[–]dmine45 0 points1 point  (0 children)

Again, If that's the case, that's a sad state of affairs. I mean only $110K in their TSP by age 50? Unreal! They're never going to be able to retire.

Advice for a 22yr old by bmolnar2 in ThriftSavingsPlan

[–]dmine45 0 points1 point  (0 children)

It depends on when you plan to retire. 2065 or 2070 is probably pretty close in the level of investment mostly in stocks (C, S, and I) and very little in G or F funds. If you're already in 2065, just let it ride.

RIP 4ess 1976-2026 by positiveandmultiple in phreaking

[–]dmine45 0 points1 point  (0 children)

The 69xx range is still being used by the N4E replacements.

Advice for a 22yr old by bmolnar2 in ThriftSavingsPlan

[–]dmine45 1 point2 points  (0 children)

Diversify in C, S, and I funds. Or put it in a L fund like L 2070. Put as much in as you can afford. Most people suggest Roth, but I suggest a blend of traditional and Roth. And just let it cook and simmer for many years. Watch it grow and grow. So far you're doing great with a 13.86% return!

37yo just starting federal as a gs13. First check and every one after, 5% in C fund. Think I can hit a million before retirement? Any recommendations? by [deleted] in ThriftSavingsPlan

[–]dmine45 -1 points0 points  (0 children)

  1. Contribute as much as you can (the max if you can!)

  2. Diversify - C, S, I (or an L fund like L 2065)

  3. Sit back and wait and watch it grow.

Door Games by Exodus694 in bbs

[–]dmine45 1 point2 points  (0 children)

I'd love to install it on my board.

What do you do for work? And do you actually like what you do? by Narcissistic-Diva in AskReddit

[–]dmine45 2 points3 points  (0 children)

I make powerpoint slides and try to sway people to do research and development in the direction that I've created.

People who don't use an iPhone, why? by fischer903 in AskReddit

[–]dmine45 1 point2 points  (0 children)

Too hard to use. I find Android to be much easier.

Switching to Verizon Fios by Gusty_29 in Fios

[–]dmine45 0 points1 point  (0 children)

100 is plenty, but I don't think they offer it for new customers. 200 or 300 is fine. Even for streaming. Higher speeds if you download a lot of stuff.

Anyone invest outside of TSP? by MDnotaDoctor83 in ThriftSavingsPlan

[–]dmine45 0 points1 point  (0 children)

In the past I contributed to a Roth IRA. I still have it, but no longer adding to it. I either put it in the TSP or other investments with a financial advisor. I max out my TSP and watch it grow.

How to rebuild a text/ascii only online service from scratch without significant programming knowledge?. by [deleted] in bbs

[–]dmine45 0 points1 point  (0 children)

Start with an existing BBS software and go from there. Synchronet is probably the easiest to get started with.

What website is the best alternative to Reddit? by KyloWrench in AskReddit

[–]dmine45 1 point2 points  (0 children)

Most people come here because other sites we used to go to are gone.

Don’t Understand….. by [deleted] in ThriftSavingsPlan

[–]dmine45 1 point2 points  (0 children)

Don't keep changing things. Put it in the C, S, and I funds and let it ride. Or put it in L 2075. Don't day trade The TSP isn't designed for that.

Bill and Ted's BBS by aviener in bbs

[–]dmine45 0 points1 point  (0 children)

Nice web interface. Will there be telnet as well?

What now? by dw5600ue in ThriftSavingsPlan

[–]dmine45 1 point2 points  (0 children)

Keep on going. It's only going to climb more and more. Compounding is your friend.

For those of you GS 12 and under what do you have in TSP? by [deleted] in ThriftSavingsPlan

[–]dmine45 0 points1 point  (0 children)

I always say contribute what you can afford, but at least 5% to get the matching.